Bachelor's degree or equivalent experience required.
5 years of commercial claims experience, including 3 years in construction defect claims litigation.
Extensive knowledge of contract and coverage laws across multiple jurisdictions.
Experience handling claims in TX, FL, GA, SC, and AZ.
Strong organizational skills and adaptability in a changing environment.
Ability to communicate technical results to non-technical audiences.
Industry accreditation preferred.
Responsibilities
Manage a portfolio of complex construction defect claims remotely.
Build and maintain relationships with agents and policyholders.
Conduct comprehensive investigations on coverage, liability, and damages.
Develop and execute action plans to influence claims outcomes.
Identify opportunities for early resolution of claims.
Adjust loss reserves based on new information throughout the claim process.
Participate in mediations, settlement conferences, and trials.
Benefits
Competitive base pay and performance-based incentives.
Comprehensive health and welfare benefits.
401(k) savings plan with profit sharing.
Generous paid time off programs.
Flexible work arrangements for work-life balance.
Recognition as one of the Best and Brightest® Companies to Work For.
Full Job Description
Amerisure is currently recruiting for a Construction Defect Claims Specialist. This role will be working remotely. The ideal candidate will also possess the following skill set.
Summary Statement
Manage a portfolio of construction defect claims presenting moderate to high complexity and exposure to ensure Industry Leading Customer Experience through exceptional service, unmatched relationships and superior claims outcomes. Contribute to the achievement of Claims department goals, established to achieve the company's strategic objectives.
Essential Tasks/Major Duties
Build and maintain strong relationships with agents and policyholders through being inclusive, communicative, accessible, and maintaining relevant, insightful, and informative file documentation.
Directly handle an assigned portfolio of litigated and non-litigated construction defect claims presenting high complexity and exposure across multiple jurisdictions.
Conduct relevant, creative, and comprehensive investigation and evaluation on coverage, liability, and damages throughout the life of the claim by analyzing material facts, circumstances, and developments applying applicable law and legal principles.
Positively influence claims outcomes through developing, continuously adjusting, and executing on action plans designed to achieve desired resolutions.
Identify and pursue early resolution when appropriate.
Identify and evaluate risk transfer.
Proactively establish and adjust loss reserves throughout the life of the claim based on newly identified and material information and developments in order to reflect probable ultimate exposure.
Report on and present large losses during file conferences and claim reviews.
Provide technical oversight and direction as needed and serve as a subject matter expert for high severity/high complexity claims.
Participate in mediations and settlement conferences and attend trials.
Negotiate settlements.
Maintain current knowledge of multijurisdictional legal and regulatory claims developments and trends.
Engage in/external resources as needed to achieve optimal claims outcomes while monitoring and mitigating costs.
Adjudicate claims in accordance with Amerisure claims guidelines and quality standards.
Knowledge, Skills & Abilities
Bachelor's degree or equivalent years of experience required.
5 years of commercial claims experience, including 3 years with moderate to high complexity and exposure construction defect claims in litigation.
Extensive knowledge of current contract and coverage laws in multiple jurisdictions.
Experience in TX, FL, GA, SC, and AZ, with a proven ability to handle claims in new or less familiar jurisdictions.
Ability to lead discussions, make presentations, and communicate technical results to a non-technical audience.
Excellent organizational skills and ability to function in a changing environment.
Willingness to take on new assignments as required.
Ability to think strategically with supporting analytical and problem-solving skills, including the ability to deal with ambiguity.
Demonstrated successful ability to build positive relationships and partnerships within the department, across the organization, and with external customers.
Industry accreditation preferred.
Ability to obtain appropriate state licensing as required.
Ability to travel overnight up to 20%.
Just as we are committed to creating exceptional value for our Partners For Success® agencies and policyholders, Amerisure also remains committed to being an employer of choice. We reinforce this commitment by adhering to an Employee Value Proposition that, in part, is provided through a competitive total rewards package. This package includes competitive base pay, performance-based incentive pay, comprehensive health and welfare benefits, a 401(k) savings plan with profit sharing, and generous paid time off programs. We also offer flexible work arrangements to promote work-life balance. Recognized as one of the Best and Brightest® Companies to Work For in the Nation and one of Business Insurance magazine's Best Places to Work in Insurance, we provide a workplace that fosters excellence and professional growth. If you are looking for a collaborative and rewarding career, Amerisure is looking for you.
About Amerisure Insurance
Amerisure Insurance is a property and casualty insurance company that provides commercial insurance products for businesses. The company's products include workers' compensation, general liability, automobile, property, and umbrella insurance. Amerisure Insurance was founded in 1912 and is headquartered in Farmington Hills, Michigan.