Full Job Description
Role Summary
The Compliance Officer - Fair Lending CRA plays a key role in identifying, assessing, and managing fair lending and Community Reinvestment Act (CRA) compliance risk. This position partners with business leaders to provide guidance, analytics, and effective challenge while supporting regulatory readiness and compliance initiatives. The role offers meaningful exposure to regulatory analysis, examination preparation, and opportunities for professional growth within the compliance function.
Key Accountabilities
• Conduct fair lending risk assessments across business lines to identify trends, emerging risks, and potential compliance concerns.
• Analyze lending, pricing, appraisal, and related data to identify potential disparate treatment and fair lending risk.
• Partner with business teams to provide guidance and effective challenge on fair lending compliance matters.
• Review products, programs, and business initiatives for regulatory alignment and fair lending risk considerations.
• Assess Community Reinvestment Act eligibility for bank activities and document supporting rationale and evidence.
• Support regulatory reporting, examination preparation, and responses to compliance-related reviews.
• Interpret regulatory requirements and translate them into practical business guidance.
• Monitor regulatory developments and evaluate potential impacts to compliance programs and business operations.
Education & Experience
Required
• Bachelor's degree or equivalent experience in compliance, risk management, audit, law, or a related field
• 4+ years of experience in bank compliance, audit, risk management, or related areas
• Direct fair lending experience
• Fair Lending and CRA regulatory knowledge
• Experience with regulatory reporting and examinations
• Data analysis and reporting experience
Preferred
• Experience with fair lending analytics or modeling
• CRCM or other compliance-related certification
• Advanced degree in law, compliance, or risk
• Compliance background
• Testing or audit experience
• Mortgage lending experience
Why You'll Love Working Here
Join a collaborative compliance team focused on work that promotes fairness, strengthens trust, and supports regulatory excellence. You'll gain exposure to both Fair Lending and CRA functions while working on impactful analyses, regulatory examinations, and enterprise-wide compliance initiatives.
Apply today to make an impact.
In addition to core traditional benefits, we take pride in offering benefits for every stage of life.
• Retirement savings including both 401(k) and Pension plans.
• Paid time off to volunteer in your community.
• Opportunities to connect with others through our diversity-focused Colleague Resource Groups.
• Competitive salaries with professional development and advancement opportunities.
• Bonus benefits including well-being programs and incentives, parental leave, an employee stock purchase plan, military benefits and much more.
• Personal banking, loan, investment and insurance benefits.
The pay range represents anticipated base pay for this role. Actual pay may vary based on factors including, but not limited to, work location, skills, experience, education, and qualifications for the role.
For certain positions, total compensation may also include incentive, commission, or bonus opportunities not reflected in the posted base pay range.
$67,480.00 - $115,680.00 per year