EMC Insurance

Complex Casualty Claims Manager

EMC Insurance$103K — $164K *
US-AnywhereRemote in United States
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or equivalent relevant experience
  • Ten years of experience in casualty claims adjusting or related roles
  • Experience handling large and complex claims
  • Prior leadership experience
  • Applicable state licenses for insurance claims required
  • Preferred insurance designations such as INS, AIC, and CPCU

Responsibilities

  • Lead a complex casualty claims team managing high-severity cases
  • Review assigned claims for thorough fact gathering and identify gaps
  • Assign claims to adjusters based on expertise and guide handling strategies
  • Advise on coverage, liability, compensability, valuation, and resolution strategies
  • Manage defense counsel and oversee litigated matters
  • Ensure accurate and timely claims reserves aligned with company guidelines
  • Build strong relationships with agents and customers to enhance service

Benefits

  • Comprehensive rewards package including health and wellness programs
  • Opportunities for professional development and certifications
  • Support for diversity, equity, and inclusion initiatives
  • Flexible working arrangements
  • Paid time off and holiday leave
Full Job Description
Lead a team managing complex commercial casualty claims while driving strong outcomes on high-exposure cases. In this role, you'll provide strategic guidance on coverage, liability, valuation, and resolution, ensure accurate reserving, and partner with counsel and internal stakeholders to control costs and maintain compliance. You'll also coach and develop a high-performing team, fostering accountability, growth, and collaboration. Beyond claims handling, you'll strengthen relationships with agents and insureds, enhance the customer experience, and partner across the business to position the organization as a trusted carrier. Your impact will be seen in improved claim outcomes, a strong and engaged team, and elevated client relationships. Essential Functions: • Leads a complex casualty claims team, overseeing high-severity commercial casualty claims • Reviews all assigned claim files, identifies gaps, and ensures complete fact gathering • Assigns claims based on adjuster expertise and provides strategic direction on handling • Advises team on coverage, liability, compensability, valuation, and resolution strategy • Reviews and approves reservation of rights and denial letters • Selects and manages defense counsel; monitors litigated matters • Ensures accurate, timely reserves aligned with company guidelines; authorizes payments within authority • Enforces best practices, claims philosophy, and proper file documentation • Identifies files for claims committee, coverage counsel, or subrogation opportunities • Controls loss costs and adjustment expenses; ensures strong file review reporting • Monitors team workload, productivity, and performance metrics • Coaches team members, resolves complex issues, and ensures regulatory and authority compliance • Sets performance goals, conducts reviews, and drives development and succession planning • Hires, disciplines, and supports talent growth while fostering DEI and innovation • Builds strong agent and customer relationships; ensures service standards are met • Partners with underwriting and marketing to educate agents and enhance customer experience • Proactively communicates with agents/insureds and visits agencies to review accounts and losses • Shares trends and insights with leadership; promotes the claims brand internally and externally Education & Experience: • Bachelor's degree or equivalent relevant experience • Ten years of experience in casualty claims adjusting or related experience, including experience with large and complex claims • Attainment of all applicable state licenses as required • Prior leadership experience • Insurance designations, such as INS, AIC, and CPCU preferred Knowledge, Skills & Abilities: • Excellent understanding of casualty claims techniques and a current knowledge of knowledge of various jurisdictions, good faith claims handling requirements and legal environments • Advanced knowledge of insurance terms and coverages in commercial lines • Advanced knowledge of negotiation and alternative dispute resolution techniques • Strong leadership qualities with the ability to motivate staff • Excellent knowledge of computers and claims systems • Excellent organizational, written and verbal communication skills • Excellent ability to gather and analyze a variety of data points to appropriately triage claims handling • Advanced investigative and problem-solving abilities • Occasional travel nationwide, valid driver's license with an acceptable motor vehicle report per company standards will be required if driving The hiring salary range for this position will vary based on geographic location, falling within either of the following: $103,954 - $149,372 or $114,895 - $164,309 A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs. For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers

About EMC Insurance

EMC Insurance Group Inc. is an insurance holding company based in Des Moines, Iowa. The company provides property and casualty insurance products and services to businesses and individuals in the United States. The company operates through two segments: Property and Casualty Insurance and Reinsurance. The Property and Casualty Insurance segment provides commercial and personal lines of insurance products. The Reinsurance segment provides reinsurance for other insurers. The company was founded in 1911 and is publicly traded on the NASDAQ under the ticker symbol EMCI.
Learn more about EMC Insurance
Industry
Founded
1911
NASDAQ

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