Commercial Relationship Manager II (26-110)

American Momentum Bank

$80K — $95K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years experience in banking new business development sales
  • Bachelor's Degree or equivalent education and work experience
  • Exceptional client interaction skills
  • Strong background in corporate finance and business acumen
  • Mastery of Bank products including credit, international, cash management, and leasing
  • Ability to organize and lead sales initiatives
  • Strong problem-solving skills with excellent verbal and written communication

Responsibilities

  • Generate new business while managing existing commercial clients
  • Develop and execute market strategies for growth and client retention
  • Cross-sell Bank products to enhance client relationships
  • Make financing proposals and negotiate loan terms
  • Interact with Loan Review and recommend credit decisions
  • Analyze small business financial statements to recommend Bank services
  • Respond promptly to client issues and manage administrative tasks

Benefits

  • Opportunity for active community involvement
  • Access to a diverse portfolio management of medium to large-sized businesses
  • Engagement with a variety of Bank products and services
  • Professional development through strategic sales initiatives
  • Possibility of involving responsibilities beyond listed tasks
Full Job Description
Commercial Relationship Manager II

Location: BCS Momentum Plaza

Job Functions:
  • Responsible for generating new business while managing existing commercial clients in appropriate market segment.
  • Develop and execute market strategies for development, growth, and retention. Execute the strategy with calls, visits, client qualification and meeting follow-up to maintain, enhance and expand client relationships.
  • Actively cross-sell Bank products.
  • Make financing proposals. Negotiate terms and conditions for loans, leases, etc.
  • Interact with Loan Review.
  • Exercise strong credit and pricing skills. Make both credit and pricing recommendations for above assigned authority and decisions for credits within assigned authority.
  • Use skill to analyze small business financial statements and credit information to discuss client needs and recommend Bank services and solutions.
  • Sponsor loan requests through the appropriate credit approval process.
  • Respond promptly to client issues, questions and concerns.
  • Manage administrative tasks, including credit analysis and processing.
  • Stay actively involved in the community and area functions.
  • Responsible for management of portfolios for medium to large-sized businesses.
  • May include other tasks and responsibilities as needed.


Key Qualifications:
  • Exceptional client interaction skills.
  • Possesses strong background and understanding of corporate finance and business acumen.
  • Demonstrates mastery of the spectrum of Bank products including credit, international, cash management, leasing, and consumer products.
  • Ability to organize and lead sales initiatives, including generating complex, customized proposals.
  • Professional sales skills and experience, including planning, execution, and follow-up.
  • Strong problem-solving skills.
  • Outstanding verbal and written communication skills.


Position Requirements:
  • Bachelor's Degree or Equivalent Education & work experience.
  • 5+ years experience in banking new business development sales.
  • Ability to travel.

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