Bachelor's degree in Business, Finance, Accounting, or equivalent expertise
12+ years of relevant experience
Proven ability to manage credit quality and risk within a commercial portfolio
Strong understanding of commercial cross-sell products and credit exposure
Effective communication skills for presenting credit actions to senior management
Responsibilities
Owns credit monitoring and risk assessment for the commercial portfolio
Oversees underwriting quality and portfolio administration
Optimizes customer relationships to increase fees, deposits, and revenue
Manages delinquencies and portfolio reviews while assessing risks
Collaborates with relationship managers on loan closings and customer interactions
Mentors credit analysts to enhance their skills and experience
Conducts market analysis to identify trends and opportunities
Benefits
Flexible work arrangements combining in-office and remote work
Opportunities for professional development and mentoring
Engagement in special projects to enhance team collaboration
Supportive team environment for career growth
Access to various IT systems to streamline work processes
Full Job Description
Description
Summary:
The CRE Portfolio Manager III services, deepens, and retains assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles within the CRE organization.
Duties & Responsibilities:
Owns primary responsibility for the credit and monitoring of Commercial portfolio risks.
Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader, Regional Commercial Management, and Regional Credit Officer.
As appropriate, assists in optimizing customer relationships working directly with Relationship Managers, Treasury Management, and other team members to effectively grow fees, deposits, and portfolio revenue by presenting practical Huntington financial solutions to customers.
Manages a portfolio of commercial customers in partnership with the relationship manager.
Will have regular contact with and a visible role in managing the customer relationship along with the relationship manager assigned to the account
.Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.
Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.
Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks. Will be responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.
Responsible for underwriting quality, portfolio administration, and ongoing credit quality of assigned portfolio.
Will work directly with the Team Leader, Relationship Managers, Regional CRE Management, and Regional Credit Officer.
Work with RM on Loan Closings.
Effectively present proposed credit actions in written analysis document and as necessary, verbally to Senior Loan Committee.
Conduct portfolio reviews with senior management.
Must function in the team environment, where the colleague may be assigned to work with teams outside of their direct reporting line.
Participation in special projects is expected.
Work with and mentor Credit Analysts to develop required competencies and experience.
Prioritize work to meet customer expectations.
Analysis of existing portfolio to identify trends and opportunities.
Maintain up-to-date knowledge of market/industry trends.
Product Knowledge: Knowledgeable about the various commercial cross-sell products, which may have credit exposure including but not limited to foreign exchange, commodities, interest rate derivatives, treasury management, and commercial cards.
Technology: Effective utilization of IT systems that support the Commercial Segment. Systems include; CLOS, PMTS, MAX, CARS, MS Office Suite, RETS, AFS, etc.
Basic Qualifications:
Bachelor's degree in Business, Finance, accounting or demonstrated knowledge and expertise
12+ yrs related experience
Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes
Workplace Type: Office
Our Approach to Office Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
About Huntington Bancshares Inc.
Huntington Bancshares is a bank holding company that operates through its subsidiary, The Huntington National Bank. The bank provides a range of financial services to individuals, small businesses, corporations, and other organizations. The company was founded in 1866 in Columbus, Ohio, and has since grown to become one of the largest banks in the Midwest. As of 2021, the bank has over 800 branches and more than 1,400 ATMs across seven states. Huntington Bancshares is publicly traded on the NASDAQ stock exchange.
