Proficient in commercial real estate and industrial lending
Strong track record in business development and portfolio growth
Excellent communication and organizational skills
Ability to analyze financial statements and tax returns
Technologically adept and able to adapt to new systems
Responsibilities
Generate new loan business by engaging with clients
Develop a referral network within the community
Cross-sell Bank products to new and existing clients
Prepare timely loan presentations for the Credit Department
Monitor loan portfolios for credit issues and documentation
Provide financial counseling to clients
Act as a community ambassador for Centier Bank
Benefits
Free visits & prescriptions at Marathon Health Clinics
Generous Paid Time Off
Tuition Reimbursement
401K match and Associate Stock Ownership Plan
Daycare Reimbursement
Access to Free Onsite Fitness Center
Health and Wellness Programs
Opportunities for Career Growth
Work/Life Balance options
Participation in Diversity/Equity/Inclusion initiatives
Full Job Description
SUPERVISORY DUTIES: May provide input in supervision of Administrative Assistant.
SUMMARY: Generate new business through the lending of Bank funds in a profitable and safe manner and cross-selling other Bank products and services to both new and existing clients.
ESSENTIAL DUTIES:
Generate new loan business by calling on new and current clients to discuss their financial needs, gathering pertinent data, making on-site visits and making the loan decision or presentation to the proper committee.
It is expected that a lender in this position generates approximately $10 million per year in net loan portfolio growth.
Develop a new business referral network by calling on centers of influence within the communities you serve.
Cross-sell Bank products and services as well as primary lending responsibility.
Make joint sales calls with Group Manager, Department Manager, and/or Senior Partner.
Provide complete information for timely preparation of loans to the Credit Department for presentations to the proper committee and make recommendations.
Review all documentation preparation to ensure that the Bank's collateral position is safe.
Monitor each loan portfolio for delinquent loans, credit deterioration and documentation deficiencies and keep files updated with appropriate memorandums.
Provide financial counseling and World-Class Service Experiences to prospective and existing clients.
Assist Branch, Loan Servicing, CDP and Construction Services personnel regarding loan requests and loan questions.
Be an ambassador for Centier representing the Bank in community activities including business, charitable, civic and social.
Participate in workshops, seminars, and training as required.
KNOWLEDGE, SKILLS, & ABILITIES:
Self-directed, high-energy collaborator.
Excellent organizational skills in order to multitask projects and initiatives.
Attentive to detail.
Excellent written and verbal communication skills.
Ability to communicate and work with groups as well as individuals as required.
Ability to understand financial spreadsheets and common commercial rations.
Ability to learn the benefits and features of the product lines of the Bank and to be able to relate them to potential clients during business development calls.
Knowledgeable in commercial real estate, commercial and industrial lending, and cash management services.
A proven history of successful business development and portfolio growth.
The ability to understand a variety of financial statements and tax returns to determine a potential or existing borrower's financial position and cash flow.
Comfort with technology and the ability to adapt to new systems and processes.
MINIMUM REQUIREMENTS:
Bachelor's degree required.
5+ years of Commercial Lending experience is required.
What do I do now?
Apply with us!
Refer this opening to others!
About Centier Bank
Centier Bank is a family-owned and managed financial institution that has been serving the people of Indiana for over 125 years. The bank offers a wide range of personal and business banking services, including checking and savings accounts, loans, mortgages, and investment services. Centier Bank is committed to providing its customers with the highest level of service and support, and has been recognized as one of the best places to work in Indiana. The bank is also committed to giving back to the communities it serves, and supports a wide range of charitable organizations and initiatives.
