Job Title: Commercial Banking Division Manager
FLSA Status: Exempt
Department: Commercial Lending
Hours of Operation: 40 hours minimum per week
General Job Summary:Lead a team of Commercial Lenders in the delivery of relationship management and new business development for clients and prospects in your Market area. Responsible for identifying, soliciting, servicing, delivering and coordinating the delivery of a broad range of financial products and services. Proactively develop new client relationships and deliver exceptional, high-level relationship management to clients and prospects.
Organizational Duties and Responsibilities:- Supports the mission, vision and philosophy of the Bank. Complies willingly with all organizational policies and procedures.
- Supports all functions that maintain compliance with regulatory agencies.
Essential Duties and Responsibilities:- Serves as a Manager/Lender, supporting a team of Commercial Lenders in the delivery of a broad range of financial products and services to clients and prospects
- Provides a team of Commercial Lenders with direct support and mentoring in all facets of credit underwriting, product delivery and new business development
- Leads Commercial Lenders in the execution of proper sales and relationship management techniques, oversee performance, provide appropriate feedback and support their growth
- Evaluates loan requests and approve credits within approved authority
- Make credit recommendations to Executive Management
- Analyzes financial condition of clients and prospects to determine capacity for credit obligations
- Negotiates credit terms and conditions to properly manage the Bank's exposure to risk and ensure sufficient return
Other Functions:- Serves on internal Bank committees for review of policies and procedures
- Supports Bank's commitment to community involvement by serving on external charitable board of directors and by attending functions
Minimum Job Requirements:Education: Bachelor's degree, preferably with a concentration in business, accounting, finance or banking/or equivalent education and related training (will consider equivalent, applicable years of experience)
Experience:- 10+ years banking experience with 5 years in commercial lending capacity.
- 2+ years of leadership experience
Specific Skills:- Sound credit underwriting skills
- Strong business development skills
- Strong supervisory skills
- Strong interpersonal, sales and relationship management skills
- Strong written, verbal and communication skills
- Working knowledge of Microsoft Office desktop applications
Supervisory Responsibility: This position is responsible for managing/directing a Commercial Lending department
Physical Requirements:The physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- Primarily sedentary work performed in an office environment
- Ability to sit for extended periods of time while working at a computer
- Frequent use of hands and fingers to operate a computer, keyboard, mouse, and other office equipment
- Ability to speak clearly and hear well enough to communicate with clients, team members, and vendors via phone, video, and in person
- Visual acuity sufficient to read computer screens, printed documents, and financial data
- Occasional standing, walking, bending, or reaching
- Ability to lift and carry up to 10-15 pounds occasionally (e.g., files, office supplies)
Benefits:- 401(K) with a company match of up to 6%
- ESOP employer match
- Medical insurance
- Dental insurance
- Vision insurance
- Cancer/Disease insurance
- Accident insurance
- Flexible Spending Accounts
- Flexible Savings Accounts
- Health Savings Accounts
- Bank paid Life/AD&D insurance
- Voluntary Life/AD&D insurance
- Bank paid Short-Term and Long-Term Disability insurance
- Employee Stock Purchase Plan
- Employee Assistance Program
