Chief Claims Officer (CCO) is a critical member of the Senior Leadership Team, accountable for developing and executing the enterprise-wide claims strategy and driving exceptional performance across claims operations, customer service, compliance, litigation management, and overall loss cost leadership. This executive provides forward-looking strategic guidance, ensures disciplined operational execution, and builds a high-performing claims organization that advances the company’s financial strength, reputation, and long‑term growth. Central to the position is an Executive who will embrace and lead through a culture of collaboration and creativity.
Strategic Leadership & Enterprise Alignment
- Lead the development, refinement, and execution of a comprehensive claims strategy aligned with enterprise objectives, partnering closely with the President and various departments leaders including Underwriting, Actuary, and Finance.
- Evaluate existing strategies and operating models to identify opportunities for modernization, operational efficiency, and improved claim outcomes.
- Serve as an advisor to the Senior Leadership Team on emerging loss trends, regulatory developments, market shifts, and strategic implications for the business.
Operational Excellence & Claims Performance
- Ensure timely, fair, and consistent claims handling through disciplined adherence to internal claims best practices.
- Oversee the establishment and maintenance of appropriate and timely claim reserves, reinforcing the importance of reserve accuracy in supporting rate adequacy and financial performance.
- Lead the development and continuous enhancement of claims programs, performance metrics, operational frameworks, and compliance controls.
- Champion the effective use of predictive analytics, technology, and automation to advance decision quality, improve operational efficiency, and reduce loss costs.
- Drive cost containment strategies—including both ALAE and ULAE—in partnership with Finance and other business leaders.
Cross-Functional Collaboration & Knowledge Sharing
- Collaborate across Underwriting, Actuarial, Finance, and other critical functions to ensure alignment on market intelligence, legal changes, loss trends, and strategic assumptions.
- Provide clear, consistent communication to brokers, reinsurers, and other stakeholders regarding claims performance, key developments, and major losses.
Litigation, Legal Strategy & External Partnerships
- Oversee sound litigation management practices including panel counsel selection, performance monitoring, and adherence to established metrics.
- Oversee the detailed review of legal bills using appropriate tools and methodologies to ensure cost optimization and quality representation.
- Participate in mediations, arbitrations, depositions, and trials where executive-level presence or decision-making is required.
Organizational Leadership, Culture & Talent Development
- Provide vision, direction, and executive leadership to the Claims organization, cultivating a culture of accountability, communication, collaboration, and continuous improvement.
- Lead all people management activities including hiring, workforce planning, coaching, performance management, and succession development.
- Build talent bench strength by upskilling existing team members and creating a pipeline of strong claims professionals who can support long-term business needs.
- Set clear expectations, provide frequent and constructive feedback, and create conditions that motivate the team to achieve peak performance.
- Create the Claims annual budget, operational objectives, and performance goals.
Governance, Compliance & Risk Mitigation
- Ensure full regulatory compliance and immediately report all regulatory inquiries while coordinating appropriate responses.
- Maintain a disciplined approach to audits, operational reviews, and internal controls to validate effectiveness and consistency across the claims function.
- Perform other strategic duties or enterprise assignments as requested by the President.
Qualifications
- Bachelor’s degree required; Juris Doctor strongly preferred; advanced degree a plus
- 15+ years of claims leadership experience with progressive responsibility.
- Expertise across casualty lines including General Liability, Product Liability, Supported and Unsupported Excess, Professional Liability, and Construction Defect.
- Proven background in large loss management, mediation strategy, and complex settlement negotiations.
- Demonstrated financial acumen in budgeting, loss cost analysis, and evaluating cost 6benefit outcomes for initiatives and projects.
Leadership Competencies
Leadership Excellence
- Sets clear expectations and inspires teams to deliver exceptional results.
- Provides direct, timely feedback and actively seeks input from colleagues and team members.
- Delegates effectively while maintaining accountability and operational oversight.
Communication & Influence
- Demonstrates strong interpersonal, presentation, negotiation, and consultative skills.
- Communicates effectively across all levels of the organization and with external partners.
- Responds promptly to customer needs and maintains a highly collaborative approach with the Leadership Team.
Operational & Work Management Skills
- Maintains a high degree of initiative, professionalism, and positive energy.
- Demonstrates strong organizational and prioritization skills with a sense of urgency toward goals.
- Develops and implements effective audit processes to ensure consistency and high-quality claims performance.
Analytical & Strategic Thinking
- Identifies patterns and underlying drivers within complex data sets, turning insights into actionable strategies.
- Executes strategic priorities while managing complex claims, negotiating outcomes, and overseeing team activities.
- Continuously identifies opportunities to enhance claims operations, workflows, systems integration, and organizational efficiency.
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Additional Company DetailsWe do not accept any unsolicited resumes from external recruiting firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees which for this role includes: Base Salary Range: $250,000 - $275,000 The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Eligible to participate in the annual discretionary bonus program. Benefits: Health, Dental, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit-Sharing plans.