Catastrophe Complex Property Claims Adjuster

Job Description
In this role here are some skills Allstate values because they directly tie to our customer experience and give insight into what skills we are looking for to be a successful adjuster. Allstate is looking for employees who are:
• Well Organized with Good Time Management
• Change Ready and Willing to Adopt New Technologies
• Direct and Decisive Decision Makers
• Clear and Concise Communicators

As a Virtual Property Adjuster, you will play a crucial role in providing exceptional service to our Allstate customers by assisting them during one of their most unforeseen moments. You will work from your professional home office environment, which needs to be distraction free with reliable internet.

Primary responsibilities include:

• Your primary responsibility will involve virtually inspecting damages, investigating coverage, preparing estimates within Xactimate and settling claims promptly and accurately.

• You will interface with customers, contractors, and vendors through various software platforms such as Xactimate, XactAnalysis and the ClaimsXperience Video Collaboration software. You will also utilize multiple communication software's for phone calls, email, and text messaging - While this isn't a call center, there is a heavy call volume that requires you to be able to effectively communicate with our customers.
• This role places a specific focus on wind and hail claims with occasional water loss, ensuring that our customers receive the best experience, support and resolution for their specific claim types.

• Will handle complex structural losses with multiple rooms and trades
  This is a high-volume, fast-paced environment with multiple opportunities to help our customers through one of their most unexpected and difficult times.

Preferred Qualifications

• Level III Xactimate certification preferred, or equivalent advanced proficiency and experience using Xactimate to prepare detailed property damage estimates.

• Demonstrated experience handling complex and/or large-loss property claims.

• Strong knowledge of property estimating, damage assessment, coverage investigation, and claim settlement practices.

• Ability to independently manage complex property claims with minimal training or ramp-up, including evaluating damages, preparing estimates, documenting claim decisions, and communicating resolutions.

• Experience conducting or supporting virtual property inspections and evaluating photographs, videos, measurements, contractor documentation, and other inspection information remotely.

• Experience working with contractors, vendors, mitigation professionals, and other parties involved in complex property claims.

• Demonstrated ability to manage a high-volume or complex claim inventory while maintaining timely and accurate documentation and customer communication.

• Strong written and verbal communication skills, particularly when explaining complex claim decisions, estimates, and next steps to customers.

Schedule:
Monday - Friday w/rotational weekend duty; 8-hour workday during business hours unless CAT Hours are required (7a-7p Central)

Notice of Licensing Requirement:

As a condition of employment, your office/area may require you to obtain an adjuster and/or an appraiser license which includes passing an additional background check with the Department of Labor. If applicable, you will be required to secure license(s) within 60 days of hire. If required, the Hiring Manager will work with you along with the Centralized Licensing team to ensure that you are properly licensed.

Technology & Internet Requirements

50 MBPS download and 5 MBPS upload. In addition, wired internet connections are recommended for optimal experience and may be required for certain customer-facing roles.

Notes:

The preceding description is not designed to be a complete list of all duties and responsibilities. May be required to perform other related duties as assigned. Regular, predictable attendance is an essential function of this job.

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Skills
Business Communications, Catastrophic Claims, Communication, Complex Claims, Information Collection, Property Claims, Property Damage, Time Management, Xactimate, Xactimate Estimating

Compensation
Base compensation offered for this role is $53,500.00 - $108,000 and is based on experience and qualifications.

Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.

When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.

To help create a more personal and engaging experience, we ask that you join with your camera on if your interview is virtual. Please also have a Valid Photo Identification available at the start of your interview. If you require any accommodations or have questions ahead of your interview please reach out to your recruiter.

Note: Internal candidates are only asked to join on video; a Valid Photo Identification is not needed for the interview.