Job DescriptionThe Business Banking Relationship Analyst (Credit) is a key member of the Business Banking sales team, partnering closely with Relationship Managers to help us build relationships, create momentum, execute opportunities, and deliver an exceptional client experience.
This is more than a traditional credit support role. We are looking for someone who brings energy, curiosity, urgency, and a strong desire to win as a team. The right person thrives in a fast-paced, highly collaborative environment, takes ownership, anticipates what needs to happen next, and enjoys being an active part of building something special.
Success in this role requires strong credit and analytical capabilities, but equally important is the ability to communicate, collaborate, problem-solve, and move opportunities forward. Our expectation is simple: bring positive energy, raise the level of the people around you, and help the entire Florida team win.
KEY RESPONSIBILITIESCredit & Deal Support
Partner closely with Relationship Managers on client discovery, deal qualification, and loan structuring.
Provide thoughtful financial analysis and support pricing decisions while maintaining a strong sense of urgency.
Actively manage deal activity and pipeline progression, identifying obstacles early and helping the team find solutions.
Develop a strong understanding of the client's business, financial needs, and overall relationship opportunity.
Client Onboarding & Execution
Take ownership of gathering, reviewing, and organizing required client and credit documentation.
Assist with deal summaries, credit requests, product solutions, and execution activities.
Coordinate appraisal, documentation, closing, and onboarding activities to keep deals moving.
Communicate proactively with Relationship Managers and internal partners so everyone understands where an opportunity stands and what needs to happen next.
Help create a seamless, responsive experience that reinforces the value of the relationship from the beginning.
Portfolio Management & Client Support
Support ongoing portfolio management, including loan renewals, pricing updates, financial analysis, covenant tracking, and risk monitoring.
Maintain accurate and timely client and opportunity information within bank systems.
Identify issues early, take ownership of follow-up, and partner with the Relationship Manager to drive resolution.
Look beyond the immediate task to understand the broader client relationship and where additional opportunities may exist.
Basic Qualifications - Bachelor's degree, or equivalent work experience
- Three to five years of Business Banking experience
Preferred Skills/Experience - Well-developed analytical and problem-solving skills
- Basic knowledge of bank products and services that results in successfully capitalizing on all opportunities to deepen the relationship
- Basic knowledge of credit administration, analysis, and credit policy/procedure
- Demonstrated understanding of advanced financial accounting and analysis
- Ability to work effectively with individuals and groups across the company to manage customer relationships
LocationIf not meeting with clients, this role requires working from a U.S. Bank location three (3) or more days per week.
Benefits:Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
