Business Analyst (P&C Insurance)

Job Description

Role: Warren, NJ (3 Days a week)
We are seeking an experienced Property & Casualty (P&C) Business Analyst with strong data analysis and business intelligence capabilities to bridge the gap between business stakeholders and technology teams. The ideal candidate will possess deep knowledge of P&C insurance processes, data-driven decision-making, requirements gathering, and analytical reporting. The candidate will play a critical role in transforming business requirements into actionable insights and technology solutions.
Key Responsibilities

• Collaborate with business stakeholders, underwriting, claims, actuarial, and operations teams to gather, analyze, and document business requirements.
• Perform detailed analysis of P&C insurance data including policy, claims, billing, underwriting, and customer datasets.
• Translate business requirements into functional specifications, user stories, process flows, and acceptance criteria.
• Conduct gap analysis, impact assessment, and root cause analysis to identify process improvement opportunities.
• Develop and maintain dashboards, reports, and KPIs to support business decision-making.
• Analyze large datasets to identify trends, patterns, risks, and business opportunities.
• Support data validation, reconciliation, and quality assurance activities.
• Work closely with data engineers, developers, product owners, and QA teams throughout the project lifecycle.
• Facilitate UAT planning, execution, and defect resolution.
• Ensure compliance with insurance regulations and organizational governance standards.
• Provide recommendations for process optimization and automation initiatives.

Required Skills
P&C Insurance Domain

• Strong understanding of Property & Casualty insurance concepts:
  • Policy Administration
  • Underwriting
  • Claims Management
  • Billing & Payments
  • Reinsurance
  • Regulatory Compliance
• Experience working with Guidewire, Duck Creek, Majesco, or similar insurance platforms.

Business Analysis

• Requirements Gathering & Documentation
• BRD, FRD, User Stories, Use Cases
• Process Mapping (BPMN, Visio)
• Agile/Scrum Methodology
• Stakeholder Management
• UAT Coordination

Data Analytics

• Advanced SQL
• Data Analysis & Data Validation
• Data Modeling Concepts
• Excel (Advanced Functions, Pivot Tables)
• Power BI / Tableau
• Reporting & Dashboard Development
• KPI and Trend Analysis

Technical Skills

• SQL Server, Oracle, Snowflake, or PostgreSQL
• Jira, Confluence
• Data Warehousing Concepts
• ETL/Data Pipeline Understanding
• Experience working with cloud platforms (Azure, AWS, GCP) preferred

The base compensation range for this role in the posted location is: 105,000 - 115,000

Capgemini provides compensation range information in accordance with applicable national, state, provincial, and local pay transparency laws. The base compensation range listed for this position reflects the minimum and maximum target compensation Capgemini, in good faith, believes it may pay for the role at the time of this posting. This range may be subject to change as permitted by law.

The actual compensation offered to any candidate may fall outside of the posted range and will be determined based on multiple factors legally permitted in the applicable jurisdiction.

These may include, but are not limited to: Geographic location, Education and qualifications, Certifications and licenses, Relevant experience and skills, Seniority and performance, Market and business consideration, Internal pay equity.

It is not typical for candidates to be hired at or near the top of the posted compensation range.

In addition to base salary, this role may be eligible for additional compensation such as variable incentives, bonuses, or commissions, depending on the position and applicable laws.

Capgemini offers a comprehensive, non-negotiable benefits package to all regular, full-time employees. In the U.S. and Canada, available benefits are determined by local policy and eligibility and may include:

• Paid time off based on employee grade (A-F), defined by policy: Vacation: 12-25 days, depending on grade, Company paid holidays, Personal Days, Sick Leave

• Medical, dental, and vision coverage (or provincial healthcare coordination in Canada)
• Retirement savings plans (e.g., 401(k) in the U.S., RRSP in Canada)
• Life and disability insurance
• Employee assistance programs
• Other benefits as provided by local policy and eligibility