Experience with multiple dealership and dealer groups
Excellent verbal and written communication skills
Strong sales and negotiation skills
Prime Auto underwriting experience
Responsibilities
Oversee all credit decisions and personally handle complex loans
Develop and maintain dealer relations and customer service
Monitor portfolio compliance and risk
Ensure staff training and adherence to policies/procedures
Recommend policy changes to enhance effectiveness
Approve, deny, and negotiate consumer auto credit applications
Perform additional duties as assigned
Benefits
Flexible work arrangement options
Combination of in-office and remote work opportunities
Focus on maintaining strong community connections
Full Job Description
Description
Summary: The Auto Finance Regional Area Credit Manager oversees all credit operations for auto dealer originated (indirect) consumer loans for multiple geographic markets.
Duties and Responsibilities:
Oversees all credit decisions, and personally handles the most complex loans.
Develops and maintains business in the market through dealer relations and customer service, and monitors portfolio compliance and risk.
Ensures all staff are properly trained, and that all policies/procedures and regulations are complied with.
Makes recommendations for policy changes to improve effectiveness.
Oversees all credit operations for auto dealer originated (indirect) consumer loans for specific markets.
Dealer Management - develops and maintains business in the market territories through dealer relations and customer service.
Responsible for the approval, denial and negotiation of consumer auto credit applications originated through auto dealers for specific geographic markets.
Oversees all credit decisions for assigned markets.
Responsible for monitoring portfolio compliance and risk.
Ensures all staff are properly trained and that all policies/procedures and regulations are in compliance.
Makes recommendations for policy changes to improve effectiveness.
Performs other duties as assigned.
Basic Qualifications:
Bachelor's Degree
5+ years of related experience
Preferred Qualifications:
Local Dealer knowledge and relationships
Experience working with multiple dealership and dealer groups
Excellent verbal and written communication skills
Strong sales and negotiation skills
Proficiency with Microsoft Office including Word, Excel and PowerPoint
Prime Auto underwriting experience
Demonstrate a professional, personable and friendly communication style with a focus on customer service and an ability to interact with all levels of individuals on the phone and in person
Enjoy working independently and effectively in a deadline-driven, multi-task environment, with organization and attention to detail being imperative
Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes
Workplace Type: Office
Our Approach to Office Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
About Huntington National Bank
Huntington National Bank Careers
Join the dynamic team at Huntington National Bank, a place where your career aspirations align with outstanding job opportunities. Our commitment to innovation, leadership, and professional growth makes Huntington an ideal environment for your ambitions to flourish.
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