Aflac

Associate Quantitative Analyst

Aflac$110K — $150K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Strong understanding of quantitative finance models and their application in investment and risk management.
  • Orientation towards probabilistic thinking with a Bayesian approach.
  • Knowledge of fixed-income asset classes and analytics, as well as bond mathematics.
  • Experience with Python for model development; familiarity with C++ or C# is a plus.
  • Skills in data management and collaborative development practices using Git/GitHub.

Responsibilities

  • Enhance asset valuation and net investment income forecasting models for financial planning.
  • Collaborate with FP&A to expand model capabilities and align analytical solutions with business needs.
  • Translate complex quantitative concepts into business insights for stakeholders.
  • Deliver actionable analyses to inform business and investment decisions.
  • Develop models for hedging strategies and optimize across various domains.

Benefits

  • Comprehensive health insurance including medical, dental, and vision coverage.
  • Flexible spending accounts for healthcare and dependent care.
  • 401(k) retirement plan with employer contributions.
  • Annual bonuses and company stock purchase options.
  • Generous paid time off policy including 11 holidays and up to 20 PTO days.
Full Job Description
Opportunity: Associate Quantitative Analyst

Salary Range: $110,000 to $150,000

Job Posting End Date: September 2, 2026

Worker Designation - This role is hybrid. This means you will be expected to report to one of our Aflac offices located in {INSERT CITY/STATE HERE} for at least 60% of the work week. You will work from your home (within the continental US) for the remaining portion of the work week. Details of this schedule will be discussed with your leadership.

What does it take to be successful in this role?
• Strong practical understanding of quantitative finance models, including stochastic calculus and their application to real-world investment and risk management challenges.
• Deep orientation toward probabilistic thinking; Bayesian mindset.
• Solid understanding of the economic rationale and financial implications underlying quantitative models and investment strategies.
• Familiarity with major fixed-income asset classes, fixed-income analytics, bond mathematics, and vanilla foreign exchange and interest rate derivatives.
• Proficiency in developing and implementing quantitative models using Python; experience with C++ and/or C# is an advantage.
• Knowledge of source control and collaborative development practices using Git/GitHub, as well as experience with data platforms and databases such as Snowflake.
• Takes ownership of problems and seeks to add value, not just complete assigned tasks.
• Systematic thinker who acts to increase, not decrease, the organization and clarity of information.
• Ability to seek conceptual understanding, not just technical precision.
• Comfortable with explaining quantitative ideas to non-quants, and strives to break-down technical ideas into intuitive, digestible bits.
• Intellectual curiosity, with the ability to generate and brainstorm ideas with colleagues.
• Team player.

Education & Experience Required
  • Bachelor's degree Financial Engineering, Mathematical Finance, Mathematics, or similar quantitative discipline.
  • A minimum of 2 years of related quantitative analysis, financial modeling, or similar experience with a Bachelor's degree, or a minimum of 0 to 1 year of related quantitative analysis, financial modeling, or similar experience with a Master's degree.

Or an equivalent combination of education and experience

Education & Experience Preferred
  • Master's degree Financial Engineering, Mathematical Finance, Mathematics, or similar quantitative discipline.
  • Python, C++, SQL or similar experience is preferred.


Travel

10 percent or less

Principal Duties & Responsibilities
• Maintains and enhances asset valuation and net investment income (NII) forecasting models that support FP&A's financial planning, forecasting, and strategic decision-making processes.
• Partners with FP&A and other key stakeholders to contribute to long-term initiatives that expand model capabilities and align analytical solutions with evolving business requirements.
• Builds strong working relationships across investment, finance, and risk functions by translating complex quantitative concepts into actionable business insights for senior stakeholders.
• Delivers timely, actionable analyses using existing quantitative tools and models to inform business and investment decisions.
• Develops and calibrates models concerning hedging strategies and optimization in FX, IR, credit, and equities domains.
• Supports strategic and tactical asset allocation decisions through economic scenario generation, portfolio optimization, and analysis from both total return and income perspectives.
• Communicates complex modeling methodologies, assumptions, and results to non-technical stakeholders, ensuring transparency and business understanding.
• Documents model methodologies, key assumptions, calibration processes, and governance standards to support model integrity and regulatory compliance.
• Remains current with emerging quantitative and financial modeling techniques, while proactively identifying opportunities to improve data quality, analytical processes, and the production of financial, accounting, and investment reporting.
• Performs other duties as assigned.

Total Rewards

The salary range for this job is $110,000 to $150,000. This range is specific to the job and salary offers consider a wide range of factors that are considered in making compensation decisions, including, but not limited to: education, experience, licensure, certifications, geographic location, and peer compensation. The range has been created in good faith based on information known to Aflac at the time of the posting.

At Aflac, it is not typical for an individual to be hired at or near the top of the range for the role to allow for future and continued salary growth, and compensation decisions are dependent on the circumstances of each case. This salary range does not include any potential incentive pay or benefits, however, such information will be provided separately when appropriate.

In addition to the base salary, we offer an array of benefits to meet your needs including medical, dental, and vision coverage, prescription drug coverage, health care flexible spending, dependent care flexible spending, Aflac supplemental policies (Accident, Cancer, Critical Illness and Hospital Indemnity offered at no costs to employee), 401(k) plans, annual bonuses, and an opportunity to purchase company stock. On an annual basis, you'll also be offered 11 paid holidays, up to 20 days PTO to be used for any reason, and, if eligible, state-mandated sick leave (Washington employees accrue 1-hour sick leave for every 40 hours worked) and other leaves of absence, if eligible, when needed to support your physical, financial, and emotional well-being. Aflac complies with all applicable leave laws, including, but not limited to, sick and safe leave, and adoption and parental leave, in all states and localities.

About Aflac

Aflac is a financial services company that offers supplemental and renewable insurance solutions to individuals and businesses in the United States. The company offers a range of insurance products to individuals and families, employers, brokers, and agents. Its product portfolio includes accident, cancer, critical illness, life, hospital, short-term disability, dental, and vision insurance policies. It also offers many services to employers, including cafeteria plans, policyholder change plans, COBRA administration, commuter spending accounts, HSA and HRA incentives, and enrollment solutions. Aflac was founded in 1955 and is based in Columbus, Georgia.

Aflac Careers

Joining Aflac’s dedicated team offers more than just job opportunities; it’s a chance to be part of a company known for its strong culture of care and commitment to innovation and leadership in the insurance industry. Work You’ll Do At Aflac, we’re not just about selling insurance; we’re about providing a safety net and making a real difference in people’s lives. Our team is driven by the mission to help our clients feel protected and supported. By joining our market-leading team, you will play a key role in guiding customers through their times of need with empathy and expertise. Transform your career with Aflac, where we combine your skills with our resources to foster personal and professional growth. Lead in a position where your daily efforts contribute to our reputation as a leader in supplemental insurance. Work with a diverse team of professionals who bring high levels of expertise and passion to their work. Aflac is committed to diversity training and fostering an inclusive environment where all team members can thrive. Aflac Career Opportunities We are continuously expanding our services and innovating our products, creating a variety of career paths in various departments. Whether you’re looking for a leadership role, a position in customer service, sales, or IT, Aflac offers a breadth of job opportunities. Do Innovative Work Join Aflac and contribute to our legacy of innovation by implementing solutions that push the boundaries of what insurance can do. With over 50 million people relying on us, your work at Aflac impacts lives significantly, offering you a career that is as rewarding as it is challenging. Be Part of a Great Team At Aflac, you’ll collaborate with industry experts and leaders who are eager to share their knowledge and welcome fresh ideas. Our team’s strength lies in our unity and our commitment to fostering leadership and professional development. Future-Proof Your Career Aflac supports your career ambitions with unmatched opportunities for professional growth, including comprehensive training programs, certification support, and leadership development. We ensure that your career journey is supported at every step with the tools and training you need to succeed. Explore Internship and Employment Opportunities Aflac offers a range of internship and employment opportunities designed to provide valuable industry experience and professional networking. These positions are crafted to enhance your resume and skills, preparing you for a long-term career in the insurance industry. Stay Connected Join Our Team Search open positions that match your skills and interests. We look for passionate, curious, creative, and solution-driven team players. Start your journey with Aflac today and discover how your career can flourish in an environment built on innovation and respect for diversity. Keep Up to Date Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work at Aflac. Job Alert Emails Personalize your subscription to receive job alerts, latest news, and insider tips tailored to your preferences. Explore the exciting and rewarding opportunities that await at Aflac.
Learn more about Aflac
Size
12,447 employees
Market Cap
$44.3 billion
Industry
Net Income
$4.7 billion
Founded
1955
5 Year Trend
-0.5%
Revenue
$22.1 billion
NASDAQ

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