Job DescriptionWhat is the Opportunity?We have an exciting opportunity to join the Credit Risk Review (CRR) team at RBC, where you will play a critical role in providing independent and objective evaluations of credit risk management practices. Your work will help ensure the effectiveness and adequacy of internal controls, credit risk ratings and corporate governance processes - focusing on Wholesale and Wealth Management portfolios in the United States. Key stakeholders include 1st and 2nd line of defense bankers, senior leadership, regulators, and auditors.
The successful candidate will lead and participate in Target Reviews, Continuous Monitoring Reviews, Risk Assessments, and other ad hoc credit projects.
What Will You Do?Credit Risk Review Practice- Lead and participate in the execution of CRR reviews of the Wholesale and Wealth Management portfolios. Evaluating risk rating accuracy, underwriting and portfolio management practices, emerging risks, compliance with regulatory guidance, and compliance with RBC policies and procedures.
- Provide coaching, mentorship, and performance feedback to more junior team members
- Execute the risk-based annual plan in collaboration with CRR leadership and key stakeholders ensuring adequate, risk-based coverage of the loan portfolio
- Review borrower and portfolio-level credit risk, identify appropriate remediation actions, and communicate findings clearly and effectively. Conduct risk assessments of assigned industries/portfolios.
- Evaluate and recommend improvements to risk frameworks, governance, and internal processes
- Interface with internal and external stakeholders to ensure proper identification, documentation and resolution of all risks impacting the loan portfolio
- Identify opportunities to leverage data and analytics to enhance CRR processes
- Collaborates with credit risk stakeholders across all three lines of defense
What do you need to succeed?Requirements- 7+ years of experience in wholesale credit in an underwriting, adjudication, credit risk review, audit, consulting, and/or regulatory capacity
- Strong knowledge of capital markets, lending products, and regulatory guidance
- Strong negotiation, oral and written communication skills
- Ability to handle a diverse workload, accept accountability, assume leadership and demonstrate initiative
Nice to Have- Graduate degree (e.g. Master of Business Administration, Master of Science in Finance, Master of Science in Economics etc.)
- Regulatory background in a supervision and regulation role
What's in it for you?We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
* A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
* Leaders who support your development through coaching and managing opportunities
* Work in a dynamic, collaborative, progressive, and high-performing team
* Opportunities to do challenging work
* Flexible work/life balance options
The good-faith expected salary range for the above position is $120,000 - $200,000 depending on factors including but not limited to the candidate's experience, skills, registration status, market conditions, and business needs. This salary range does not include other elements of total compensation, including a discretionary bonus and benefits such as a 401(k) program with company-matching contributions; health, dental, vision, life and disability insurance; and paid time-off plan.
Job SkillsArtificial Intelligence (AI), Business Data Analysis, Credit Analysis, Critical Thinking, Database Queries, Data Visualization, Decision Making, Long Term Planning, Operational Delivery, Quantitative Methods, Risk Management
Additional Job DetailsAddress:GOLDMAN SACHS TOWER, 30 HUDSON STREET:JERSEY CITY
City:Jersey City
Country:United States of America
Work hours/week:40
Employment Type:Full time
Platform:INTERNAL AUDIT
Job Type:Regular
Pay Type:Salaried
Posted Date:2026-09-03
Application Deadline:2026-10-02
Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above
RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.
