Royal Bank of Canada

Associate Director - Credit Risk - Digital Infrastructure

Royal Bank of Canada$120K — $200K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree required; advanced degree (MBA, CFA) a plus
  • 3-6 years in credit risk management at a major investment bank, commercial bank, or rating agency, preferably with some project finance experience
  • Good understanding of hyperscale data center operators and AI infrastructure assets
  • Proficiency in financial modeling and scenario analysis
  • High attention to detail with the ability to challenge assumptions
  • Strong written and verbal communication skills for reporting analyses to senior management

Responsibilities

  • Conduct comprehensive credit assessments of data centers and AI infrastructure borrowers
  • Analyze complex transactions evaluating construction and operational risks
  • Collaborate with business teams to identify credit risks and recommend strategies
  • Review and adjudicate Credit Requests, assigning Risk Ratings
  • Conduct timely risk assessments incorporating financial performance and industry trends
  • Review complex financial models and prepare peer group comparisons

Benefits

  • Comprehensive Total Rewards Program including flexible benefits and 401(k) matching
  • Development support through coaching and management opportunities
  • Opportunity to make a significant impact
  • Dynamic, collaborative, and high-performing team environment
  • Challenging work with the ability to build close client relationships
Full Job Description
Job Description

What is the opportunity?

Join RBC as a credit risk manager specializing in data centers and AI infrastructure lending including power generation, GPUs and fiber. This position offers the opportunity to develop deep expertise in a rapidly evolving sector while influencing deal structures and risk mitigation strategies.

What will you do?
  • Conduct comprehensive credit assessments of data centers and AI infrastructure borrowers across project finance, borrowing base, and corporate lending structures.
  • Analyze complex data center and AI infrastructure transactions, evaluating construction risk, operational risk, sponsor strength, and cash flow adequacy.
  • Work collaboratively with business teams early in the transaction lifecycle to identify key credit risks and recommend appropriate deal structures and mitigation strategies.
  • Review and adjudicate Credit Requests within agreed timelines, assign appropriate Risk Ratings, and escalate exceptions to applicable policies and guidelines.
  • Conduct timely risk assessments incorporating continuous monitoring of financial performance, industry trends, regulatory changes, and early warning signals.
  • Review complex financial models, conduct scenario analysis, and prepare peer group comparisons to support risk rating recommendations.


What do you need to succeed?
  • Bachelor's degree required; advanced degree (MBA, CFA) a plus
  • 3-6 years in credit risk management at a major investment bank, commercial bank, or rating agency, preferably with some project finance experience.
  • Good understanding and willingness to grow knowledge base of hyperscale data center operators, AI infrastructure assets (incl. power generation and GPUs), and related project finance structures.
  • Proficiency in financial modeling, scenario analysis, and the ability to evaluate complex technical documentation.
  • High attention to detail with the ability to challenge assumptions and critically evaluate risk assessments.
  • Ability to articulate complex credit analysis clearly through written recommendations and presentations to senior management.


What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
  • A comprehensive Total Rewards Program includes competitive compensation and flexible benefits, such as 401(k) program with company-matching contributions, health, dental, vision, life, disability insurance, and paid-time off.
  • Leaders who support your development through coaching and managing opportunities
  • Ability to make a difference and lasting impact
  • Work in a dynamic, collaborative, progressive, and high-performing team
  • Opportunities to do challenging work and build close relationships with clients


The expected salary range for this position is $120,000-$200,000 (New York), depending on your experience, skills, and registration status, market conditions and business needs.

You have the potential to earn more through RBC's discretionary variable compensation program which gives you an opportunity to increase your total compensation, provided the business meets its performance targets and you meet your individual goals.

RBC's compensation philosophy and principles recognize the importance of a highly qualified global workforce and plays a critical role in attracting, engaging and retaining talent that:
  • Drives RBC's high-performance culture
  • Enables collective achievement of our strategic goals
  • Generate sustainable shareholder returns and above market shareholder value


Job Skills
Accounting Finance, Credit Analysis, Credit Risk Management, Detail-Oriented, Financial Statement Analysis, Project Finances, Risk Management

Additional Job Details

Address:

BROOKFIELD PLACE FKA 3 WORLD FINANCIAL CENTER, 200 VESEY STREET:NEW YORK

City:

New York

Country:

United States of America

Work hours/week:

40

Employment Type:

Full time

Platform:

GROUP RISK MANAGEMENT

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-08-05

Application Deadline:

2026-10-31
Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

About Royal Bank of Canada

Royal Bank of Canada Careers

Join the dynamic team at Royal Bank of Canada (RBC), a global leader in financial services and a company committed to excellence and innovation. At RBC, we offer a wide range of job opportunities that empower professionals to shape their career paths with leadership, diversity training, and continuous growth.

Work You’ll Do

At Royal Bank of Canada, we are not just hiring; we are building a culture of innovation and leadership. Our team members are at the forefront of the financial industry, driving transformation and delivering targeted solutions that meet the evolving needs of our clients and communities.

Explore Job Opportunities and Employment at RBC

Whether you are starting your career or looking to take it to the next level, RBC offers positions that challenge your skills and fuel your ambition. From entry-level positions to leadership roles, our job opportunities span across various functions and regions. Join us and be part of a team that values professional growth and diversity.

Internship and Professional Development

Kickstart your career with an internship at Royal Bank of Canada. Our internships provide invaluable hands-on experience, networking opportunities, and insights into the financial services industry. Interns at RBC gain the skills necessary to excel and are often considered for full-time positions within the company.

Benefits and Culture

At RBC, we prioritize the well-being and satisfaction of our employees. Our benefits package is designed to support our team members at every stage of their life and career. RBC’s culture is built on a foundation of respect, integrity, and responsibility, fostering an environment where everyone can thrive.

Career Growth and Innovation

We believe in nurturing the potential of our employees through continuous learning and career development programs. At RBC, you will find endless opportunities to grow professionally through on-the-job experiences, formal training programs, and leadership development initiatives. Our commitment to innovation means we are constantly seeking out new ideas and perspectives, making RBC a perfect place for those who aim to lead and innovate.

Diversity and Inclusion

Diversity is our strength. At Royal Bank of Canada, we are committed to building an inclusive workplace where every employee feels valued and respected. Our diversity training programs are designed to educate and inspire, creating a more inclusive and equitable workplace.

Join Our Team

Search open positions that match your skills and interests. We look for passionate, curious, creative, and solution-driven team players. Start your journey with RBC today and be part of a world-class team known for its commitment to client service, community involvement, and innovation.

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Learn more about Royal Bank of Canada
Size
86,007 employees
Market Cap
$130.3 billion
Industry
5 Year Trend
+8.7%
NASDAQ

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