Job Title: Workout Credit Officer

Corporate Title: Vice President

Location: New York, NY

Overview

As aWorkout Credit Officer 6 Vice President, you will be a key member of Deutsche Bank9s Lending franchise, focusing oncredit risk managementfor underperforming or distressed clients. You will work in close collaboration with Workout colleagues to analyze transactions from underperforming clients or in distressed situations. You will also manage a diversified portfolio and participate in regulatory audits. The role involves analyzing complex transactions, leading workout strategies, and ensuring compliance with credit policies and regulations

What You9ll Do

• Oversee a diversified portfolio of distressed assets, focused on commercial real estate, high-yield structures and leveraged loans and conduct detailed credit evaluations, monitor borrower financials.

• Design and implement strategies to mitigate risk and maximize recovery, including debt restructuring, insolvency proceedings, and Chapter 11 exit financing

• Support internal and external audits, ensure policy adherence, and maintain accurate documentation

• Work with risk management, legal, and deal teams to execute workout plans and present findings to senior management

• Guide junior credit officers on transaction workflows, policy compliance, and regulatory changes

• Provide regular updates to senior management on portfolio performance and risk exposure
  

How You9ll Lead

• Lead professional transactions, collaborating with the deal team and your colleagues in the Workout team, and other stakeholders

• Provide training and guidance to junior credit officers particularly with respect to transactions workflow as well as policy and regulatory adherence

• You will lead projects to improve the credit process or to adapt the portfolio to regulatory changes

Skills You9ll Need

• Bachelor9s degree in finance, economics, accounting, or a related field; advanced degree preferred

• Moderate experience credit analysis, underwriting, or related financial industry roles

• Strong analytical and problem-solving abilities, excellent communication and negotiation skills, in-depth knowledge of loan origination and workout processes

• Experience in commercial real estate, or similar distressed asset class is highly valued

Skills That Will Help You Excel

• Strong communication skills and the ability to explain potentially complex and nuanced transaction structures to relevant stakeholders

• Desire to go above and beyond to exceed expectations with work product

• Demonstrating core Deutsche Bank values, teamwork mindset, entrepreneurial drive and skillset

• Ability to deliver presentations effectively and commercially in an interactive setting

• Ability to work independently and manage multiple priorities
  

Expectations

It is the Bank9s expectation that employees hired into this role will work in the New York office in accordance with the Bank9s hybrid working model.

The salary range for this position in New York City is $120,000 to $205,500.Actual salaries may be based on a number of factors including, but not limited to, a candidate9s skill set, experience, education, work location and other qualifications. Posted salary ranges do not include incentive compensation or any other type of remuneration.

Deutsche Bank Benefits

At Deutsche Bank, we recognize that our benefit programs have a profound impact on our colleagues. That9s why we are focused on providing benefits and perks that enable our colleagues to live authentic2c2cally and be their whole selves, at every stage of life. We provide access to physical, emotional, and financial wellness benefits that allow our colleagues to stay financially secure and strike balance between work and home. Click to learn more!

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