Assistant Manager, Consumer LendingCanandaigua National BankLocation: Canandaigua, NY
In this role, you will:Assist the Group Manager, Consumer Lending with the day-to-day leadership and operation of the Consumer Lending department, to achieve annual goals of Indirect and Direct Lending, Home Equity, and Mortgage Portfolio Lending. In conjunction with the Group Manager, Consumer Lending, you will be involved in product development, product pricing, product delivery, credit and underwriting, credit policy, sales, relationship management, and regulatory compliance. You will also be involved in making appropriate recommendations regarding pricing, products, and delivery for Indirect lending. In addition, you will assess loan requests and help manage the Mortgage Loan Portfolio.
What is needed to be successful in this role?- Bachelor's degree required
- Specialized consumer or commercial lending education and training.
- Credit underwriting (consumer or commercial) experience, Banking operations education and training preferred.
- A minimum of five (5) years' experience in related positions normally required.
What does our ideal candidate look like?- Demonstrates a strong understanding of consumer lending products, underwriting principles, credit risk assessment, and regulatory compliance requirements.
- Proven leadership experience with the ability to coach, develop, and motivate employees to achieve individual and team metrics and goals.
- Exhibit exceptional judgment and decision-making skills while balancing customer service, portfolio quality, and risk management objectives.
- Comfortable navigating complex lending situations and making timely decisions that support both customer needs and organizational goals.
- Builds strong partnerships across retail banking, operations, and other lines of business to deliver a seamless customer experience.
- Proven experience in similar roles.
Compensation range- $150,000 - $170,000
The actual salary offered within the range is dependent on a variety of factors including, but not limited to, relevant experience, qualifications, skills, level offered, and performance expectations.