Amazon

Applied Scientist, Payments & Fraud Prevention, AWS Payments & Fraud Prevention

Amazon • $172K — $223K *
Information Technology
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • PhD or Master's degree in CS, CE, ML, or a related field with 4+ years of experience.
  • 3+ years building models for business applications.
  • 5+ years experience in designing experiments and statistical analysis.
  • Proficiency in programming languages such as Java, C++, and Python.
  • 3+ years applying ML to solve complex, large-scale problems.
  • Advanced SQL skills and experience in scripting for automation (e.g., Python).
  • Ability to communicate complex concepts clearly to non-experts.

Responsibilities

  • Design, build, and deploy ML models and rules for fraud detection.
  • Source and analyze large datasets to identify fraud patterns.
  • Utilize statistical modeling and ML techniques for issue identification.
  • Implement GenAI techniques to enhance fraud detection capabilities.
  • Manage the full model lifecycle from data extraction to deployment.
  • Monitor model performance and adapt to new fraud tactics.
  • Collaborate with cross-functional teams to create scalable solutions.

Benefits

  • Comprehensive health insurance (medical, dental, vision).
  • 401(k) matching contributions.
  • Paid time off and parental leave.
  • Mental health support and flexible spending accounts.
  • Adoption and surrogacy reimbursement coverage.
Full Job Description
Are you passionate about building machine learning systems that protect one the world's largest cloud platform? The AWS Payments & Fraud Prevention (P&FP) Science team is looking for a driven Applied Scientist to help safeguard AWS and its millions of customers from evolving fraud threats.

In this role, you will design, build, and deploy end-to-end machine learning models that detect and prevent fraudulent activity. You will work with massive, real-world datasets across the AWS payments, signup and usage ecosystem, develop new detection strategies, and take models from concept to production. You will also apply Generative AI (GenAI) techniques to enhance fraud signal discovery and strengthen our detection capabilities.

At AWS, we process billions of transactions every day for hundreds of thousands of businesses worldwide. Fraud patterns shift constantly and our defenses must stay ahead. If you enjoy owning problems end-to-end, shipping models that make real-time decisions at scale, and making a direct impact on customer trust and financial protection, we invite you to join us and help shape the future of fraud prevention at AWS.

Key job responsibilities

Design, build, and deploy end-to-end machine learning models and rules to detect, prevent, and mitigate fraudulent activities across the AWS payment and usage ecosystem.

Source, extract, and analyze large-scale behavioral, transactional, and historical datasets to uncover fraud patterns and emerging threats.

Apply hands-on expertise in statistical modeling, traditional machine learning, and analytics to identify and isolate issues across the fraud landscape.

Explore and apply GenAI techniques, including large language models (LLMs) and synthetic data generation, to enhance fraud detection capabilities.

Own the full model lifecycle - from data extraction and feature engineering through evaluation, productionalization, and deployment.

Continuously monitor model and rule performance and improve robustness against adversarial behaviors and evolving fraud tactics.

Experiment, prototype, and iterate on new detection strategies, algorithms, and evaluation metrics with a focus on rapid time-to-production.

Collaborate closely with engineering, product, and operations teams to translate business needs into scalable technical solutions.

Communicate findings and technical insights clearly and effectively to both technical and non-technical stakeholders at all levels.

Contribute to the broader fraud prevention strategy, driving innovation and best practices across the organization.

A day in the life

You will have the opportunity to enhance our existing models and develop new ones that have a direct impact on the business from reducing financial losses to protecting customer accounts in real time. You will own your models end-to-end, from sourcing data and building features through evaluation and productionalization, and you will be expected to move quickly as fraud threats evolve.

As part of this role, you will also support core fraud operations reviewing model outputs, tuning detection thresholds, and ensuring our mechanisms are performing as expected in production. This operational closeness to the data and to real fraud cases is what gives our scientists a unique edge: you will develop a deep, practical understanding of how fraud actually works, which directly sharpens the models and strategies you build. It is this combination of science and operational insight that makes our team's work so impactful.

Your role will also allow you to leverage your customer-obsession skills by thoughtfully considering the user experience and ensuring it is not adversely affected by the mechanisms you design. You will explore new techniques, including Generative AI, to stay ahead of increasingly sophisticated adversaries.

BASIC QUALIFICATIONS

- PhD, or Master's degree and 4+ years of CS, CE, ML or related field experience

- 3+ years of building models for business application experience

- 5+ years of designing experiments and statistical analysis of results experience

- Experience programming in Java, C++, Python or related language

- 3+ years of practical work applying ML to solve complex problems for large-scale applications experience

- Experience with R, Python, Weka, SAS, Matlab or other statistical/machine learning software

- Experience in scripting for automation (e.g. Python) and advanced SQL skills.

- Experience working in a large team or fast-paced corporate environment

- PhD or equivalent Master's degree in Machine Learning, Artificial Intelligence, Mathematics, Statistics, Computer Science, Operations Research or in another highly quantitative field

- Ability to develop and deploy (in partnership with engineers) Machine Learning models that power specific applications

- Skilled in various Statistical and traditional Machine Learning methods such as tree-based models

- Superior verbal and written communication and presentation skills, ability to convey rigorous mathematical concepts and considerations to non-experts

PREFERRED QUALIFICATIONS

- Experience using Unix/Linux

- Experience in professional software development

- Experience with neural deep learning methods and machine learning

- Knowledge of AWS Infrastructure

- Knowledge of AWS services including compute, storage, networking, security, databases, machine learning, and serverless technologies

- 4+ years of applied ML experience in a quantitative filed

- Predictive Analytics

The base salary range for this position is listed below. Your Amazon package will include sign-on payments and restricted stock units (RSUs). Final compensation will be determined based on factors including experience, qualifications, and location. Amazon also offers comprehensive benefits including health insurance (medical, dental, vision, prescription, Basic Life & AD&D insurance and option for Supplemental life plans, EAP, Mental Health Support, Medical Advice Line, Flexible Spending Accounts, Adoption and Surrogacy Reimbursement coverage), 401(k) matching, paid time off, and parental leave. Learn more about our benefits at https://amazon.jobs/en/benefits.

USA, NY, New York - 172,400.00 - 223,400.00 USD annually

About Amazon

Audible is a provider of spoken audio information and entertainment , on the Internet. They provide premium spoken audio content, such as audio versions of books and newspapers and radio programs, that is delivered over the Internet and played back on personal computers and hand-held electronic devices. The Audible service allows consumers to purchase and download their content from their Website, store it in digital files and play it back on personal computers and electronic devices. More than 15,000 hours of audio content are available on their Web site, including audio versions of books, periodicals and radio programs. Several manufacturers have agreed to support and promote the playback of their content on their hand-held audio-enabled electronic devices.

Amazon Careers

Joining Amazon presents an unparalleled opportunity to become part of a vibrant team pushing the boundaries of innovation and growth in the global marketplace. As a leader in e-commerce, technology, and logistics, Amazon offers a variety of job opportunities that cater to a range of skills and professional interests. Work You’ll Do At Amazon, every day is an opportunity to collaborate with the brightest minds in technology and business to redefine what’s possible. Whether you’re interested in software development, marketing, human resources, or customer service, Amazon has a position waiting for you. Transform the way the world shops and innovates with our diverse and inclusive team. Amazon is not just a company; it’s a community where you can drive real change and contribute to projects impacting millions globally. Lead with Innovation and Leadership Amazon is the perfect place to enhance your leadership and innovation skills. Our culture encourages pushing the envelope and imagining the unimaginable. Here, you will lead projects that challenge the status quo and define new industry standards. Work with a team that values diversity and is committed to creating an inclusive environment. Our leadership is focused on harnessing the collective power of unique perspectives to foster growth and innovation. Explore Amazon’s Employment Benefits Amazon’s commitment to its employees extends beyond just career growth. We offer competitive benefits, including health care, parental leave, and diversity training, ensuring that our team not only excels professionally but also enjoys well-being and security. Internship and Networking Opportunities Start your career with an Amazon internship and gain hands-on experience that matters. Our internships provide a gateway to full-time employment and an opportunity to network with professionals across various sectors of the company. Future-Proof Your Career With Amazon, your career path is filled with numerous opportunities for advancement. Our learning and development programs are designed to nurture your professional growth and keep you at the forefront of industry trends. Stay Connected Join Our Team Discover the job opportunities at Amazon that match your skills and interests. We are constantly on the lookout for passionate, curious, and innovative team players ready to make a difference. Keep Up to Date Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. Job Alert Emails Customize your subscription to receive job alerts, the latest news, and insider tips tailored to your preferences. Explore the exciting and rewarding career opportunities that await at Amazon. Amazon is more than just a company—it’s a platform for building a promising future. Whether you’re starting or looking to advance your career, Amazon offers the resources, support, and network you need to succeed. Join us, and be a part of our continuing mission to be Earth's most customer-centric company.
Learn more about Amazon
Size
1,608 employees
Market Cap
$832.6 billion
Industry
Net Income
$21.3 billion
Founded
1994
5 Year Trend
+28.1%
Revenue
$386 billion
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