Generate Capital

Analyst, Credit

Generate Capital$110K — $125K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 1-3 years of relevant experience in investment banking, project finance, private credit, or infrastructure investing.
  • Strong financial modeling and credit-analysis skills.
  • Experience in assessing companies or projects for risk and return drivers.
  • Ability to synthesize large amounts of information into actionable insights.
  • Excellent written and verbal communication skills for complex issues.
  • Proficiency in Microsoft Excel, PowerPoint, and AI tools.
  • Bachelor's degree or equivalent relevant experience.

Responsibilities

  • Evaluate new credit opportunities through analysis of business models and key investment risks.
  • Build and maintain transaction financial models, ensuring validation of key assumptions.
  • Conduct thorough due diligence across various operational workstreams.
  • Prepare investment memoranda and presentations for the Investment Committee.
  • Assess credit risk ratings and evaluate transaction protections against identified risks.
  • Support transaction structuring, including drafting term sheets and coordinating all necessary diligence and approvals.
  • Monitor portfolio investments and update risk assessments to identify emerging trends.

Benefits

  • Health care benefits including medical and dental insurance.
  • Retirement benefits with potential employer contributions.
  • Paid time off including vacation and parental leave.
  • Discretionary bonus opportunities based on performance.
Full Job Description
We are seeking an analytical, motivated, and pragmatic professional to join its Credit Team. The Credit Analyst will play an integral role across the investment lifecycle, from initial screening and underwriting through transaction execution and ongoing portfolio management. This Analyst will help evaluate and finance sustainable infrastructure projects and businesses across the sectors in which Generate invests, develops, owns, and operates. This position offers meaningful exposure to complex transactions, senior decision-makers, clients, counterparties, and the operational performance of Generate's investments.

What you will be doing at Generate Capital as a Credit Analyst:
  • Evaluate new credit opportunities by analyzing business models, project economics, industry dynamics, capital structures, and key investment risks
  • Build, maintain, and take ownership of transaction financial models, including validating key assumptions and developing sensitivity and downside analyses
  • Conduct due diligence across financial, commercial, technical, legal, and operational workstreams
  • Prepare investment memoranda and presentations that clearly communicate key risks, mitigants, transaction terms, and investment recommendations to the Investment Committee
  • Complete internal credit risk ratings and assess whether proposed pricing, structure, covenants, and other protections appropriately reflect the identified risks
  • Support the structuring and execution of transactions, including drafting term sheets and coordinating diligence, documentation, approvals, and closing activities
  • Assist with the origination and initial screening of new credit opportunities
  • Monitor the financial and operating performance of portfolio investments, update risk assessments, and identify emerging issues or trends
  • Support ongoing portfolio activities, including loan fundings, amendments, waivers, consents, and other post-closing matters
  • Support the creation of new fund level materials, including marketing materials, investor relations, and ongoing compliance


Candidate qualifications & core characteristics:
  • 1-3 years of relevant experience, preferably in investment banking, project finance, private credit, structured credit, infrastructure investing, or a related field
  • Strong financial modeling, accounting, and credit-analysis skills
  • Experience evaluating companies, projects, or transactions and identifying the key drivers of risk and return
  • Ability to process large quantities of quantitative and qualitative information and translate them into concise, decision-useful conclusions
  • Excellent written and verbal communication skills, including the ability to explain complex financial or technical issues clearly
  • Strong proficiency in Microsoft Excel, PowerPoint and AI tools
  • Bachelor's degree or equivalent combination of education and relevant experience
  • Strong attention to detail and a demonstrated commitment to producing accurate, high-quality work
  • Intellectual curiosity, sound judgment, and a pragmatic approach to solving problems
  • Ability to take ownership, manage multiple priorities, and work effectively in a collaborative, fast-paced environment
  • Demonstrated interest in sustainable infrastructure


Generate's compensation packages are dependent on the facts and circumstances of each case. Salary decisions take into account a wide variety of factors including, but not limited to: skill sets, experience and training, licensure and certifications, geographic location, and other business and organizational needs. A reasonable estimate of the base salary range for this role is $110,000 - $125,000. In addition, the compensation package may include a discretionary bonus and other benefits, including health care benefits, retirement benefits, benefits permitting paid days off (including sick leave, parental leave, and paid time off or vacation benefits), and other benefits that must be reported for federal tax purposes. It is not typical for an individual to be hired at the top of this range.

About Generate Capital

Generate Capital is a renewable energy infrastructure company that finances, owns, and operates sustainable infrastructure projects. The company was founded in 2014 and is headquartered in San Francisco, California. Generate Capital's projects include solar, wind, energy storage, and waste-to-energy facilities. The company provides financing and expertise to help its partners develop and operate these projects. Generate Capital has received funding from various investors, including the Alaska Permanent Fund, the Australia-based QIC Global Infrastructure Fund, and the European Investment Bank.
Learn more about Generate Capital
Size
50 employees
Industry
Founded
2014

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