The hiring range for this opportunity is $81,000 to $95,000 annual salary along with incentive opportunities, creating a competitive total compensation package based on our pay scale, and may be modified by location and is commensurate with qualifications and experience.

POSITION SUMMARY

The Agricultural Industry Specialist II will work under the supervision of the Agricultural Industries Manager. The incumbent is responsible for giving technical advice and support to the bank's agricultural lenders and Credit Administration. The Agricultural Industry Specialist II must possess a strong background and broad understanding of the agricultural industry. The incumbent is responsible for collecting data and analyzing information for the purpose of creating operating budgets, conducting crop and water analysis, and making industry commodity price recommendations, conducting agricultural real estate evaluations, physical inspection of land, crops and livestock collateral and assessing ag processor businesses.

MAJOR RESPONSIBILITIES
• Communicates with borrowers to identify and evaluate their business and operational requirements.
• Prepares crop and livestock budgets and budget summaries.
• Conducts onsite field crop and/or livestock inspections, and crop progress reports.
• Measures performance and analyzes data such as crop yield, water demand, soil quality and production costs.
• Advises on the adaptability of farmland to other crops and land uses.
• Maintains up-to-date knowledge of relevant agricultural industry developments and trends.
• Undertakes administrative duties, manages budgets and accounts, updates information, and prepares reports.
• Determines suitability of agricultural processing facilities.
• Performs economic analysis of processing and marketing companies.
• Recommends agricultural real estate and equipment appraisers for the Bank's approved appraiser list.
• Possesses and maintains knowledge of water and other industry regulations.
• Possesses in-depth knowledge of water district delivery, cost and reliability throughout the bank's market area.
• Performs pre-qualification assessment and analysis of operational condition and risk of financing requests within framework of Bank credit policy and current economic and industry trends.
• Provides Aquaoso reports to Agricultural Industries personnel, Credit Administration and Relationship Managers.
• Serves as reference for Bank systems, software, and third-party vendor platforms.

OTHER RESPONSIBILITIES
• Assures compliance with all Bank policies, procedures and processes, and all applicable state and federal banking laws, rules and regulations, and adheres to Bank Secrecy Act (BSA) responsibilities that are specific to the position.
• Assigned special projects, and gathers data and prepares reports for Senior Management, audits, and other reporting needs.
• Performs other work-related duties as assigned.

EDUCATION, EXPERIENCE AND OTHER SKILLS REQUIRED
• Bachelor's degree (BA) or equivalent from a college or university; and five to ten years of related experience and/or training; or the equivalent combination of education and experience. Work related experience should consist of a financial analyzing or lending background. Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be business or financial industry related.
• Experience in the review of crop budgets for agricultural production credits. Familiarity with agricultural real estate appraisals and appraisal principles also preferred
• Skilled in use of personal computers and Windows driven programs.
• Excellent written and verbal communication skills.
• Excellent time management and process management skills.
• Ability to work with minimal supervision and coordinate with necessary Bank personnel to prioritize and meet deadlines.
• Ability to communicate detailed regulatory and policy requirements in a useable and manageable way.