Washington Trust is seeking a highly skilled and client-focused
Senior Financial Planner to join our Wealth Management team. In this role, you will create and present comprehensive financial plans for our High Net Worth (HNW) and Ultra High Net Worth (UHNW) clients. You'll serve as a trusted advisor and subject matter expert, helping clients navigate complex financial decisions while supporting our internal teams with your planning expertise.
This position is based in Providence, RI, with hybrid opportunities.
Key Responsibilities
- Develop and deliver sophisticated financial plans using tools such as MoneyGuide Elite, Holistiplan, Vanilla, Income Lab and Microsoft Excel to high net worth and ultra-high net worth clients.
- Engage clients in meaningful conversations to gather financial data and present personalized planning strategies.
- Interpret trust and estate planning documents, create abstractions in software and present to clients. Model estate planning strategies in software and present to clients.
- Using client tax returns, model scenarios in tax planning software and present strategies to clients. Discuss strategies such as Roth conversions, charitable funding options, income planning strategies. Model multi-year tax planning strategies and share with clients and their tax preparers.
- Engage in goals planning discussions helping clients make short and long-term decisions, uncovering risks and opportunities using an educational, consultative approach.
- Collaborate with clients, internal and external partners such as attorneys and tax preparers to implement financial recommendations.
- Identify opportunities to deepen client engagement through proactive planning initiatives with your team members. You will be responsible for engaging clients in financial planning for your team.
- Serve as the financial planning expert for your team and the broader division, participating in client meetings and strategic discussions.
- Support the Director in creating training materials, client publications, and marketing content.
- Ensure compliance with internal policies, risk controls, and regulatory standards.
- Deliver an exceptional client experience with every interaction.
Qualifications
- Bachelor's degree in Finance, Business, or a related field.
- CFP® certification required, with 5-10 years of comprehensive financial planning experience. Must have knowledge of all financial planning topics.
- Experience with trust and estate planning; fiduciary trustee experience is a plus.
- Strong presentation and communication skills, with the ability to explain complex financial topics clearly.
- Proficiency in financial planning software (Vanilla and MoneyGuide preferred).
- Advanced skills in Microsoft Excel and the full Microsoft Office suite.
- Highly organized, detail-oriented, and able to manage multiple priorities effectively.
CompensationThe good-faith, reasonable base salary range for this role is $110,000-$135,000. Actual compensation will be based on relevant experience, skills, training, certifications, and education. This role may be eligible for an annual bonus and includes a comprehensive benefits package.
Our employees enjoy a comprehensive benefits package, which includes health and welfare benefits, paid time-off, work-life program, and a 401(k) plan. We believe employees who are valued, recognized, rewarded and empowered, will achieve personal and professional growth. Apply today and find out why we have been voted one of the Best Places to Work in Rhode Island since 2011!
