VP Senior Commercial Loan Officer II

union savings bank • $135K — $160K *

Danbury, CT 06810In-Person

Finance & Insurance

Less than 5 years of experience

2 days ago

Be an Early Applicant

Job Overview by Ladders

Qualifications

5-7 years of experience in commercial lending or related field
Strong leadership and interpersonal skills
Proficient in bank operations and loan structuring
Ability to manage complex transactions independently
Knowledge of governmental loan programs and compliance regulations

Responsibilities

Develop and manage complex commercial account relationships
Solicit new business and interview applicants
Communicate effectively with customers throughout the loan process
Cross-sell bank products and services with other sales specialists
Structure and underwrite loans in collaboration with Credit Administration
Monitor customer accounts to enhance retention and minimize risk
Engage in community involvement to boost the Bank's visibility

Benefits

Active participation in professional and community relationships
Opportunities for professional development
Access to ongoing training in regulatory changes
Supportive environment for cultivating referral sources
Potential for high visibility in the marketplace

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Full Job Description

Sales

Develop and manage large and most complex commercial account relationships.
Solicit for new business and interview applicants.
Communicate with internal/external customers throughout application and loan process.
Demonstrate strong leadership skills.
Cross sell bank products and services, utilizing referral sources and joint calling efforts with other Bank sales specialists to inform prospects and customers.
Able to handle multiple, complex transactions at a time with little supervisor assistance.
Knowledgeable in bank operations, procedures, and in the types of transactions which are most desirable to the Bank.
Structure, coordinate and underwrite all loans in conjunction with Credit Administration as applicable.
Handle new loan requests in conjunction with governmental loan programs.
Able to handle any type of complex loan closings in conformity with bank policies and procedures including closings enhanced by derivatives.
Identify, cultivate and maintain relationships with referral sources.
Demonstrate the ability to consistently produce in the top third among peers for new loans and fees.

Portfolio Management

Collect and analyze financial and related data to establish creditworthiness.
Monitor customer's account relationships through financial analysis and ongoing customer contact thus increasing retention and satisfaction, while minimizing risk.
Manage and structuring some of the most complex credits within the Department.
Manage a large commercial portfolio with minimal delinquency and runoff.
Demonstrate ability for monitoring customer adherence to loan terms and enforcement of conditions precedent, covenants and general monitoring.
Attentive to duties as a loan officer and detail-oriented.

Community Involvement

Maintain through active participation professional and community relationships, increasing the Bank's visibility within the marketplace, thus generating new business opportunities and furthering professional development.
Keep abreast of local economic, financial and legislative events which may have an impact on commercial lending activities.
Keep current and maintain knowledge of changes in regulatory environment pertaining to commercial lending.

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About union savings bank

Union Savings Bank is a full-service community bank that has been serving the Greater Cincinnati area for over 100 years. The bank offers a wide range of personal and business banking services, including checking and savings accounts, loans, mortgages, and wealth management services. Union Savings Bank is committed to providing exceptional customer service and building long-lasting relationships with its customers.

Learn more about union savings bank

Size

400 employees

Industry

Finance & Insurance

* Ladders Estimates

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