VP, Risk (Fraud Strategy & Analytics)

As a Vice President, Risk (Fraud Strategy & Analytics), you’ll help drive Concora Credit’s Mission to enable customers to Do More with Credit – every single day.

The impact you’ll have at Concora Credit:

We hire people, not positions. That's because, at Concora Credit, we put people first, including our customers, partners, and Team Members. Concora Credit is guided by a single purpose: to help non-prime customers do more with credit. Today, we have helped millions of customers access credit. Our industry leadership, resilience, and willingness to adapt ensure we can help our partners responsibly say yes to millions more. As a company grounded in entrepreneurship, we're looking to expand our team and are looking for people who foster innovation, strive to make an impact, and want to Do More! We’re an established company with over 20 years of experience, but now we’re taking things to the next level. We're seeking someone who wants to impact the business and play a pivotal role in leading the charge for change.

As our Vice President, Risk (Fraud Strategy & Analytics), you will:

• Lead the fraud strategy analytics and modeling team to enhance Concora Credit’s capabilities in the fraud risk space.
• Guide, coach, and motivate the team, consisting of different skill levels from Analysts to a Director.
• Own fraud strategy for identity fraud and for existing account fraud (transaction fraud, paymentfraud, and account takeover) in the credit card and private label business space.
• Have a strong sense of ownership guided by the objective of minimizing fraud losses while driving continuous customer experience improvements.
• Design and enhance the fraud strategy roadmap for the organization.
• Partner with risk leadership, different business and operational organizations, and drive rapid change across the organization.
• Effectively be on top of and communicate the state of fraud and updates/recommendations to key stakeholders.
• Be well-versed in the latest data, modeling techniques, technologies, and solutions effective in fighting fraud.
• Evaluate and implement new data/solutions to improve fraud defenses.
• Have cutting-edge knowledge of all fraud-related items (past, present, and how the future is likely to evolve) in the consumer credit space.
• Be familiar with statistical/ ML modeling techniques leveraged in fraud risk modeling and be able to guide the data scientists and analysts towards optimal outcomes.

These duties must be performed with or without reasonable accommodation.

We know experience comes in many forms and that many skills are transferable. If your experience is close to what we're looking for, consider applying. Diversity has made us the entrepreneurial and innovative company that we are today.

Requirements:

• Bachelor’s degree or equivalent experience. Advanced degree in Statistics, Econometrics, Mathematics, Engineering, Financial Engineering, Operations Research, Physics, or Technology preferred.
• 10+ years’ experience in the consumer lending industry.
• 5+ years of hands-on experience with fraud strategy and analytics, preferably in the consumer credit space.
• 5+ years of experience/familiarity with statistical analysis tools and data software languages such as SAS, R, Python, SQL, and Excel.
• 5+ years of experience managing a team with analysts and data scientists.
• Solid understanding and knowledge of retail or consumer lending businesses.
• Very strong analytical, strategic and white space thinking skills.
• Ability to communicate effectively and influence others across functions.

What’s In It For You:

• Medical, Dental and Vision insurance for you and your family
• Relax and recharge with Paid Time Off (PTO)
• 6 company-observed paid holidays, plus 3 paid floating holidays
• 401k(after 90 days) plus employer match up to 4%
• Pet Insurance for your furry family members
• Wellness perks including onsite fitness equipment at both locations, EAP, and access to the Headspace App
• We invest in your future through Tuition Reimbursement
• Save on taxes with Flexible Spending Accounts
• Peace of mind with Life and AD&D Insurance
• Protect yourself with company paid Long-Term Disability and voluntary Short-Term Disability