Get to Know the OpportunityIn this role, you will partner with the Regional Manager in executing on a marketing plan to find and cultivate the sources of core and core-plus loans, to include the initial underwriting, credit analysis, and investment committee presentations of new investment opportunities.
The Contributions You'll MakeMortgage Loan Origination Responsibilities - Solicit mortgage loans through correspondent mortgage bankers and brokers in defined geographic territory.
- Member of a team that directly solicits mortgage loans from large national accounts.
- Review and underwrite proposed mortgage loans.
- Negotiate and structure mortgage loan investments.
- Underwrite, value, and inspect the security in collaboration with analysts and team leads.
- Prepare detailed analysis and presentation of mortgage loan investments to the investment committee.
- Negotiate and issue mortgage loan term sheets.
- Coordinate, with legal counsel, the closing of mortgage loan transactions and negotiation of loan documents.
General Responsibilities- Produce the required volume of quality mortgage loan transactions at required yields.
- Research new territories where required and continually review existing territories in search of quality mortgage loan transactions.
- Contribute value added knowledge of local real estate markets within territory.
- Build and maintain relationships with correspondent mortgage bankers, mortgage brokers, and borrowers.
- Maintain general knowledge of factors affecting the real estate market and economy.
- Provide leadership in areas of program and subordinate development.
Minimum Knowledge & Experience- Bachelor's degree required, MBA preferred.
- Minimum of 10 years' work experience in commercial real estate required.
- Ability to evaluate real estate and real estate markets.
- Detailed knowledge of mortgage loan documentation, analysis, and legal issues.
- Knowledge of alternative investments and relative value.
- Management and leadership skills are necessary to implement directives and obtain established goals.
- Strong verbal and written communication skills.
- Excellent interpersonal and negotiation skills.
Additional InformationThis role will be based in our Atlanta, GA office and will be a hybrid work schedule. Frequent travel to assigned territory to inspect assets, build and strengthen correspondent relationships and develop knowledge of the local markets within the territory is required.
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Compensation Pay Disclosure:Voya is committed to pay that's fair and equitable, which means comparable pay for comparable roles and responsibilities.
The below annual base salary range reflects the expected hiring range(s) for this position in the location(s) listed. In addition to base salary, Voya offers incentive opportunities (i.e., annual cash incentives, sales incentives, and/or long-term incentives) based on the role to reward the achievement of annual performance objectives. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Voya Financial is willing to pay at the time of this posting.
Actual compensation offered may vary from the posted salary range based upon the candidate's geographic location, work experience, education, licensure requirements and/or skill level and will be finalized at the time of offer. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
$175,000 to $200,000 USD
Be Well. Stay Well.Voya provides the resources that can make a difference in your lives. To us, this means thriving physically, financially, socially and emotionally. Voya benefits are designed to help you do just that. That's why we offer an array of plans, programs, tools and resources with one goal in mind: To help you and your family be well and stay well.
What We Offer- Health, dental, vision and life insurance plans
- 401(k) Savings plan - with generous company matching contributions (up to 6%)
- Voya Retirement Plan - employer paid cash balance retirement plan (4%)
- Tuition reimbursement up to $5,250/year
- Paid time off - including 20 days paid time off, nine paid company holidays and a flexible Diversity Celebration Day.
- Paid volunteer time - 40 hours per calendar year
Learn more about Voya benefits (download PDF)
Critical SkillsAt Voya, we have identified the following critical skills which are key to success in our culture:
- Customer Focused: Passionate drive to delight our customers and offer unique solutions that deliver on their expectations.
- Critical Thinking: Thoughtful process of analyzing data and problem solving data to reach a well-reasoned solution.
- Team Mentality: Partnering effectively to drive our culture and execute on our common goals.
- Business Acumen: Appreciation and understanding of the financial services industry in order to make sound business decisions.
- Learning Agility: Openness to new ways of thinking and acquiring new skills to retain a competitive advantage.
Learn more aboutCritical Skills