The Vice President of Finance is a senior finance leadership role responsible for leading financial planning and analysis, investor reporting, board reporting, forecasting, performance analytics, and strategic decision support. This high-visibility position reports to the Chief Financial Officer and partners closely with executive leadership, accounting, treasury, capital markets, risk, credit, operations, technology, and other functional leaders to translate business performance into accurate, timely, and actionable financial insights.

The role will own and continuously improve the company’s FP&A operating rhythm, including annual budgeting, long-range planning, rolling forecasts, scenario analysis, management reporting, investor materials, board materials, and key financial and operational KPI reporting. The successful candidate will combine strong technical finance capabilities, consumer finance industry knowledge, executive-level communication skills, and a practical leadership style that helps drive accountability, transparency, and business performance across a multi country organization.

• Lead the company’s FP&A function, including annual budgets, multi-year plans, quarterly reforecasts, rolling forecasts, and scenario-based modeling.
• Develop, maintain, and enhance integrated financial models covering revenue, originations, finance receivables, credit performance, operating expenses, debt, liquidity, cash flow, and key balance sheet and income statement drivers.
• Partner with business leaders to understand operational trends, translate business drivers into financial forecasts, and provide actionable insights that support strategic and operating decisions.
• Analyze variances between actual results, budget, forecast, and prior periods, clearly identifying key drivers, risks, opportunities, and recommended actions.
• Support capital allocation, product strategy, pricing, growth, cost management, and operational efficiency initiatives through rigorous financial analysis and business case development.
• Own the executive point of view on performance: determine which variances, risks, and opportunities warrant leadership attention and what management action is recommended.
• Continuously improve forecasting accuracy, model governance, reporting cadence, and analytical processes.
• Oversee preparation of investor reporting packages, lender materials, performance updates, external presentations, and other financial communications requiring consistent, transparent, and compelling messaging.
• Partner with treasury, capital markets, accounting, legal, and executive leadership to ensure investor and lender reporting is accurate, timely, complete, and aligned with company messaging.
• Support responses to investor, lender, rating agency, and other external stakeholder inquiries, including analysis of financial performance, portfolio trends, funding metrics, liquidity, and business outlook.
• Monitor industry, peer, and capital markets trends to inform senior leadership, support external positioning, and strengthen investor communications.
• Contribute to financing, securitization, diligence, refinancing, and strategic transaction workstreams as needed.
• Lead the preparation of board financial materials, executive management reporting packages, quarterly financial updates, and supplemental financial information.
• Develop concise, board-ready narratives that explain performance trends, variances, business drivers, risks, opportunities, and management actions.
• Ensure board and executive materials are accurate, internally consistent, visually clear, and supported by reliable data and analysis.
• Present financial information to senior executives, business leaders, and the Board of Directors as appropriate.
• Establish and maintain reporting standards, calendars, quality-control procedures, and review processes for recurring executive and board reporting.
• Serve as a trusted finance partner to executive leadership and cross-functional teams by providing timely, data-driven, and practical financial guidance.
• Partner across the organization to align reporting, forecasting, and performance analytics across the organization.
• Identify opportunities to improve profitability, efficiency, liquidity, capital usage, and operating performance.
• Lead ad hoc financial analyses and special projects related to strategic initiatives, transformation efforts, product performance, cost savings, revenue optimization, and financial risk management.
• Promote a culture of accountability, analytical rigor, continuous improvement, and high-quality communication across the finance function.
• Build, lead, mentor, and develop a high-performing finance team that supports business leaders with accurate analysis, clear reporting, and strong decision support.
• Set clear expectations, priorities, and development plans for team members while fostering collaboration, ownership, and professional growth.
• Enhance FP&A processes, reporting tools, data governance, dashboards, and automation to improve accuracy, timeliness, scalability, and insight generation.
• Leverage financial systems, data platforms, and reporting tools to modernize budgeting, forecasting, management reporting, and executive-level analytics.
• Perform other duties as assigned.

Base Salary:  $240,000-$290,000 USD

This position is eligible for an annual short-term incentive plan based on individual and company performance.

The base salary range represents the low and high end of the anticipated salary range for this position based on the U.S. average. The actual base salary offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience.All full-time salaried employees are eligible for the following benefits, starting on day one: Flexible Paid Time Off Program, Medical, Dental, Vision, Life Insurance, Disability, and other voluntary coverages. You will also be eligible to participate in our 401k program, starting on the first of the month following 30 days of employment with a company match.

• Bachelor’s degree in Finance, Accounting, Economics, Business Administration, Analytics, or a related field required.
• Consumer lending or financial services industry experience is strongly preferred.
• MBA, Master’s degree, CPA, CFA, or other relevant professional designation preferred.
• Public company, private equity-backed company, lender-facing, investor relations, securitization, or capital markets experience is a plus.
• 10+ years of progressive finance, FP&A, investor reporting, corporate finance, or related experience, preferably within consumer finance, financial services, lending, or fintech.
• Demonstrated ability to lead budgeting, forecasting, long-range planning, variance analysis, management reporting, and board-level financial communications.
• Strong understanding of financial statements, cash flow, capital structure, debt, liquidity, credit performance, portfolio analytics, and key financial and operational KPIs.
• Experience preparing investor presentations, board decks, executive updates, lender materials, or other external stakeholder communications.
• Exceptional analytical, critical thinking, problem-solving, and decision-making skills, with the ability to synthesize large amounts of information and distill key facts into clear conclusions.
• Executive-level written and verbal communication skills, including the ability to explain complex financial concepts clearly and concisely to financial and non-financial audiences.
• Strong business acumen, sound judgment, intellectual curiosity, and a proactive approach to identifying risks, opportunities, and performance improvement actions.
• Proven leadership experience managing, developing, and scaling high-performing finance teams.
• Ability to manage multiple high-priority projects, meet tight deadlines, and operate effectively in a fast-paced, evolving environment.
• Experience applying AI-enabled tools and automation within Finance to improve forecasting, variance analysis, reporting efficiency, scenario modeling, data quality, and executive-level insight generation.
• Advanced proficiency in Microsoft Excel and PowerPoint; experience with financial planning, ERP, reporting, business intelligence, and data visualization tools is strongly preferred.
• Experience with OneStream, SQL, Snowflake, Sigma, Tableau, Power BI, or similar platforms is preferred.