Job Summary*Incumbent must work a percentage of time each week in the Omaha, NE office.We are looking for a VP Credit Strategy Analytics to lead a team responsible for advising credit portfolio strategies for Retail, AgDirect, and Corporate Lending including the automated credit decision models, credit risk management controls and ensuring alignment with the Associations' risk appetite. Lead the credit transaction risk model methodology to ensure appropriate model governance practices. Leads the enterprise credit risk portfolio management solutions enabling the Associations' risk assessment of its credit portfolio.
Essential Duties & ResponsibilitiesCredit Risk Optimization (Portfolio-Level Strategy & Product Performance)
- Drive initiatives to optimize credit risk across the portfolio, ensuring safety and soundness of Retail, AgDirect, and Corporate Lending loan assets through advanced modeling and business insights.
- Oversee development and enhancement of portfolio-level performance models and coordinate governance with the Credit Committee to meet regulatory and internal standards.
- Establish and maintain data products that enable the analysis and monitoring of credit decision outcomes, model performance, risk, etc.
- Partner with Business Unit Leaders to align risk management with performance objectives and Association risk tolerances.
Credit Transactional Model Development (Decision-Level Risk Models)
- Lead the team that designs, validates, and implements transaction-level risk models for credit decisions, asset valuation, and application verification. Considers implications to delivery cost, credit risk tolerance and customer experience when forming recommendations.
- Advance analytical methodologies to improve accuracy and reliability of credit decisioning tools.
- Manage relationships with third-party data providers to ensure robust data inputs for model development.
- Ensure strong model governance and compliance in the implementation and monitoring of transactional risk models.
Essential Duties and Responsibilities Cont.Credit Portfolio Risk Management (Enterprise-Level Aggregation & Strategy)
- Develop and lead portfolio risk management methodologies to aggregate and assess credit risk across all products and strategies.
- Advise Senior and Executive Leadership on credit strategies to maintain alignment with Association risk appetite.
- Oversee team engagement with business units to evaluate portfolio performance against expectations and identify emerging risks.
Travel Time- 10% travel during the day and overnight.
Education Requirements- Bachelor's degree in Economics, Information Technology, Statistics, Finance, Agricultural Economics, Agricultural Business Administration preferred.
Years of Experience- 8+ years of experience in Risk Management, Credit, or Finance, leadership and/or project management experience.
Why Us:For qualifying positions, we provide a competitive benefits package designed to support health and well-being, financial security, and work-life balance:
- Health Benefits: Comprehensive medical, dental, and vision insurance
- Retirement Plans: 401(k)
- Paid Time Off: Vacation, sick leave, paid holidays, and parental leave
- Additional Benefits: Life and disability insurance, Employee Assistance Program (EAP), wellness programs, tuition assistance, and short-term incentive pay
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