Walmart

(USA) Staff, Product Manager - Financial Services

Walmart$143K — $286K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 8+ years of product management experience, with 3+ years in fintech or financial services at scale.
  • Experience in building or scaling platform-level products for multiple markets.
  • Hands-on experience with AI tools relevant to product development.
  • Experience collaborating with banking partners and fintech vendors in product management roles.
  • Strong knowledge of growth frameworks for product lifecycle management and user acquisition.
  • Exceptional communication and storytelling skills for executive-level interactions.
  • Global product experience with an understanding of localization is a plus.

Responsibilities

  • Own the end-to-end product strategy and roadmap for enterprise financial services.
  • Translate regulatory requirements into actionable delivery plans that address risk and compliance.
  • Build and maintain shared payment infrastructures, including wallet integrations.
  • Drive the execution of co-brand card programs and collaborate with payment networks.
  • Define APIs and platform standards to streamline development for downstream teams.
  • Lead AI-driven product initiatives in areas like fraud prevention and customer engagement.
  • Align diverse teams around product vision and influence stakeholder decisions.

Benefits

  • Comprehensive health benefits including medical, vision, and dental coverage.
  • 401(k) plan with company match and stock purchase options.
  • Paid time off policies including vacation, sick leave, and parental leave.
  • Educational assistance through the Live Better U program, covering tuition and fees.
  • Company discounts and financial protections such as life insurance and disability coverage.
Full Job Description
Position Summary...

What you'll do...

We are looking for a Staff Product Manager to lead high-impact product initiatives within the Enterprise Financial Services organization-a strategic function at the intersection of retail, technology, and financial innovation.

You will own the end-to-end product strategy for enterprise-scale financial capabilities spanning co-brand card programs, third-party wallet integrations, and lending enablement, powering how our customers and members transact, manage money, and engage with financial products across our ecosystem.

This role demands a leader who can operate at platform scale, navigate regulatory complexity, and drive measurable outcomes through strategic thinking, AI fluency, and relentless execution.

About the Team

The Enterprise Financial Services team develops and manages the financial infrastructure supporting one of the world's largest retail ecosystems. Collaborating with Technology, Risk, Legal, Compliance, Operations, Data Science, and Business partners, the team delivers secure, scalable, and member-focused financial products.

Their scope includes:
  • Co-brand credit card partnerships
  • Third-party wallet integrations
  • Lending enablement
  • Payments infrastructure
  • Innovation in emerging financial services


The team emphasizes data-driven decision-making, experimentation, and AI to advance product strategy and execution, ensuring impactful solutions that align with business goals and customer needs.

What You'll Do

Product Strategy & Vision
  • Own the roadmap for enterprise financial services, including co-brand card programs, wallet integrations, and lending.
  • Translate regulatory and business requirements into phased delivery plans aligned with risk and compliance.


Platform & Partnerships
  • Build shared payment infrastructure.
  • Own wallet provider integrations (Apple Pay, Google Pay, and PayPal).
  • Execute co-brand card programs with payment networks and issuing banks.
  • Define APIs and platform standards that accelerate downstream teams.


AI & Growth
  • Champion AI-first product development across fraud prevention, credit decisioning, and personalization.
  • Track KPIs across customer acquisition, activation, and revenue.
  • Run structured experiments to identify and scale successful initiatives.


Leadership
  • Align Engineering, Design, Finance, and Legal teams around product strategy and execution.
  • Influence executive stakeholders.
  • Communicate product vision and strategy with clarity.


What You'll Bring
  • 8+ years of product management experience, including 3+ years in fintech, credit, lending, or financial services at scale.
  • Demonstrated experience building or scaling platform-level products that serve multiple downstream consumers or markets.
  • Proven track record building platform-level products serving multiple markets, with hands-on AI tool usage-including generative AI, experimentation platforms, and copilot tooling-over the past two years.
  • Experience partnering with banking partners, card networks, or fintech vendors in a product management capacity.
  • Strong command of growth frameworks, including acquisition funnels, activation, and lifecycle management.
  • Exceptional executive communication and storytelling skills.
  • Global product experience, including exposure to multi-market product localization, is a strong plus.


At Walmart, we offer competitive pay as well as performance-based bonus awards and other great benefits for a happier mind, body, and wallet. Health benefits include medical, vision and dental coverage. Financial benefits include 401(k), stock purchase and company-paid life insurance. Paid time off benefits include PTO (including sick leave), parental leave, family care leave, bereavement, jury duty, and voting. Other benefits include short-term and long-term disability, company discounts, Military Leave Pay, adoption and surrogacy expense reimbursement, and more.

You will also receive PTO and/or PPTO that can be used for vacation, sick leave, holidays, or other purposes. The amount you receive depends on your job classification and length of employment. It will meet or exceed the requirements of paid sick leave laws, where applicable.

For information about PTO, see https://one.walmart.com/notices.

Live Better U is a Walmart-paid education benefit program for full-time and part-time associates in Walmart and Sam's Club facilities. Programs range from high school completion to bachelor's degrees, including English Language Learning and short-form certificates. Tuition, books, and fees are completely paid for by Walmart.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to a specific plan or program terms.

For information about benefits and eligibility, see One.Walmart.

The annual salary range for this position is $143,000.00 - $286,000.00

Additional compensation includes annual or quarterly performance bonuses.

Additional compensation for certain positions may also include :

- Stock









Minimum Qualifications...

Outlined below are the required minimum qualifications for this position. If none are listed, there are no minimum qualifications.

Option 1: Bachelor's degree in computer science, engineering, or related area and 7 years' experience in product management. Option 2: 9 years' experience in product management or related area.

Preferred Qualifications...

Outlined below are the optional preferred qualifications for this position. If none are listed, there are no preferred qualifications.

Master's degree in Computer Science, Engineering, Business Administration, or related area and 6 years' experience as a product manager, ideally working on consumer-facing, large-scale, highly complex B2B/C products, We value candidates with a background in creating inclusive digital experiences, demonstrating knowledge in implementing Web Content Accessibility Guidelines (WCAG) 2.2 AA standards, assistive technologies, and integrating digital accessibility seamlessly. The ideal candidate would have knowledge of accessibility best practices and join us as we continue to create accessible products and services following Walmart's accessibility standards and guidelines for supporting an inclusive culture.

Primary Location...



About Walmart

WalmartLabs is accelerating their development to redefine the shopping experience to meet the changing needs of our customers wherever they are —in a store, on our website, or on their mobile device.

Walmart Careers

Joining Walmart means becoming part of a world-renowned team that leads with innovation and is committed to creating impact. As the largest retailer globally, Walmart offers unparalleled job opportunities and career growth in an environment that values diversity and leadership. Work You’ll Do At Walmart, you will be part of a dynamic team that drives our mission to help people save money so they can live better. Engage in work that matters with a company that offers both stability and the flexibility to explore different career paths. Transform the retail landscape with your skills and help shape the future of millions of customers worldwide. Walmart is at the forefront of combining retail with advanced technology, making it an exciting place for professional growth and innovation. Lead with Us Step into a role that harnesses your potential and places you at the intersection of retail and technology. Walmart is not just a company; it's a community where you can develop your leadership skills and contribute to a culture that nurtures professional growth. Work with a diverse team of experts who bring a wealth of knowledge and experience to the table. Our commitment to diversity training ensures that all team members are valued and can thrive. Walmart Careers and Employment Opportunities We are continuously expanding our team to include enthusiastic professionals eager to drive change and make a significant impact. Explore a range of positions from entry-level to executive, each offering competitive benefits and the opportunity to advance. Innovate with Us Join Walmart and be part of a team that is dedicated to innovation and excellence. With over 2.3 million associates worldwide, you are joining the largest private employment group, ready to innovate, lead, and impact the global market. Internship Programs Kickstart your career with a Walmart internship. Gain invaluable experience, build your resume, and develop networking connections that will empower your career journey. Our internships provide a platform to apply your academic knowledge in real-world scenarios, preparing you for future employment. Be Part of a Great Team At Walmart, our team is our strength. We invest in our employees through robust training programs, leadership development, and opportunities for career advancement. Enjoy the benefits of working in a supportive and inclusive environment where every member’s contribution is valued. Future-Proof Your Career Your journey at Walmart can be as vast as your ambitions. With endless opportunities to grow, learn, and lead, you can take your professional experience to new heights. Benefit from our comprehensive training programs and develop the skills needed for tomorrow’s challenges. Stay Connected Join Our Team Search open positions that match your skills and interests. We are looking for passionate, curious, creative, and solution-driven team players. Explore the diverse job opportunities at Walmart and find where you can make a difference. Keep Up to Date Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. READ CAREERS BLOG Job Alert Emails Personalize your subscription to receive job alerts, latest news, and insider tips tailored to your preferences. Discover the exciting and rewarding opportunities that await at Walmart. SEARCH WALMART JOBS Join Walmart today and be part of a story of growth, innovation, and leadership.
Learn more about Walmart
Size
2,300 employees
Market Cap
$387 billion
Industry
Net Income
$13.5 billion
Founded
1962
5 Year Trend
+3.3%
Revenue
$559.1 billion
NASDAQ

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