Walmart

(USA) Staff, Product Manager - Credit

Walmart$143K — $286K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 8+ years of product management experience, especially in fintech, credit, or financial services.
  • Proven experience in scaling platform-level products for multiple markets.
  • Expertise in leveraging AI tools for product development and operational efficiency.
  • Experience with partnerships in banking, payment networks, or fintech.
  • Strong grasp of growth frameworks, customer lifecycle management, and engagement strategies.
  • Exceptional skills in executive communication and stakeholder management.
  • Preferred experience in building products for global markets with localization.

Responsibilities

  • Own the Global Credit Platform and set its long-term vision and roadmap.
  • Build scalable decisioning and payment capabilities for diverse markets.
  • Lead credit lifecycle initiatives from member acquisition to retention.
  • Translate business goals into actionable product roadmaps and success metrics.
  • Identify opportunities for AI to enhance product features and operational processes.
  • Develop frameworks for rapid experimentation to validate product ideas.
  • Collaborate with cross-functional teams to align on product strategy and compliance.

Benefits

  • Comprehensive health coverage including medical, vision, and dental.
  • 401(k) plan options with company stock purchase opportunities.
  • Generous paid time off including parental and family care leave.
  • Support for adoption and surrogacy expenses, plus military leave pay.
  • Education benefits covering tuition and fees for various programs through Live Better U.
Full Job Description
Position Summary...

What you'll do...

We are looking for a Staff Product Manager to lead the Global Credit Platform-a high-stakes, high-visibility initiative at the intersection of financial services, membership, and retail technology.

You will own the end-to-end product strategy for global credit capabilities that power member acquisition, engagement, and loyalty across our domestic and international markets. This role requires a unique combination of fintech expertise, platform thinking, growth mindset, and AI fluency to build intelligent, scalable credit infrastructure that serves millions of members worldwide.

About the Team

The Enterprise Financial Services team is central to delivering seamless, responsible credit experiences that enhance membership value. Working closely with Engineering, Design, Data Science, Risk, Legal, Compliance, and Operations, the team operates at the scale of a leading global retailer.

The team combines rapid experimentation with disciplined execution and a strong focus on AI-driven innovation. By leveraging data, emerging technologies, and cross-functional collaboration, the team develops differentiated financial solutions that meet evolving customer expectations and business needs.

What You'll Do

Own the Global Credit Platform
  • Define and drive the long-term vision and product roadmap for a global credit platform spanning credit card products and strategic partnerships.
  • Build scalable credit decisioning, underwriting, and payments capabilities that support multiple markets and geographies.


Drive Credit Growth
  • Lead product initiatives across the entire credit lifecycle, from acquisition through engagement and retention.
  • Translate business priorities into product roadmaps, success metrics, KPIs, and measurable business outcomes.


Lead AI Innovation
  • Champion AI-first product development by identifying opportunities where AI and machine learning improve credit decisioning, personalization, and operational efficiency.
  • Develop experimentation frameworks that rapidly validate ideas and convert successful tests into scalable platform capabilities.


Lead Through Influence
  • Partner with Engineering, Design, and Financial Services leaders to align on product strategy and execution.
  • Communicate product vision, strategy, and business impact to senior executives.
  • Collaborate closely with Legal and Compliance teams to ensure cross-jurisdictional regulatory adherence.


What You'll Bring
  • 8+ years of product management experience, including 3+ years in fintech, credit, lending, or financial services at scale.
  • Demonstrated experience building or scaling platform-level products that serve multiple downstream customers, business units, or markets.
  • Proven track record leveraging AI tools-including generative AI, experimentation platforms, and copilot technologies-to accelerate product development and execution over the past two years.
  • Experience partnering with banking partners, payment networks, or fintech providers in a product management capacity.
  • Strong understanding of growth frameworks, including acquisition funnels, activation, engagement, and lifecycle management.
  • Exceptional executive communication, stakeholder management, and storytelling skills.
  • Experience building global products and supporting multi-market product localization is strongly preferred.


At Walmart, we offer competitive pay as well as performance-based bonus awards and other great benefits for a happier mind, body, and wallet. Health benefits include medical, vision and dental coverage. Financial benefits include 401(k), stock purchase and company-paid life insurance. Paid time off benefits include PTO (including sick leave), parental leave, family care leave, bereavement, jury duty, and voting. Other benefits include short-term and long-term disability, company discounts, Military Leave Pay, adoption and surrogacy expense reimbursement, and more.

You will also receive PTO and/or PPTO that can be used for vacation, sick leave, holidays, or other purposes. The amount you receive depends on your job classification and length of employment. It will meet or exceed the requirements of paid sick leave laws, where applicable.

For information about PTO, see https://one.walmart.com/notices.

Live Better U is a Walmart-paid education benefit program for full-time and part-time associates in Walmart and Sam's Club facilities. Programs range from high school completion to bachelor's degrees, including English Language Learning and short-form certificates. Tuition, books, and fees are completely paid for by Walmart.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to a specific plan or program terms.

For information about benefits and eligibility, see One.Walmart.

The annual salary range for this position is $143,000.00 - $286,000.00

Additional compensation includes annual or quarterly performance bonuses.

Additional compensation for certain positions may also include :

- Stock









Minimum Qualifications...

Outlined below are the required minimum qualifications for this position. If none are listed, there are no minimum qualifications.

Option 1: Bachelor's degree in computer science, engineering, or related area and 7 years' experience in product management. Option 2: 9 years' experience in product management or related area.

Preferred Qualifications...

Outlined below are the optional preferred qualifications for this position. If none are listed, there are no preferred qualifications.

Master's degree in Computer Science, Engineering, Business Administration, or related area and 6 years' experience as a product manager, ideally working on consumer-facing, large-scale, highly complex B2B/C products, We value candidates with a background in creating inclusive digital experiences, demonstrating knowledge in implementing Web Content Accessibility Guidelines (WCAG) 2.2 AA standards, assistive technologies, and integrating digital accessibility seamlessly. The ideal candidate would have knowledge of accessibility best practices and join us as we continue to create accessible products and services following Walmart's accessibility standards and guidelines for supporting an inclusive culture.

Primary Location...

About Walmart

WalmartLabs is accelerating their development to redefine the shopping experience to meet the changing needs of our customers wherever they are —in a store, on our website, or on their mobile device.

Walmart Careers

Joining Walmart means becoming part of a world-renowned team that leads with innovation and is committed to creating impact. As the largest retailer globally, Walmart offers unparalleled job opportunities and career growth in an environment that values diversity and leadership. Work You’ll Do At Walmart, you will be part of a dynamic team that drives our mission to help people save money so they can live better. Engage in work that matters with a company that offers both stability and the flexibility to explore different career paths. Transform the retail landscape with your skills and help shape the future of millions of customers worldwide. Walmart is at the forefront of combining retail with advanced technology, making it an exciting place for professional growth and innovation. Lead with Us Step into a role that harnesses your potential and places you at the intersection of retail and technology. Walmart is not just a company; it's a community where you can develop your leadership skills and contribute to a culture that nurtures professional growth. Work with a diverse team of experts who bring a wealth of knowledge and experience to the table. Our commitment to diversity training ensures that all team members are valued and can thrive. Walmart Careers and Employment Opportunities We are continuously expanding our team to include enthusiastic professionals eager to drive change and make a significant impact. Explore a range of positions from entry-level to executive, each offering competitive benefits and the opportunity to advance. Innovate with Us Join Walmart and be part of a team that is dedicated to innovation and excellence. With over 2.3 million associates worldwide, you are joining the largest private employment group, ready to innovate, lead, and impact the global market. Internship Programs Kickstart your career with a Walmart internship. Gain invaluable experience, build your resume, and develop networking connections that will empower your career journey. Our internships provide a platform to apply your academic knowledge in real-world scenarios, preparing you for future employment. Be Part of a Great Team At Walmart, our team is our strength. We invest in our employees through robust training programs, leadership development, and opportunities for career advancement. Enjoy the benefits of working in a supportive and inclusive environment where every member’s contribution is valued. Future-Proof Your Career Your journey at Walmart can be as vast as your ambitions. With endless opportunities to grow, learn, and lead, you can take your professional experience to new heights. Benefit from our comprehensive training programs and develop the skills needed for tomorrow’s challenges. Stay Connected Join Our Team Search open positions that match your skills and interests. We are looking for passionate, curious, creative, and solution-driven team players. Explore the diverse job opportunities at Walmart and find where you can make a difference. Keep Up to Date Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. READ CAREERS BLOG Job Alert Emails Personalize your subscription to receive job alerts, latest news, and insider tips tailored to your preferences. Discover the exciting and rewarding opportunities that await at Walmart. SEARCH WALMART JOBS Join Walmart today and be part of a story of growth, innovation, and leadership.
Learn more about Walmart
Size
2,300 employees
Market Cap
$387 billion
Industry
Net Income
$13.5 billion
Founded
1962
5 Year Trend
+3.3%
Revenue
$559.1 billion
NASDAQ

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