Underwriting Consultant

Pacific Life Insurance Company$103K — $126K *
US-AnywhereRemote in Arizona, US
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7-10+ years of Life Insurance Underwriting experience
  • Proficiency in underwriting processes
  • Ability to handle advanced decision levels (1 Million or higher)
  • Strong written and verbal communication skills
  • Critical thinking and attention to detail
  • Skills in interpreting information and translating meaning

Responsibilities

  • Review upfront underwriting data and tools
  • Determine value, order, and review additional underwriting requirements
  • Finalize cases
  • Enter medical history data and use system workbenches for processing
  • Adhere to schedules meeting productivity and performance standards

Benefits

  • Comprehensive health benefits including medical, dental, and vision
  • Generous paid time off including holidays and financial planning time off
  • Paid parental leave and adoption assistance
  • Competitive 401k plan with company match and additional contribution
Full Job Description

Job Description:

Job Description

We’re actively seeking a talented Life Insurance Underwriter to join our Consumer Markets Division. This role supports 100% remote work.

As an Underwriter, you’ll play a key role in Pacific Life’s growth and long-term success by evaluating insurance applicants; you'll correlate all aspects of risk to determine whether to accept, modify or decline applications. You'll focus on mortality by evaluating risk of death which includes history, degree of medical maintenance, treatment, and flags of potential future risk. Our underwriters are a crucial part to the placement of Life Insurance coverage and can directly impact our position in the marketplace and relationship with distribution partners.

Now is a great time to join our Underwriting team. We have undertaken a transformational effort to update our tools and achieve accelerated underwriting. Our underwriters are empowered to grow their careers through learning and development opportunities. Apply today to join a team that is dedicated to innovation, career development, and the people-first culture of Pacific Life.

How you will make an impact:

  • Starting with review of upfront underwriting data and tools

  • Handle additional underwriting requirements by determining value, ordering, and reviewing to perform risk selection

  • Finalizing cases

  • Data enter medical history and use system workbenches to process and decision cases

  • Demonstrate dependability, organization, and sound judgment by adhering to schedules and meeting all productivity, quality, and performance standards.

The experience you will bring:

  • 7-10+ years of Life Insurance Underwriting experience with proven proficiency in underwriting processes and philosophies

  • Ability to handle advanced decision level authorities without a co-signature (1 Million or higher)

  • Effective written and verbal communication skills with the ability to build relationships both internally and externally

  • Critical thinking skills and attention to detail with the ability to quickly identify information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances or events

  • Ability to interpret meaning of information for others; translating or explaining what information means and how it can be used

  • Ability to develop specific goals, plan, and prioritize work

What will make you stand out:

  • Bachelor's Degree

  • BGA and Trial Experience Preferred

  • Completion of LOMA 280/281 and 290/291; actively working toward AALU, FLMI, and FALU

Underwriting Consultant

The base pay range below reflects the Senior Underwriting Consultant level, and represents the company’s good faith minimum and maximum range for this role at that level at the time of posting.

$103,140-$126,060

You can be who you are.

We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential. What’s life like at Pacific Life? Visit Instagram.com/lifeatpacificlife

#LI-AS1

Base Pay Range:

The base pay range noted represents the company’s good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.

Your Benefits Start Day 1
 

Your wellbeing is important to Pacific Life, and we’re committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we’ve got you covered.

  • Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents

  • Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off

  • Paid Parental Leave as well as an Adoption Assistance Program

  • Competitive 401k savings plan with company match and an additional contribution regardless of participation

You Can Be Who You Are

We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential.

What’s life like at Pacific Life? Visit Instagram.com/lifeatpacificlife

About Pacific Life Insurance Company

Pacific Life Insurance Company Careers

There has never been a more opportune time to join the dynamic team at Pacific Life Insurance Company—a leader in the insurance industry known for its commitment to innovation, leadership, and professional growth.

Work You’ll Do

Join Pacific Life Insurance Company’s esteemed team to assist in pioneering efforts that drive the insurance industry forward. At the intersection of technology, industry expertise, and digital innovation, Pacific Life Insurance Company stands as a beacon of transformative solutions and services. Lead in a unique position in the marketplace, leveraging deep industry knowledge and a commitment to digital innovation to enhance client experiences and outcomes. Engage with a diverse global team of business and technology advisors, helping clients navigate through their challenges with cutting-edge solutions. Collaborate with dedicated professionals who are at the forefront of integrating technology and insurance services to deliver exceptional results.

Introducing the Pacific Life Insurance Company Professional Growth and Development Initiative

The initiative aims to build a leading advisory team to guide some of the most well-known companies through their transformation journeys, utilizing innovative insurance solutions.

Do Innovative Work

Be part of a team that is not just the largest but the most knowledgeable in the insurance sector, with a focus on delivering targeted solutions through a depth and breadth of consulting experience that is unmatched.

Drive Innovation and Leadership

Work on a wide range of projects that harness the capabilities of Pacific Life Insurance Company’s robust technological and service-oriented frameworks.

Future-Proof Your Career

Advance your career with Pacific Life Insurance Company, where the opportunities for growth are vast, supported by comprehensive training, development, and certification programs.

Explore Job Opportunities and Internships

Discover various job opportunities and internship positions that allow you to bring your skills and passion to a team that values innovation and leadership. Pacific Life Insurance Company is committed to fostering a culture of diversity and inclusion, providing a platform for professional development and personal growth.

The Pacific Life Insurance Company Employment Experience

With a commitment to diversity training and a culture that promotes networking and professional growth, Pacific Life Insurance Company helps team members thrive in a supportive and dynamic environment. Clients and employees alike look to Pacific Life Insurance Company for leadership in creating industry-leading solutions that promote growth and innovation.

Stay Connected

Join the Team

Search open positions that match your skills and interests. Pacific Life Insurance Company seeks passionate, curious, creative, and solution-driven team players.

SEARCH PACIFIC LIFE INSURANCE COMPANY JOBS

Keep Up to Date

Stay informed with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the professionals who work at Pacific Life Insurance Company.

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