FCCI Mutual Insurance Holding Company

Underwriting Consultant

Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in underwriting, preferably in commercial middle market space.
  • Strong technical background in underwriting procedures and guidelines.
  • Deep subject matter expertise relevant to assigned line(s) of business.
  • Ability to analyze and interpret underwriting results at a portfolio level.
  • Familiarity with market intelligence acquisition and competitive analysis.

Responsibilities

  • Establish and uphold risk appetite and underwriting authority for assigned lines.
  • Ensure consistency in underwriting and pricing decisions across the board.
  • Provide expert support for complex underwriting referrals.
  • Leverage market intelligence to enhance competitiveness for agency customers.
  • Collaborate with Product leadership to propose and refine new product ideas.
  • Participate in underwriting audits and monitor governance standards.
  • Work with regional management to implement improvement plans based on underwriting performance.

Benefits

  • Flexible work environment with a hybrid schedule.
  • Paid family leave to support work-life balance.
  • Competitive PTO and holiday benefits for time off.
  • Recognition and bonus programs to reward performance.
  • Comprehensive medical, vision, dental, and life insurance coverage.
  • Employee referral bonus for recommending new talent.
  • Paid volunteer time to encourage community involvement.
  • 401(k) match and profit-sharing for retirement planning.
Full Job Description
We are currently seeking an underwriting consultant with strong technical experience to join our Corporate Underwriting Team. The ideal candidate will have subject matter expertise in a line of business or industry segment in the commercial middle market space. The selected candidate will: • Establish and ensure adherence to risk appetite, risk selection, coverage analysis, underwriting guidelines and underwriting authority for assigned line(s) of business. • Create consistency in underwriting and pricing decisions and enhance monitoring standards to assess underwriting results at the portfolio level. • Provide subject matter expertise and support for complex referrals. • Acquire and leverage market intelligence to compare to peers' and ensure a competitive fit for our agency customers. • Work with Product leadership to develop new product ideas and review coverage language. • Assist in underwriting governance by participating in underwriting audits, monitoring exception thresholds and working with regional management on improvement plans. This position will be located preferably in our Sarasota, FL corporate office with a hybrid schedule (2 days remote/3 days in office). Other location options include Lake Mary, FL; Lawrenceville, GA; Richardson, TX; Carmel, IN; Richmond, VA; and Ridgeland, MS. In exchange for your talents, FCCI offers competitive salaries and an excellent benefits package which includes: • Flexible Work Environment • Paid Family Leave • Competitive PTO & Holidays • Recognition & Bonus Programs • Medical, Vision, Dental & Life Insurance • Employee Referral Bonus • Paid Volunteer Time • 401(k) Match & Profit-Sharing The salary range for this position is $114,640-$176,546 annually. This salary range is an estimate and the actual salary will vary based on applicant's education, experience, knowledge, skills, and abilities. Please apply via our website at www.fcci-group.com.

About FCCI Mutual Insurance Holding Company

FCCI Mutual Insurance Holding Company is a holding company that provides commercial property and casualty insurance services. The company offers insurance products for businesses, including workers' compensation, general liability, commercial auto, and property insurance. FCCI Mutual Insurance Holding Company operates through its subsidiaries, which include FCCI Insurance Group, Monarch National Insurance Company, and American Mining Insurance Company. The company was founded in 1959 and is headquartered in Sarasota, Florida.
Learn more about FCCI Mutual Insurance Holding Company
Size
2,000 employees
Industry
Net Income
$50 million
5 Year Trend
+5%
Revenue
$1 billion

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