Axos Bank

SVP, Auto, Marine & Unsecured Lending

Axos Bank$180K — $210K *
Finance & Insurance
11 - 15 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree
  • 12+ years in consumer lending; 7+ years in senior leadership with P&L ownership
  • Experience in indirect/dealer, retail partner, or unsecured consumer lending
  • Proven ability to lead field-based sales teams and manage partner channels
  • Strong digital lending and conversion optimization experience
  • Deep understanding of credit, pricing, and portfolio management
  • Track record of driving growth across multiple channels
  • Strong leadership, communication, and cross-functional collaboration skills
  • Experience in a regulated banking environment preferred

Responsibilities

  • Own full P&L performance across Auto, Marine, and Unsecured Lending, including growth, credit quality, and profitability
  • Lead and scale indirect Auto and Marine channels through dealer and retail partner relationships
  • Oversee a national field sales team and drive production, coverage, and performance
  • Grow Marine retail partnerships and expand embedded financing opportunities
  • Manage Unsecured Lending digital performance, including application funnel conversion and customer experience
  • Partner with Product and Technology to enhance digital capabilities and optimize enrollment
  • Set and execute growth strategy across all three business lines
  • Partner with Credit and Risk to maintain strong underwriting standards and portfolio health
  • Collaborate cross-functionally with Marketing, Compliance, Operations, and Technology
  • Report performance and strategy updates to executive leadership

Benefits

  • Medical, Dental, Vision, and Life Insurance
  • Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year)
  • HSA or FSA account and other voluntary benefits
  • 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
  • Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading
Full Job Description
Target Range:
$180,000.00/Yr. - $210,000.00/Yr.
Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

Eligible for an Annual Discretionary Cash Bonus Target: 17.5%

Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 17.5%

These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job
The SVP, Auto, Marine & Unsecured Lending is the executive leader with full P&L ownership across three distinct lending verticals, Auto, Marine, and Unsecured, each with unique go-to-market models. The role requires a versatile leader who can drive performance across decentralized, relationship-based sales channels and direct-to-consumer digital platforms.

Auto and Marine Lending rely on field-based sales and embedded retail partnerships, requiring strong dealer/retailer relationship management and leadership of distributed national teams. Unsecured Lending operates through a digital, direct-to-consumer model focused on origination funnel performance and customer engagement.

This leader must effectively span field sales, B2B partnerships, and digital product optimization while delivering unified financial performance and operational excellence across all three businesses.

Responsibilities:
  • Own full P&L performance across Auto, Marine, and Unsecured Lending, including growth, credit quality, and profitability
  • Lead and scale indirect Auto and Marine channels through dealer and retail partner relationships
  • Oversee a national field sales team and drive production, coverage, and performance
  • Grow Marine retail partnerships and expand embedded financing opportunities
  • Manage Unsecured Lending digital performance, including application funnel conversion and customer experience
  • Partner with Product and Technology to enhance digital capabilities and optimize enrollment
  • Set and execute growth strategy across all three business lines
  • Partner with Credit and Risk to maintain strong underwriting standards and portfolio health
  • Collaborate cross-functionally with Marketing, Compliance, Operations, and Technology
  • Report performance and strategy updates to executive leadership


Qualifications
  • Bachelor's degree
  • 12+ years in consumer lending; 7+ years in senior leadership with P&L ownership
  • Experience in indirect/dealer, retail partner, or unsecured consumer lending
  • Proven ability to lead field-based sales teams and manage partner channels
  • Strong digital lending and conversion optimization experience
  • Deep understanding of credit, pricing, and portfolio management
  • Track record of driving growth across multiple channels
  • Strong leadership, communication, and cross-functional collaboration skills
  • Experience in a regulated banking environment preferred


Axos Employee Benefits May Include:

  • Medical, Dental, Vision, and Life Insurance
  • Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year)
  • HSA or FSA account and other voluntary benefits
  • 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
  • Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

About Axos Bank

Axos Bank is an online bank that assists consumers and businesses in managing their finances.

Axos Bank Careers

Joining Axos Bank presents an unparalleled opportunity to advance a career in the finance industry with a company known for innovation and a commitment to providing valuable banking solutions. Axos Bank, a leader in digital banking, offers a variety of job opportunities that cater to diverse skill sets and career aspirations.

Explore Job Opportunities

Axos Bank is actively hiring and offers a range of positions that promise professional growth and personal development. Interested candidates can explore open positions that match their skills and interests. Axos Bank seeks passionate, curious, and solution-driven team players ready to contribute to a forward-thinking team.

Experience Professional Growth and Development

At Axos Bank, career advancement is a priority. The company supports its team members with extensive training programs, including leadership development and diversity training, ensuring that every employee has the tools and knowledge to succeed. Professionals at Axos Bank enjoy benefits that foster both personal and professional growth.

Innovative Work Culture

Axos Bank is committed to maintaining a work culture that values innovation and leadership. The environment encourages creative problem-solving and values the contributions of each team member. Diversity and inclusion are pillars of the company culture, creating a welcoming atmosphere for all employees.

Internship Programs

For those starting their careers, Axos Bank offers internship opportunities that provide a robust foundation in the banking sector. Internships are designed to develop essential skills through hands-on experience, preparing interns for full-time positions in the banking and financial services industry.

Networking and Career Development

Axos Bank encourages its employees to engage in networking opportunities within the company and the broader financial industry. These connections can lead to mentorship, career advice, and increased job opportunities. Employees are encouraged to stay connected and informed through Axos Bank’s career tips and industry insights.

Join the Axos Bank Team

Axos Bank is looking for individuals who are driven to excel in their careers and contribute to a leading team. Candidates can personalize their job search and application process, including setting up job alert emails to stay informed about the latest opportunities. Preparing a strong resume and gearing up for the interview process are key steps to joining this dynamic team.

Stay Ahead in Your Career

With Axos Bank, employees are positioned to lead in the digital banking revolution, equipped with the skills, training, and support needed to thrive. Explore how a career at Axos Bank can secure a professional future filled with achievement and success.

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