State Product Manager

Are you a data-driven strategist with a passion for shaping insurance products? GAINSCO is seeking a State Product Manager to manage 2-4 states with full P&L responsibility. This role combines pricing strategy, regulatory compliance, and cross-functional collaboration to drive profitability and growth in a competitive market. What does a STATE PRODUCT MANAGER do? • Own P&L performance for assigned states and develop pricing strategies based on actuarial indications, competitive analysis, and regulatory requirements. • Execute rate changes and ensure timely filings, coordinating with Sales, Actuarial, Marketing, IT, and Testing teams. • Identify actions for unprofitable segments and leverage underwriting and agency strategies. • Present state performance and strategies to senior leadership and track key financial metrics. • Achieve premium and policy count targets for assigned states. • Partner with Sales to identify growth opportunities and optimize product positioning. • Conduct competitive analysis and research market trends to inform product enhancements and new state launches. • Prepare and submit accurate regulatory filings; respond promptly to objections. • Build relationships with state Departments of Insurance and monitor regulatory changes. • Support initiatives to automate processes, improve product performance, and solve business challenges. • Develop reports and dashboards using tools like Power BI. • Collaborate across departments to implement innovative solutions. What is required? Education: • Bachelor's degree, preferably in Economics, Actuarial, Math, Statistics, Insurance, or a similar field required. Experience: • Minimum 5+ years in Product or Actuarial roles within the Property & Casualty insurance industry. • Minimum 2+ years of state management experience (personal auto preferred). • Proven experience executing complex pricing and product changes, including regulatory filings. • In-depth knowledge of insurance and actuarial concepts, business processes, pricing plans, underwriting rules, and key financial metrics • Proficiency with SQL, SAS, or Python required. • Experience with PowerBI and/or Tableau is a plus • Power BI skills a plus (ability to build reports and analyze data). • Proficient in MS Office, with advanced Excel skills (pivot tables, data analysis). Other skills and abilities: • Deadline-driven with a proven ability to balance competing priorities. • Strong analytical abilities, including gathering, restructuring, and gaining critical insights from large datasets. • Fact-based and data-driven decision making, with the ability to present data in a cohesive, simple fashion. • Able to lead complex projects and mentor junior team members in a fast-paced environment. • Strong communication skills and emotional intelligence. • Experience presenting to Senior Leadership and influencing leaders across the organization. • Ability to balance multiple tasks and occasional travel (5%). What else do you need to know? • Remote • Excellent benefits package: medical & dental, vision insurance, life insurance, short-term and long-term disability insurance. • Parental Leave Policy • 401K + Company Match • PTO Plan + Paid Company determined Holidays. **Applicants are required to be eligible to lawfully work in the U.S. immediately; employer will not sponsor applicants for U.S. work authorization (e.g. H-1B visa) for this opportunity** All offers are contingent upon a successful background investigation (including employment, education, criminal and DMV verification- when applicable) and a pre-employment drug test with results satisfactory to GAINSCO.