Staff Software Engineer

Arlo

$250K — $275K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience building full-stack systems using Python, Postgres, TypeScript, React, and React Native.
  • Strong ability to navigate ambiguity and make product and engineering decisions.
  • Proven experience owning large systems from conception to deployment.
  • High standards for code execution, quality, and velocity.

Responsibilities

  • Design and develop full-stack products throughout the insurance lifecycle.
  • Create AI-native systems for underwriting that optimize risk assessment and data management.
  • Automate claims processing workflows through innovative tooling.
  • Develop platforms for internal teams handling significant financial transactions.
  • Build user-friendly, member-facing products that integrate AI for healthcare navigation.
  • Design systems to enhance reliability and operational performance over time.
  • Collaborate with operational teams to swiftly address workflow bottlenecks.

Benefits

  • High ownership from day one, empowering you to tackle significant challenges.
  • Opportunity to make a tangible impact on how people access healthcare.
  • Career growth aligned with company expansion, offering new challenges.
  • Work on innovative AI solutions that transform healthcare delivery.
  • Collaborative and fast-paced work environment that encourages open communication and ambition.
Full Job Description
About the Role

We're looking for Staff Software Engineers to help build the systems that power an AI-native insurance company.

Insurance operations are sprawling: underwriting, claims, premium finance, broker operations, member support, care navigation, and more. Most companies run these functions through fragmented vendors, legacy software, and manual workflows. At Arlo, we build our own infrastructure.

You'll work closely with operational teams and AI Forward Deployed Engineers to turn real business workflows into AI-native products and internal platforms. The goal isn't to bolt AI onto existing software; it's to redesign how the work happens altogether.

We care about engineers who want to own real operational problems end-to-end: product architecture, backend systems, frontend experiences, AI workflows, and production deployment.

What You Will Do

  • Design and ship full-stack products across the insurance lifecycle, working across React, React Native, TypeScript, Python, Postgres, and modern AI infrastructure.
  • Build AI-native underwriting systems that synthesize risk, structure messy data, and assist decision-making.
  • Create claims tooling that automates review, coordination, and document processing workflows.
  • Develop internal operational platforms for teams managing millions in premiums and healthcare spend.
  • Build member-facing products that combine conversational AI, navigation, and real-time healthcare workflows.
  • Design retrieval, memory, and evaluation systems that improve reliability and operational performance over time
  • Work directly with operational teams to identify bottlenecks and rapidly ship systems that eliminate manual work.
  • Own projects end-to-end: product architecture, backend systems, frontend experiences, AI integration, and production deployment.


The work is highly applied. Success is measured by whether the systems you build become core infrastructure for how the company operates, reducing operational overhead, improving member experience, and allowing teams to scale far beyond traditional insurance companies.

What We're Looking For

We're looking for highly autonomous, product-minded engineers who can take ownership of an operational domain and turn messy real-world workflows into scalable software systems.

Staff Engineers at Arlo work directly with teams across underwriting, claims, premium finance, member experience, and broker operations to deeply understand how the business works and where AI can create leverage. The role is highly hands-on: designing systems, shipping products, integrating AI workflows, and rapidly iterating with the people using what you build.

You Have:

  • Strong experience building and shipping full-stack products across modern infrastructure (Python, Postgres, TypeScript, React/React Native)
  • Excellent product and engineering judgment in ambiguous environments
  • The ability to independently own large systems from idea to production
  • High standards for execution, velocity, and code quality


The expectation for Staff Engineers is ownership and operational impact: building systems that materially improve how a function inside the company operates.

Nice to Haves

  • Experience in regulated industries (healthcare, fintech, etc.)
  • Strong sense of design and attention to UI detail


Target Compensation

$250,000 - $275,000 + equity

Why Join Arlo:

  • High ownership: You'll get real responsibility from day one-our high-trust team empowers you to run with big problems and shape core parts of the company.
  • Join an important mission: Your work directly influences how people access care and improves lives at scale.
  • Growth & expansion: We're moving fast, and as we grow, your scope will grow with us-new challenges, bigger opportunities, and rapid career velocity.
  • Apply AI to a problem that matters: Instead of optimizing ads or cutting labor costs, you'll use AI to fundamentally reimagine how people get healthcare.
  • High pace, high collaboration: We operate with velocity, first-principles thinking, and a team that works closely, openly, and with ambition.


Exact compensation inclusive of salary and any bonuses is determined based on a number of factors including experience and skill level, location, and qualifications which are assessed during the interview process.

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