Staff Product Manager, Wallet Authentication

ID.me

$214K — $253K *
Consumer Technology
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years of product management experience, with 3+ years focused on authentication or security products.
  • In-depth knowledge of current authentication protocols like OAuth 2.0 and OpenID Connect.
  • Experience with API authentication and its applications in AI or automated systems.
  • Track record of delivering products in security-compliant environments.
  • Strong technical skills to lead architectural discussions effectively.
  • Excellent communication and stakeholder management abilities.

Responsibilities

  • Define and manage the roadmap for all authentication flows and fraud prevention measures.
  • Lead the development of first-factor and second-factor authentication methods, including secure passwordless options.
  • Outline and implement requirements for API and automated agent authentication.
  • Transform threat intelligence into actionable product features to mitigate fraud.
  • Develop a vision for automating wallet recovery to enhance user experience and reduce costs.
  • Coordinate cross-functional communication among teams like Engineering and Security to align on project goals.
  • Use data-driven metrics to assess and enhance key authentication processes.

Benefits

  • Comprehensive medical, dental, and vision coverage.
  • Flexible spending accounts for various health and dependent care needs.
  • 401(k) plan with company matching contributions.
  • Unlimited paid time off, subject to policy rules.
  • Learning and development benefits to support career growth.
Full Job Description
Staff Product Manager, Wallet Authentication

Location: Mountain View, CA or McLean, VA offices and requires full-time in-office attendance.

Team: Product Management

Reports to: VP of Product, Platform
About the Role

ID.me is seeking a Staff Product Manager to own the Wallet Authentication platform. You will directly shape how 100M+ members stay secure, recover access to their wallets, and authenticate across government, healthcare, and commercial services. You will own the full product lifecycle for authentication: first-factor and multi-factor flows, API and agent authentication, wallet recovery, and fraud prevention. Every decision you make affects security, member trust, and revenue at scale.

You will set the vision for ID.me's authentication platform: first-factor and multi-factor flows, passkeys, machine-to-machine authentication for APIs and AI agents, and AAL-level platform design under NIST 800-63-4. You will partner with the Wallet apps team on customer outcomes, and with Identity Graph, Credentials, Identity Verification, Engineering, Security, Risk & Fraud, and Design to ship at internet scale.
Key Responsibilities
  • Platform Strategy: Define and own the roadmap for authentication flows, fraud prevention, wallet recovery, email lifecycle management, and machine-to-machine authentication.
  • Authentication Flows: Own first-factor and second-factor authentication including passwordless, passkeys, silent network authentication, and identifier-based flows. Drive pass-rate improvements while reducing friction across the member experience.
  • API and Agent Authentication: Define requirements for secure, scalable authentication for API consumers and AI agents. Own the product surface that enables third-party and agentic integrations to authenticate against ID.me's identity platform.
  • Fraud Prevention: Translate threat intelligence into product requirements. Own credential stuffing mitigation, real-time risk signals, wallet suspension policies, and fraud rule governance.
  • Wallet Recovery: Define the product vision for automated wallet recovery. Current recovery is fully manual. Automation here has direct, measurable impact on member experience and operational cost.
  • Stakeholder Management: Align Engineering, Security, Member Support, and GTM. Communicate trade-offs and decisions clearly to executives, including the CEO.
  • Data-Driven Execution: Define and monitor core metrics including first-factor pass rate, MFA adoption, wallet recovery resolution rate, and support ticket deflection.
Qualifications
  • 7+ years of product management experience, with at least 3 years owning authentication, identity, or security platform products.
  • Deep working knowledge of modern authentication protocols: OAuth 2.0, OpenID Connect, FIDO2/WebAuthn, SAML, TOTP.
  • Experience with API authentication patterns (API keys, OAuth client credentials, mTLS), and with authentication for AI agents, MCP servers, or other autonomous systems.
  • Proven ability to ship in environments with security and compliance dependencies.
  • Strong technical acumen. Able to lead architectural discussions with Principal Engineers.
  • Excellent communication and stakeholder management skills; experience working across platform and apps teams.
  • Experience using data to drive prioritization and measure impact.
  • Familiarity with identity assurance frameworks (NIST 800-63-4 AAL/IAL) preferred.
  • Bachelor's Degree in Computer Science, Engineering, or related technical field, or equivalent experience
Key Success Metrics
  • First-factor and second-factor pass rates
  • Wallet recovery resolution rate (automated vs. manual)
  • Support ticket volume reduction tied to authentication and wallet recovery
  • Fraud-related wallet suspension rate and false positive reinstatement rate
  • API and agent authentication adoption and reliability
Why This Role

Authentication is the highest-leverage surface at ID.me. Every member interaction starts here. The platform you own will support 100M+ members across government, healthcare, and commercial partners, and will be the authentication foundation for ID.me's identity platform under NIST 800-63-4. The next 12 months: deliver the dedicated authenticator track, ship API and agentic authentication, and automate wallet recovery to materially reduce operational cost.

The annual base salary listed does not include a company bonus, incentive for sales roles, equity and benefits which will be determined based on experience, skills, education, relevant training, geographic location and role.

ID.me offers comprehensive medical, dental, vision, health savings account, flexible spending accounts (medical, limited purpose, dependent care, commuter benefit accounts), basic and voluntary life and AD&D insurance, 401(k) with company match, parental leave, ability to participate in unlimited paid time off subject to the terms and conditions of the PTO policy, including 8 company wide holidays, short and long-term disability insurance, accident and critical illness insurance, referral bonus policy, employee assistance program, pet insurance, travel assistant program, wellbeing and childcare discounts, benefit advocates, and a learning and development benefit.

The above represents the anticipated total rewards package for this job requisition. Final offers may vary from the amount listed based on qualifications, professional experiences, skills, education, relevant training, geographic location, and other job related factors.

Mountain View, CA Pay Range

$214,935-$253,000 USD

ID.me is a full-time, in-office culture. Unless a specific job description explicitly states otherwise, all roles are on-site five days per week at one of our offices in McLean, VA; Mountain View, CA; New York City, NY; or Tampa, FL. Certain roles - such as field-based sales or other remote-by-design positions - may have different work arrangements as noted in their individual postings.

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