Four-year degree in business, finance, or related field.
Seven+ years in lending and credit risk management.
Strong credit and underwriting skills for complex financing.
Experience with various lending products (commercial, agricultural, consumer).
Skilled in team building and collaborative decision-making.
Superior organization, time management, and attention to detail.
Excellent written and communication skills.
Responsibilities
Manage overall performance of the Lending Department.
Develop and execute sales strategies to grow clients and revenue.
Provide strategic direction ensuring compliance with regulations.
Maximize portfolio growth through effective lending strategies.
Ensure soundness of loan portfolio and develop long-term strategies.
Achieve loan growth goals per budget and long-term plans.
Identify opportunities for holistic lending solutions.
Benefits
Generous base salary up to $175K.
Excellent benefits package.
In-person role; not remote.
Full Job Description
The Position
Our bank client is seeking to fill a Sr. Lending Officer role in the Bayfield, CO area. The successful candidate will build relationships with key members of the community, building a network while continuing to service the needs of existing customers.
This position offers a generous base salary of up to $175K and an excellent benefits package. (This is not a remote position).
Sr. Lending Officer responsibilities include:
Overall management and performance of the Lending Department.
Developing and executing sales strategies to either maintain or gain clients to increase commercial lending revenue and deposit growth.
Providing strategic direction for the Lending Department, while also ensuring compliance with all applicable laws and regulations.
Maximizing portfolio growth through effective planning, development, and implementation of lending strategies.
Ensuring overall soundness of loan portfolio, with the ability to identify and develop long-term strategies that will include initiatives such as portfolio mix, growth strategies, and market penetration objectives.
Achieving loan growth goals per annual budget and five-year plan both individually and as a team.
Identify opportunities to deliver holistic lending solutions to borrowers.
Leading efforts with management to develop and implement appropriate lending products and services.
Reviewing existing and new client relationships for credit quality, structure, and pricing.
Translating strategic and operating plans into the meaningful direction of projects, goals, priorities, and activities; delivering on the strategy through the right people in the right place at the right time.
Ensuring the accuracy of the risk rating system.
Monitoring and managing the institution's portfolio and communicating performance and concerns to top management.
Examining, evaluating, and recommending approval of applications for commercial and Ag loan requests.
Requirements Who Are You?
You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.
You also bring the following skills and experience:
Four-year college degree in business, community development, finance, or a related field.
Seven or more years of experience in lending, credit risk management commercial, and agricultural financing.
Strong credit and underwriting skills, capable of analyzing complex financing requests.
Experience working with a wide range of lending products, including commercial, agricultural, and consumer loans.
Highly skilled in building cohesive cross-functional teams and facilitating collaborative decision-making and leading high-performing teams.
Superior organization and time management skills with attention to detail.
Excellent written skills as well as strong communication and negotiating skills.
The next step is yours. Email us your current resume along with the position you are considering to:
Benefits
This position offers a generous base salary of up to $175K and an excellent benefits package. (This is not a remote position).
