Capital One Financial Corporation

Sr Director, Card Risk Management for BC&P

Capital One Financial Corporation$217K — $247K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor’s degree or military experience
  • 8+ years in Risk Management, Project Management, Operations, Compliance, or Process Management
  • 8+ years of people leadership experience
  • 7+ years of program management experience
  • 7+ years support experience with internal business clients

Responsibilities

  • Utilize data management metrics to influence senior business leaders
  • Apply data governance understanding to mitigate risks
  • Provide strategic program leadership in a complex regulatory environment
  • Spearhead large scale Risk Management programs
  • Design and manage risk-oriented project plans in a dynamic setting
  • Ensure timely project delivery while managing risk
  • Communicate program requirements across the organization

Benefits

  • Comprehensive and competitive health benefits
  • Support for employee financial well-being
  • Incentive compensation including performance-based bonuses
  • Inclusive workplace culture that values diversity
  • Opportunities for professional development and growth
Full Job Description
Sr Director, Card Risk Management for BC&P

As a Senior Director leading Risk Management for Business Cards & Payments, you will apply your leadership and analytical skills to our highest profile Risk Management efforts. You will act as a thought leader working across the business to develop and implement cutting edge Risk solutions to ensure Capital One’s continued success. Senior Directors in Capital One’s Card Risk organization partner with Executives, Line of Business, Compliance and Legal associates to develop and implement well-managed risk practices in an open, collaborative environment.

Senior Risk Directors at Capital One are highly motivated risk and process management professionals with excellent analytical, organizational, and communication skills. These skills allow the Senior Director to gain insights and act as a change agent to influence their business partners. As Capital One evolves to meet the ever-changing technology landscape, so do our risk managers. Being successful includes operating from a foundation of knowledge about the Line of Business with whom they are working, laws, regulations, processes and associated controls, and sound risk management practices. They are forward thinking, quick to adapt, and technologically adept.

Responsibilities:

  • Utilize data management metrics and insights to influence senior business leaders in a compelling, action-oriented manner

  • Apply understanding of data governance processes and controls to proactively mitigate risks

  • Provide strategic program leadership and drive program alignment in a matrixed, highly complex regulated environment

  • Spearhead large scale Risk Management Program Management/Governance

  • Design, develop, and manage risk management-focused project plans in a complex dynamic environment, revising needs to meet changing requirements

  • Ensure projects are being delivered on time and on budget within a challenging environment while simultaneously managing risk

  • Communicate program requirements across the organization, to both internal and external stakeholders as needed

  • Partner cross-functionally with project customers to provide strategic and tactical thought partnership to effectively drive project delivery

  • Report out on program status, risks, issues and decisions to a wide variety of constituents across the company; flags critical risks and/or concerns to Risk Management and Business Leadership

  • Lead critical assessments on risk categories to mitigate risk to the company

  • Build relationships and collaborating with key stakeholders to ensure delivery of commitments

  • Consult strategically with Accountable Executives and partner teams

  • Problem-solve with cross-functional teams and partners on an array of issues and opportunities

  • Design and drive a transformation vision for your organization

  • Identify opportunities for continued improvement in the business

  • Partner proactively with partners9 teams, internal business teams, other risk office groups to help document and improve policies, processes, controls, and procedures

  • Assist the business in management of audits and regulatory exams

The person will:

  • Exhibit outstanding influencing skills to effectively drive projects and program efforts

  • Demonstrate a proven track record of excellent project management in a highly regulated environment, bringing the ability to quickly put structure in place to manage work in a dynamic complex environment

  • Display a passion for coaching and developing others through their leadership style and presence, whether as direct reports, extended team members or third party resources

  • Have excellent communication and partnership skills which are essential for interacting and communicating with key stakeholders at all levels across the company, as well as external stakeholders and regulatory agencies, to manage, inform and influence outcomes

Qualities of a Successful Candidate:

Sr Directors in this space are highly motivated professionals with excellent leadership, problem solving, communication and influence skills. They are experienced in operating in a highly dynamic environment and can balance the needs of multiple stakeholder groups. They have the ability to work with executives to create innovative solutions, and can think strategically, while executing on operational requirements. Additionally the ideal candidate will be:

  • Inquisitive and Analytical - You ask why, explore possibilities, and bring your unique perspective to the table. You are comfortable with ambiguity and make it your business to master the data and signals to drive innovative solutions that are grounded in evidence.

  • Discerning and Deliberative - You are careful and methodical, navigate uncertainty and risks expertly, and have a knack for steering the team away from impulsive or ill-informed decisions.

  • Action-Oriented and Results-Driven - You have a desire to take action, try new things, and sometimes fail. Roadblocks won9t set you back, because you9ll stay focused on your goals. You9re organized, are up for juggling multiple deliverables, and prioritize your work while keeping the customer at the forefront of everything you do.

  • Up for a Challenge and Fungible - Big, undefined, unfamiliar, and complex problems will be exciting for you as you work to identify well-rounded solutions. You have an insatiable appetite for learning, and are constantly seeking out new challenges.

  • Passionate and Customer-Focused - You are customer obsessed. You make it your business to understand their needs and their goals and are not satisfied with anything less than an exceptional customer experience.

  • Communicative and Influential - You communicate complex ideas concisely and convincingly. You adjust your communication to your audience and are comfortable with presenting to executive leadership.

  • Collaborative and Team-Oriented - You value diverse perspectives and seek insights from others. You bring energy to the group and rally them around a common goal.


Basic Qualifications:

  • Bachelor9s degree or military experience

  • At least 8 years of experience in Risk Management, Project Management, Operations, Compliance, or Process Management

  • At least 8 years of people leadership experience

  • At least 7 years of program management experience

  • At least 7 years of experience supporting, partnering or interacting with internal business clients

Preferred Qualifications:

  • Master9s Degree or Juris Doctor

  • 10+ years of experience in Risk Management, Project Management, Operations, Compliance, or Process Management

  • 10+ years of program management experience

  • 10+ years of people management experience

  • 5+ years of experience leading cross functional programs and projects in risk

  • Project Management Professional (PMP), Lean, Agile or Six Sigma certification


At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $238,700 - $272,400 for Sr. Director, Risk ManagementRichmond, VA: $217,000 - $247,700 for Sr. Director, Risk Management










Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate9s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

About Capital One Financial Corporation

Chevy Chase Bank is the greater Washington region's largest locally-owned banking institution providing a complete array of financial products and services to consumers and businesses in Maryland, Virginia, and the District of Columbia. The Bank, which is headquartered in Bethesda, Maryland, has approximately 250 branches and over 1,000 ATMs, more than anyone else in the greater Washington market. Chevy Chase Bank currently has over $16 billion in assets and services over 1 million customers. For more information about Chevy Chase Bank, please visit chevychasebank.com.

Capital One Financial Corporation Careers

Join the vibrant team at Capital One Financial Corporation, a leader in the financial services industry, where innovation meets purpose-driven leadership. As one of the most forward-thinking companies in banking, Capital One is the perfect place to jumpstart or advance your career with a myriad of job opportunities in various fields.

Work You’ll Do

At Capital One, we are committed to excellence and setting our team members up for success. By joining our dynamic team, you will engage in meaningful work that makes a real difference. From developing cutting-edge technology to crafting personalized financial solutions, every position at Capital One is geared towards redefining the future of banking.

Innovate and Lead

Capital One is not just a company; it's a hub of innovation and leadership. We empower our professionals to lead with their ideas and see them come to life. Our culture thrives on diversity and the unique perspectives each team member brings. Here, your skills in networking, problem-solving, and leadership will not only be valued but also nurtured through professional development and diversity training.

Grow Your Career

Capital One is deeply invested in the growth and development of its employees. With robust training programs, mentorship, and resources for professional enhancement, we ensure that your career trajectory aligns with your personal and professional goals. Whether it’s rising through the ranks or switching tracks via internal job opportunities, your growth is our priority.

Internship and Employment Opportunities

For those starting their journey, Capital One offers enriching internship programs that provide a glimpse into the culture and work ethic that drives our success. Interns gain hands-on experience, valuable insights, and the opportunity to network with leaders across the company. For seasoned professionals, we offer positions that challenge your expertise while encouraging balance and innovation.

Benefits and Culture

Choosing to work at Capital One means opting for a lifestyle where your well-being is prioritized. Our benefits package is designed to support you both at work and in your personal life, encompassing health, finance, and family. The inclusive culture at Capital One ensures that everyone, regardless of background, has the opportunity to thrive.

Join Our Team

Explore the various career paths available at Capital One and discover how your skills and passions can align with our mission. We are continuously hiring across multiple disciplines, eager to welcome curious, creative, and driven individuals to our team.

Stay Connected

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Search Capital One Jobs

Ready to take the next step in your career? Search open positions that match your skills and interests. At Capital One, your next job opportunity could be the gateway to a fulfilling and prosperous career.

Read Careers Blog

Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. Capital One Financial Corporation is not just a company—it's a place where you can make an impact. Discover the opportunities waiting for you in a career at Capital One. Join us and shape the future of banking with your vision, skills, and enthusiasm.
Learn more about Capital One Financial Corporation
Size
51,500 employees
Market Cap
$34.1 billion
Industry
Net Income
$2.7 billion
Founded
1994
5 Year Trend
+2.4%
NASDAQ

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