4+ years of underwriting/insurance experience with a strong Lessor's Risk Only (LRO) background required
Bachelor's degree or equivalent education/experience preferred
Retail agency relationship preferred
Proficiency in AI and a drive for automation
Strong analytical skills and attention to detail
Excellent verbal and written communication skills
Curiosity and a positive, self-accountable attitude
Responsibilities
Quote and release new and renewal LRO and habitational business
Analyze and approve policy changes across the LRO and Habitational portfolio
Ensure compliance with state insurance regulations and ISO rules
Maintain open communication with team members and interdivisional partners
Monitor portfolio composition through reports, audits, and inspections
Support marketing efforts to promote Honeycomb
Complete special projects and assignments as needed
Benefits
Health Benefits
Employee options grant
401K with employer match
Flexible paid time off
Paid national holiday
Full Job Description
What You'll Do
Next-generation risk assessment - divesting from binary underwriting and revisioning risk selection utilizing mega data, AI and curiosity. Modernized underwriting using cutting edge technology to more accurately and quickly assess risk, price and bespoke coverage/terms to profitably grow and manage a book of business spanning Habitational and Lessor's Risk Only (LRO) package and excess liability. Honeycomb offers an environment of personal and career growth to achieve your best self through mentorship, engaging project assignments, personalized training and development, and internal and exterior exposure opportunities to expand your network and sphere of influence.
Quote and release new and renewal Lessor's Risk Only (LRO) and habitational business that has been either referred from underwriting algorithm or seeking changes that exceed user authority thresholds
Analyze and approve requested policy changes across the LRO and Habitational portfolio
Maintain familiarity and compliance with state insurance regulations and ISO rules for all states within assigned underwriting territory
Maintain open, transparent and supportive communications with team members and interdivisional partners
Monitor portfolio composition via reports, audits and inspections
Support marketing functions and efforts to build and promote Honeycomb
Complete special projects and assignments
Some travel as deemed necessary
Basic Requirements
4+ years of underwriting/insurance experience with a strong LRO background required; Commercial Habitational and Specialty Property experience is a valued addition to that background, not a standalone requirement
Bachelor's degree or equivalent education/experience preferred
Retail agency relationship preferred
AI Proficiency and desire to seek automation and efficiency opportunities
Curiosity, hardworking, self-accountable, positive attitude, humble and fun
Have an opinion, share your opinion and be open to other opinions
Passion to obtain, retain and employ knowledge - as well as share knowledge
Excellent verbal and written communication skills
Strong analytical skills and attention to detail
This role follows a hybrid schedule, with three days per week onsite at our New York City office
