M&T Bank Corporation

Senior Trust Officer

M&T Bank Corporation • $150K — $251K *
New York, NY 10025Hybrid
Finance & Insurance
5 - 7 years of experience
Today
Be an Early Applicant
Job Overview by Ladders

Qualifications

  • Bachelor's degree and at least 5 years in fiduciary, trust administration, estate administration, or wealth management
  • Experience managing complex trust relationships
  • Strong knowledge of fiduciary principles and trust administration
  • Direct experience with high-net-worth clients and their advisors
  • Excellent written and verbal communication skills

Responsibilities

  • Administer a diverse portfolio of intricate trust relationships
  • Act as primary relationship manager for high-net-worth clients and their advisors
  • Exercise sound fiduciary judgment in compliance with governing documents and regulations
  • Interpret trust agreements and fiduciary documents for effective decision-making
  • Oversee tax-related matters and account reviews for trust administration
  • Understand Delaware directed trust structures and trustee responsibilities
  • Collaborate with specialists to provide a cohesive client experience
  • Identify client needs while maintaining high service standards
  • Monitor risk, ensuring compliance with fiduciary and operational requirements
  • Support business development through relationship strengthening

Benefits

  • Opportunity to work with high-net-worth and ultra-high-net-worth clients
  • Engagement with a collaborative team of specialists across various fields
  • Focus on administering Delaware directed trusts, providing niche knowledge
  • Pathway for professional development through certifications like CTFA
  • Dynamic role that involves complex fiduciary relationships and decision-making
Full Job Description
Senior Trust Officer

Help Families Preserve, Protect, and Transfer Wealth Across Generations

As a Senior Trust Officer, you will oversee complex fiduciary relationships, providing thoughtful guidance and exceptional service while helping clients navigate the opportunities and responsibilities that come with managing significant wealth.

This role is focused on the administration of Delaware directed trusts, discretionary trusts, and other complex fiduciary arrangements. You will serve as a trusted advisor to clients and their professional advisors, partnering across Wilmington Trust's wealth management, investment, tax, and fiduciary teams to deliver tailored solutions that support clients' long-term goals.

What You'll Do
  • Administer a portfolio of complex trust relationships, including Delaware directed trusts, discretionary trusts, and trusts holding closely held business interests and other unique assets.
  • Serve as the primary relationship manager for high-net-worth and ultra-high-net-worth clients, beneficiaries, family offices, attorneys, accountants, and other trusted advisors.
  • Exercise sound fiduciary judgment while ensuring all account activity is administered in accordance with governing documents, applicable regulations, and Wilmington Trust policies.
  • Interpret and apply trust agreements, wills, settlement agreements, and related fiduciary documents to support administration and decision-making.
  • Coordinate distributions, tax-related matters, account reviews, and other trust administration activities.
  • Develop a thorough understanding of Delaware directed trust structures, including the distinct roles and responsibilities of trustees, investment advisors, distribution advisors, and trust protectors.
  • Partner with internal specialists across investments, fiduciary services, tax, legal, and compliance to deliver a seamless client experience.
  • Proactively identify and address client needs while maintaining the highest standards of service, professionalism, and responsiveness.
  • Monitor risk and ensure adherence to fiduciary, regulatory, and operational requirements.
  • Support business development efforts by strengthening existing client relationships and collaborating with colleagues across the wealth business.


What Makes You Successful
  • Deep understanding of fiduciary administration and trust law.
  • Strong knowledge of Delaware trust structures, including directed trusts and the separation of fiduciary responsibilities among parties.
  • Ability to build credibility and confidence with affluent clients and their advisors.
  • Excellent communication skills with the ability to explain complex fiduciary concepts in a clear and practical manner.
  • Strong analytical and organizational skills with attention to detail.
  • Sound judgment and a commitment to exceptional client service.
  • Ability to manage complex relationships while balancing risk, regulatory requirements, and client objectives.


Qualifications Required
  • Bachelor's degree and a minimum of 5 years of fiduciary, trust administration, estate administration, or wealth management experience.
  • Demonstrated experience administering complex trust relationships.
  • Strong understanding of fiduciary principles, trust administration, distributions, and trust taxation.
  • Proven ability to work directly with high-net-worth clients and professional advisors.
  • Exceptional written and verbal communication skills.


Preferred
  • Certified Trust and Fiduciary Advisor (CTFA) designation required or ability to obtain within a defined timeframe.
  • Experience administering Delaware directed trusts.
  • Experience working with trusts holding closely held business interests, concentrated positions, or other unique assets.
  • Knowledge of trust and estate taxation.
  • Juris Doctor, advanced degree, or additional fiduciary credentials.


Location:
New York, New York, United States of America

About M&T Bank Corporation

M&T Bank is a financial holding company headquartered in Buffalo, New York. M&T's principal banking subsidiary, M&T Bank, operates banking offices in New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia. Trust-related services are provided by M&T's Wilmington Trust-affiliated companies and by M&T Bank. M&T Bank traces its origins to the founding of Manufacturers and Traders Bank in Buffalo, New York. As a result of mergers, acquisitions, and name changes, M&T Bank Corporation's principal bank is now known as Manufacturers and Traders Trust Company or M&T Bank. M&T Bank reorganized under a bank holding company in 1969 called First Empire State Corporation. The name was changed in 1998 to M&T Bank Corporation, whose common stock is listed on the New York Stock Exchange and trades under the symbol "MTB."

M&T Bank Corporation Careers

Join the vibrant team at M&T Bank Corporation, a leading financial institution where innovation meets tradition, offering a plethora of job opportunities across various sectors. As one of the most respected banks in the nation, M&T Bank Corporation is the perfect place to jumpstart or advance your career in the financial services industry.

Work You’ll Do

At M&T Bank Corporation, you will be part of a culture that cherishes diversity, leadership, and professional growth. Engage in work that makes a real difference in the community while fostering your career development through comprehensive training programs and diverse learning opportunities.

Innovate and Lead

Embrace the chance to work on projects that integrate cutting-edge financial technologies with robust, traditional banking practices. M&T Bank Corporation is at the forefront of the financial industry, offering innovative solutions that redefine banking standards. Our leadership in the market is driven by a commitment to excellence and continuous improvement.

Career Growth and Opportunities

Whether you are looking for an entry-level position or a more senior role, M&T Bank Corporation provides a dynamic pathway for career advancement. With a variety of job opportunities ranging from internships to full-time positions, you can find the perfect match for your skills and ambitions. Our team is dedicated to helping you navigate your career path with tailored development plans and leadership training.

Join Our Team

Explore job opportunities and join a team that values hard work, creativity, and strategic thinking. M&T Bank Corporation is hiring professionals who are passionate about finance and eager to contribute to a team-oriented environment. Enhance your skills through hands-on experience and ongoing professional development.

Networking and Professional Development

At M&T Bank Corporation, networking and professional development are part of our DNA. Connect with industry leaders, participate in high-impact networking events, and take advantage of our mentorship programs. Our employees benefit from a supportive network that boosts their career trajectories and fosters meaningful professional relationships.

Benefits and Culture

Enjoy a comprehensive benefits package that supports both your professional and personal life. M&T Bank Corporation offers competitive salaries, health benefits, and retirement plans designed to ensure the well-being of our team members and their families. Experience a supportive and inclusive culture where every employee is valued and given the opportunity to thrive.

How to Apply

Ready to take the next step in your career? Visit the M&T Bank Corporation Careers page to browse current openings, submit your resume, and prepare for your interview. We are excited to see how your skills and ideas can contribute to our continued growth and success.

Stay Connected

Keep up to date with the latest from M&T Bank Corporation by following our careers blog. Gain insights from our experts and stay informed about new job openings and upcoming networking events. Join M&T Bank Corporation today and be part of a team that is dedicated to growth, innovation, and leadership in the banking industry. Your future starts here!
Learn more about M&T Bank Corporation
Size
17,115 employees
Market Cap
$25.2 billion
Industry
Finance & Insurance
Net Income
$1.3 billion
Founded
1868
5 Year Trend
+0.2%
NASDAQ
MTB
* Ladders Estimates

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