Liberty Mutual

Senior Technical Claims Specialist, Construction Complex

Liberty Mutual$110K — $130K *
Legal & Accounting
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in complex, litigated Commercial General Liability and/or Construction Liability claims, with an emphasis on high-exposure levels ($500K+).
  • Strong knowledge of CGL and Construction Liability coverages including additional insured wording and contractual indemnity.
  • Experience in litigation management, including selecting and managing defense counsel and overseeing discovery strategy.
  • Excellent judgment in coverage and liability evaluations, with strong communication skills to defend positions.
  • Proficient in working with technical experts in fields such as medical and engineering.
  • Demonstrated ability to handle multiple cases simultaneously while maintaining strict deadlines.
  • Bachelor's degree preferred, along with relevant claims or insurance certifications.

Responsibilities

  • Manage complex construction claims cases from inception to resolution, including coverage analysis and negotiation.
  • Lead coverage analysis for common construction issues like indemnity agreements and additional insureds.
  • Direct litigation strategies by managing discovery processes and preparing for mediations or trials.
  • Assemble and supervise a multidisciplinary team of experts and legal counsel for each case.
  • Establish guidelines and expectations for outside counsel, managing budgets and performance.
  • Develop reserved amounts based on sound analysis and create settlement strategies to protect the company's interests.
  • Collaborate with other departments to identify trends and share technical insights.

Benefits

  • Primarily remote work with a light office presence required (two days per month) for those near specific hub locations.
  • Opportunity for growth in a supportive team environment with training and mentorship.
  • Engagement with a diverse range of professionals across various specialties in the claims and legal fields.
Full Job Description
Description

Looking for an amazing new claims opportunity?  Senior Complex Construction Claims Specialist — Complex CGL & Construction Liability (Litigated, $500K+)

 

Overview

Liberty Mutual’s Specialized Claims group has an immediate opening on our Complex Construction Claims Team. We’re seeking an experienced claims professional who thrives on challenging, high-exposure commercial casualty matters arising from construction operations — including complex Commercial General Liability (CGL) and Construction Injury/Liability claims (all litigated or high-exposure losses $500,000+). You will own matters end-to-end, managing coverage and liability strategy, directing investigations and experts, coordinating litigation and outside counsel, and driving timely, defensible resolutions for our Construction Industry accounts. (Note: this role does not handle construction defect claims.)

 

Key Responsibilities

  • Manage a caseload of complex, litigated construction-related losses ($500K+) from assignment through resolution: coverage analysis, liability assessment, investigation planning, reserving, negotiation, settlement or denial where appropriate.
  • Lead coverage interpretation and application for issues commonly encountered in construction claims: additional insureds, tenders, indemnity agreements, other insurance, SIR/deductible mechanics, primary vs. excess placement, and limits erosion.
  • Direct litigation strategy: analyze pleadings, manage discovery and depositions, evaluate venue and trial risk, prepare for mediations and settlement conferences, and recommend and implement resolution strategies.
  • Build and lead the working team for each matter: coordinate Home-Office Legal, defense counsel, SIU when appropriate, medical and causation experts, accident reconstructionist, engineers, and other technical consultants.
  • Select, supervise and evaluate outside counsel, including establishing budgets, staffing plans, billing guidelines expectations, and performance measures.
  • Set and adjust reserves based on defensible analysis and develop settlement strategies that protect the company’s interests while advancing timely resolution.
  • Maintain accurate, complete file documentation and ensure secure handling of financial transactions and claim information.
  • Collaborate proactively with Underwriting, Risk Control, Reinsurance/Excess, Product and Subrogation teams; identify and communicate trends and technical insights.
  • Mentor and coach less-experienced claims professionals and contribute to team training, process improvements, and special projects.

What we seek in a candidate

An experienced claims professional with a strong Commercial General Liability and/or Construction Liability background (preferably with claims $500,000 and above), sound judgment on complex coverage and liability questions, and the confidence to lead files, mentor others, and manage litigation strategy independently.

Qualifications

What we’re looking for — Required

  • Substantial hands-on experience handling complex, litigated Commercial General Liability and/or Construction Liability claims at high exposure levels (preferably $500,000+).
  • Deep working knowledge of CGL and Construction Liability coverages and typical construction-related policy issues (additional insured wording, contractual indemnity, other insurance, primary/excess interaction, SIRs/deductibles).
  • Proven litigation management experience: selecting/managing defense counsel, directing discovery strategy, preparing for mediation/trial, evaluating exposure and settlement leverage.
  • Strong technical judgment and the ability to articulate and defend coverage and liability positions to legal, underwriting, and management partners.
  • Track record of using and directing experts (medical, causation, engineers, reconstruction) on complex causation and damages issues.
  • Excellent negotiation, communication and stakeholder management skills.
  • Ability to manage multiple high-priority matters and meet deadlines under pressure.
  • Bachelor’s degree (preferred) and relevant claims/insurance industry certifications or licenses as applicable.
  • Ability to obtain and maintain needed All-lines Adjuster license.  Claims/Industry certifications a plus!

 

Flexibility with structure. This role is primarily remote, with a light-touch office cadence - just two in-office days per month for those who live within 50 miles of one of our hub locations in Boston, MA; Hoffman Estates, IL; Indianapolis, IN; Lake Oswego, OR; Las Vegas, NV; Plano, TX; Suwanee, GA; Chandler, AZ; and Weatogue, CT.  Policy is subject to change.

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

About Liberty Mutual

Since 1912, Liberty Mutual Insurance have committed theirselves to providing broad, useful and competitively-priced insurance products and services to meet their customers' ever-changing needs. Their delivery on this commitment is the reason they're now the third largest property and casualty insurer in the U.S. based on 2012 direct premium written according to the National Association of Insurance Commissioners.

Liberty Mutual Careers

Join the vibrant team at Liberty Mutual, a leading global insurance company, where your career is in your hands. At Liberty Mutual, we are committed to fostering an inclusive culture that values diversity and innovation. With a variety of job opportunities across multiple fields, this is where your professional journey can truly flourish.

Work You’ll Do

At Liberty Mutual, you’ll be part of a team that’s dedicated to empowering people to live safer, more secure lives. Whether you’re interested in a position in claims handling, underwriting, or customer service, you’ll find a platform here to enhance your skills and push the boundaries of what you can achieve.

Explore Our Job Opportunities

Liberty Mutual offers a range of career paths for both seasoned professionals and those just starting out. Our internship programs provide invaluable hands-on experience, helping to bridge the gap between education and full-time employment. For those seeking to grow their career, we offer positions that challenge and inspire, backed by benefits that support both professional and personal growth.

Innovate with Us

Innovation is at the heart of Liberty Mutual. We encourage our team to bring fresh ideas that drive industry leadership and improve customer experiences. By joining our team, you’ll collaborate with talented professionals who are keen on developing solutions that lead the market.

Develop Your Career

Liberty Mutual is deeply invested in the professional development of its employees. With comprehensive diversity training and leadership programs, we prepare you to take on leadership roles within the company. Networking opportunities within the company can lead to mentorship and further career advancement.

Benefits of Joining Liberty Mutual

Working at Liberty Mutual comes with numerous benefits. From competitive salaries to health and wellness programs, we ensure our team members are well taken care of. More than just a job, a position at Liberty Mutual is a stepping stone to a fulfilling career.

Join Our Team

Ready to take the next step in your career? Explore the job opportunities at Liberty Mutual. We are actively hiring and looking for individuals who are passionate, curious, and ready to drive change. Enhance your resume, prepare for your interview, and become part of a company that values your unique skills and vision.

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Liberty Mutual: A Place to Grow, Innovate, and Lead

Discover how you can make a difference. Visit our careers page to find the position that’s right for you and join a team that’s committed to growth, leadership, and innovation. At Liberty Mutual, your career is what you make it.
Learn more about Liberty Mutual
Size
45,000 employees
Industry
Founded
1912

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