Senior Property Resolution Specialist (Property Claims Field Adjuster)

JOB OBJECTIVE:

Investigate, evaluate, estimate and process property claims primarily requiring in-person contact and on-site inspections.

ESSENTIAL FUNCTIONS:

• Primarily responsible for handling:
  • Personal and commercial property losses including structure, contents, ALE, scheduled property and business income losses requiring an on-site investigation
  • Property coverage questions; and
  • Property limited handled lawsuits including attending pre-trials, mediations, arbitrations or trial when required.
• Inspect and write moderate to large property estimates using estimating guides and estimating software.
• Assist in risk evaluation on homeowners and commercial businesses including verifying insurance to value, coinsurance penalties and documenting any change or increased hazard to the risk.
• Assist inside property specialists with tasks assigned, such as, diagrams and photographs, statements in person or inspections of property.
• Comply with claims organization’s policies and procedures for contact and communication, verification of coverages, determination of liability, investigation of losses, determination of claims values, completion of forms, and reports and negotiation and settlement of claims.
• Must be capable of investigating and closing a minimum average of 30 elements per month.
• Assist in catastrophe claims handling throughout the company operating territory, requiring overnight travel or extended stays upon request.
• Serve as a member of claims and other company integrated teams as assigned.

OTHER FUNCTIONS:

• Climb roofs and perform other field based inspections.
• Obtain and maintain all applicable adjusters licensing.
• Maintain open lines of communication with agents, sales representatives, marketing and underwriting personnel.
• Perform other duties as assigned.

KNOWLEDGE. SKILLS AND EXPERIENCE:

• This position requires experience as an Encova Insurance Property Resolution Specialist or its equivalent in the industry.
• The internal candidate must have achieved an overall performance rating of at least 5Meets Expectations6 in the last two annual performance reviews.
• The candidate must actively demonstrate the skills and abilities listed in the Property Resolution Specialist job description and must demonstrate good judgment in making decisions, good communication skills, and excellent people skills including positive, professional working relationships with associates, peers, agents, sales representatives, underwriters, marketing personnel and the public, good negotiation skills, and satisfactory setup and monitoring of all claims.
• The candidate must have a thorough knowledge of claims settlement techniques, Encova6s personal and commercial policy products, current legal decisions affecting claims handling, regional office and company procedures, policies and practices.
• A college degree or equivalent in insurance or business is required.
• Continuing insurance education is desired and may be obtained through IIA and/or CPCU or other accredited insurance education provider.