Senior Product Manager (Global Banking & Stablecoins)

Highbeam, Inc.

$135K — $160K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 4-6 years product management experience in early-stage companies (PM #1-5 at Series A-C)
  • Experience shipping cross-border payment solutions, multi-currency accounts, or stablecoin products
  • Strong understanding of money movement mechanisms like ACH, SWIFT, and stablecoin on/off-ramps
  • Hands-on experience with banks, Banking-as-a-Service (BaaS) providers, or payments partners
  • Familiarity with compliance standards like KYB/KYC and the stablecoin regulatory environment
  • Proficient in writing product specs, ensuring quality assurance, and managing the end-to-end product delivery
  • Adept with AI tools for iterative development and product validation

Responsibilities

  • Own the global accounts product surface including multi-currency wallets and stablecoins
  • Define user experiences for stablecoins, adjusting based on customer needs
  • Develop cross-border supplier payment solutions that surpass traditional methods
  • Collaborate with compliance and legal teams on fund flow and product constructs
  • Drive user adoption and revenue through international deposits and cross-border payments
  • Gather insights from brands and suppliers to inform product decisions
  • Shape the product narrative for Highbeam's global market expansion

Benefits

  • Competitive salary and equity opportunities
  • Comprehensive health and benefits package
  • Generous paid time off
  • $1,000 annual stipend for purchasing customer products
  • $100 monthly wellness stipend
  • Yearly offsite company event
  • In-office perks including covered commuting and daily lunch stipend
  • Prime office location in the NoHo area of NYC
Full Job Description
About this role

We're hiring a Senior Product Manager to own Global Banking & Stablecoins at Highbeam. You'll build the products that let US and international businesses receive, hold, and pay in multiple currencies including stablecoins. A new generation of banking infrastructure make this possible for the first time; your job is to turn that infrastructure into a product commerce brands trust with their money. This is 01, and the bar is live customers moving real volume.

This role is based in our NoHo, NYC office.

What you'll do
  • Own the global accounts product surface: multi-currency wallets and stablecoins, on/off-ramps, and cross-border payouts
  • Decide how stablecoins show up in the experience: abstract the rails for customers who just want dollars, expose them for customers who want them
  • Ship cross-border supplier payments that beat SWIFT on speed, cost, and supplier experience, and turn faster settlement into better payment terms for our customers
  • Define flow of funds and product constructs by entity type and corridor, working with compliance and legal on KYB, onboarding, yield eligibility, and account protections
  • Drive adoption and monetization, not just launches: international deposits, FX and cross-border payment revenue, and card and payments volume from global customers
  • Run continuous customer insight loops with brands, suppliers, and international sellers, and translate them into product decisions
  • Contribute to product narrative and positioning for Highbeam's global expansion
  • Once global accounts are built out, this role expands to own Highbeam's broader fintech offerings


Net impact
  • Highbeam becomes the operating account for multi-geo commerce businesses, not just US ones
  • International businesses onboard to Highbeam and hold their primary USD balances with us
  • Cross-border supplier payments settle in hours instead of days
  • New revenue lines from global accounts, FX, and cross-border money movement


Qualifications
  • 4-6 years PM experience; early-stage operator (PM #1-5 at Series A-C)
  • Has shipped cross-border payments, multi-currency accounts, or stablecoin products as the core experience
  • Fluent in money movement: ACH, wires, SWIFT, RTP, local rails, FX, stablecoin on/off-ramps, and flow-of-funds design
  • Has worked hands-on with sponsor banks, BaaS providers, or payments partners, including diligence, commercial tradeoffs, and integration
  • Working knowledge of KYB/KYC, AML, money transmission, and the evolving US stablecoin regulatory landscape
  • Strong product builder: writes specs, QA's builds, ships end-to-end
  • Comfortable with AI tools for iteration and product validation
  • Bonus: experience serving international sellers, marketplaces, or ecommerce brands
  • Bonus: engineering background

You'll thrive at Highbeam if...
  • You love working in-person with a high-performing team
  • You enjoy working in an idea-meritocratic, low-ego environment
  • You are proactive and self-directed, and you excel in ambiguous, fast moving environments
  • You care about delivering a polished customer experience
  • Bonus: You have experience working in fintech, AI or early-stage startups


What we offer
  • Competitive salary and meaningful equity
  • Comprehensive health & benefits package
  • Generous PTO
  • $1K/year stipend to purchase our customers' products
  • $100/mo wellness stipend
  • Yearly offsite-last year we went to Mexico City!
  • In-office perks: Commute covered and $20/day lunch stipend
  • Great location: Our NYC office is in NoHo, a short walk from the A,C,E  B,D,F,M  N,Q,R,W  1  6 trains. Our Toronto office is downtown near St. Andrew Station.

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