Affirm

Senior Product Manager, Credit & Pricing

Affirm • $153K — $213K *
US-AnywhereRemote in Canada
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Passion for changing consumer finance for the better.
  • Strong analytical skills for data-driven decision making.
  • Comfortable with experimentation and learning from data.
  • Proven track record of shipping user-facing products with measurable impact.
  • 3-4 years of relevant product experience in consumer finance, payments, underwriting, or machine learning.
  • Bachelor's or Master's in Computer Science or related fields, or equivalent practical experience.

Responsibilities

  • Define and drive product strategy with engineering and analytics teams.
  • Design new products and features that enhance merchant financing offers.
  • Analyze product features and establish success metrics.
  • Build trusted partnerships with various internal teams for product launches.
  • Collaborate on initiatives interfacing with Affirm's Credit & Pricing capabilities.

Benefits

  • 100% subsidized medical coverage for you and dependents.
  • Generous stipends for technology, food, lifestyle needs, and family forming expenses.
  • Competitive vacation and holiday schedules to encourage work-life balance.
  • Employee stock purchase plan offering shares at a discount.
Full Job Description
About The Role

As a Senior Product Manager on Affirm's Credit & Pricing team, you'll build products that help merchants turn flexible payments into measurable business growth. You'll own the strategy for merchant pricing products and the platform capabilities behind them, helping businesses offer compelling financing, improve conversion, and generate incremental sales, while balancing merchant payment acceptance costs with sustainable economics for Affirm.

This role combines B2B product leadership with consumer product intuition. You'll work directly with commercial teams and merchants to understand their growth objectives and economics, translate complex pricing capabilities into intuitive products, and bring new solutions to market. You'll also partner across teams to connect pricing with how consumers discover and choose financing, while shaping future opportunities across targeted offers, incentives, and advertising.

What You'll Do
  • Set the product direction. Own the roadmap for merchant pricing products and platform capabilities, prioritizing merchant needs, consumer value, and business impact.
  • Build products merchants adopt. Turn merchant insights into intuitive financing solutions. Partner with Commercial and Product Marketing to define the value proposition, launch products, and grow adoption.
  • Connect pricing to consumer experiences. Make financing offers clear and compelling across the shopping journey, and evolve capabilities to support personalized offers, incentives, advertising, and market expansion.
  • Lead complex product decisions. Align partners on tradeoffs across consumer experience, risk and Affirm's business goals. Bring clear recommendations to senior leaders and drive decisions through execution.
  • Own measurable results. Lead discovery, experimentation, and iteration to improve merchant adoption, incremental sales, conversion, and profitability.


What We Look For
  • Merchant product experience. 5+ years in product management, including building and scaling B2B merchant products in payments, commerce, marketplaces, or related platforms.
  • Commercial judgment. You understand payment acceptance costs, conversion, incrementality, and merchant ROI, and translate those economics into product decisions.
  • Consumer product intuition. You turn complex capabilities into intuitive experiences that build consumer understanding and trust.
  • Strong storytelling. You communicate product value, present compelling business cases, and influence merchants, executives, and cross-functional teams.
  • Analytical rigor. You combine research, data, and experimentation to measure incremental impact and evaluate growth and unit economics.
  • Technical fluency and ownership. You partner effectively with engineers, bring structure to ambiguity, and drive products from strategy through launch and adoption.

Experience with pricing, financing, loyalty, incentives, or advertising is a plus.

Pay Grade - N

Equity Grade - 6

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

CAN base pay range per year: $153,000 - $213,000

This posting is for an existing vacancy.

#LI-Remote

Remote-first with flexibility built inAffirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for youOur benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:
  • Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
  • Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
  • Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
  • Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

About Affirm

Affirm is a publicly traded financial technology company headquartered in San Francisco, United States. Founded in 2012, the company operates as a financial lender of installment loans for consumers to use at the point of sale to finance a purchase. Affirm was founded in 2012 by Max Levchin, Nathan Gettings, Jeffrey Kaditz, and Alex Rampell as part of the initial portfolio of startup studio HVF. Levchin, who co-founded PayPal, became CEO of Affirm in 2014. In October 2017, the company launched a consumer app that allowed loans for purchases at any retailer. The company announced a partnership with Walmart in February 2019. Under the partnership, Affirm is available to customers in-store and on the Walmart website. Affirm has partnered with e-commerce platforms including Shopify, BigCommerce, and Zen-Cart. On November 18, 2020, Affirm filed with the Securities and Exchange Commission in preparation for an initial public offering. On December 12, 2020, it was reported that Affirm had postponed its IPO. On January 13, 2021, Affirm became listed on NASDAQ with symbol AFRM, raising about $1.2 billion in its IPO. By the next day, the price of shares had doubled, making Levchin's stake worth about $2.5 billion. In May 2021, Affirm acquired Returnly, a financial technology service company, for $300 million.
Learn more about Affirm
Size
1,300 employees
Market Cap
$2.5 billion
Industry
Net Income
-$97.6 million
Founded
2012
Revenue
$617.1 million
NASDAQ

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