5-15 years of relevant product experience, particularly in banking products.
Strong background in non-card payment and money-movement products like ACH and wire transfers.
Practical knowledge of payment mechanics and transaction processes.
Experience collaborating with backend engineers on financial systems.
Ability to simplify complex financial requirements into user-friendly experiences.
Responsibilities
Own the strategy and execution for core banking products including deposits and payments.
Enhance account opening and money movement experiences across various transaction types.
Collaborate with Engineering on payment systems and customer-facing flows.
Leverage customer research to identify opportunities for product improvement.
Draft specifications and define success metrics for product features.
Work with Risk and Compliance teams to ensure security and regulatory adherence.
Manage relationships with banking partners and third-party vendors.
Monitor key metrics related to product performance and user engagement.
Benefits
Hybrid work model with 2-3 days onsite in New York City.
Opportunity to work in a dynamic fintech environment focused on small businesses.
Engagement in meaningful product development that simplifies financial workflows.
Collaboration with cross-functional teams including Engineering, Risk, and Compliance.
Full Job Description
About the Role
Join a fintech team building banking products for small businesses. You will own a major product area across money movement, account services, platform reliability, and customer security, helping make complex financial workflows simple and dependable. What You'll Do
Own strategy, roadmap, and execution for core banking products, including deposit accounts, payments, cards, and supporting infrastructure.
Improve end-to-end account opening, funding, deposits, and money-movement experiences across ACH, wires, transfers, bill pay, and card transactions.
Partner with Engineering on the ledger, payment rails, and card systems that support customer-facing flows.
Use customer research and usage data to identify high-impact opportunities and guide product discovery.
Write clear specifications, define success metrics, and ship reliable, secure features with Engineering and Design.
Work with Risk, Compliance, and Legal to address fraud, security, and regulatory requirements throughout product development.
Manage integrations and product relationships with banking partners and third-party vendors.
Track metrics including activation, engagement, retention, product adoption, and reliability.
What We're Looking For
Typically 5 to 15 years of relevant product experience, including demonstrated ownership of banking products.
Strong experience building non-card payment and money-movement products, such as ACH, wire transfers, or real-time payments.
Practical understanding of payment mechanics, including selecting the appropriate rail for a transaction and common ACH return reasons.
Experience partnering with backend engineers on financial product systems, and familiarity with agentic tooling.
Ability to translate complex financial and operational requirements into clear, secure customer experiences.
Compensation & Benefits
Base salary: $160,000 to $200,000 annually. Visa sponsorship is not available. Location
Hybrid in New York City, New York, with 2 to 3 days onsite each week.
