5-15 years of product management experience, ideally at a Senior Product Manager level.
Strong background in non-card payments and money movement (ACH, wire transfers, real-time payment rails).
Knowledge of payment-rail selection and common ACH return reasons.
Experience in building banking products and collaborating with backend developers.
Proven ability to work with cross-functional teams including Engineering, Operations, Risk, Compliance, and Legal.
Responsibilities
Own the strategy and roadmap for core banking products like deposit accounts and payment systems.
Enhance user experiences for account-related transactions such as funding and bill pay.
Collaborate with Engineering on ledger and payment systems for customer interactions.
Leverage customer research to pinpoint high-impact product opportunities.
Draft product specifications and define success metrics for feature delivery.
Integrate risk, fraud, and regulatory requirements into product development processes.
Manage relationships with banking partners and third-party vendors.
Benefits
Hybrid work model with 2-3 days onsite in New York City.
Opportunity to work in a dynamic fintech environment focused on small businesses.
Engagement in meaningful product development that simplifies financial services.
Collaboration with diverse teams across various functions.
Full Job Description
About the Role
Join a fintech team building banking products for small businesses. You will own a major product area across payment experiences, account services, platform reliability, and customer security, helping make complex financial services simple and trustworthy. What You'll Do
Own the strategy, roadmap, and delivery for core banking products, including deposit accounts, money movement, cards, and supporting infrastructure.
Improve end-to-end experiences for account opening, funding, deposits, ACH, wires, transfers, bill pay, and card transactions.
Partner with Engineering on the ledger, payment rails, and card systems that support customer-facing flows.
Use customer research and cohort-based product data to identify high-impact opportunities.
Write clear product specifications, define success metrics, and ship reliable, secure features with Engineering and Design.
Build risk, fraud, security, and regulatory requirements into product development with Risk, Compliance, and Legal partners.
Manage integrations and product relationships with banking partners and third-party vendors.
Track activation, engagement, retention, multi-product adoption, and reliability.
What We're Looking For
Five to fifteen years of relevant product management experience, including experience at Senior Product Manager scope.
Strong experience with non-card payments and money movement, such as ACH, wire transfers, and real-time payment rails.
Understanding of payment-rail selection and common ACH return reasons.
Demonstrated experience building banking products and working with backend developers and agentic tooling.
Ability to collaborate across Engineering, Operations, Risk, Compliance, Legal, and external partners.
Compensation & Benefits
Base salary is $160,000 to $200,000 annually. Visa sponsorship is not available. Location
Hybrid position based in New York City, New York, with 2 to 3 days onsite each week.
