Senior Payment Risk Analyst - Merchant Acquiring
The opportunity is located in Boca Raton, FL - Remote opportunities may be considered.
If you thrive in fast paced environments, love solving complex problems, and want to drive innovation
in
payments risk, merchant underwriting, and
fraud prevention, this is your opportunity.
🔍 What You'll Do
- Monitor and analyze credit card and ACH fraud patterns
- Lead chargeback mitigation efforts (VAMP, RDR, Ethoca, Verifi, etc.)
- Manage collections strategy for unpaid fees and negative balances
- Handle KYC/KYB, ID verification, and OFAC/AML reviews
- Develop and enforce risk scoring models for new and existing merchants
- Collaborate across teams to support merchant onboarding and risk-informed growth
- Analyze MCC/NAICS codes, validate TIN/SSN, enforce underwriting policies
- Leverage tools like TSYS, Fiserv, MATCH, SQL, Excel
• What You Bring
- 5+ years in risk analysis or merchant underwriting (ISO or payment processing required)
- Expertise in fraud detection, chargebacks, and collections strategy
- Solid understanding of PCI DSS and NACHA rules
- Strong communicator who thrives in a collaborative, entrepreneurial setting
💰 Competitive salary + bonus opportunities
🩺 Full benefits + 401(k) with matching
📈 Career growth and leadership opportunities
🏢 Top-tier tools & tech
🤝 Team-first culture that values innovation, urgency, and excellence
