Bachelor's degree in finance, Business Administration, or related field preferred.
Proven experience as a Loan Originator or Mortgage Loan Officer with a successful closing track record.
Strong understanding of mortgage lending practices, regulations, and compliance requirements.
Excellent communication and interpersonal skills with a client-centric approach.
Detail-oriented with strong analytical and problem-solving abilities.
Ability to work independently and collaboratively in a fast-paced environment.
Familiarity with mortgage origination software and tools preferred.
NMLS licensing as required.
Responsibilities
Engage with clients to understand their financial objectives and guide them through the mortgage application process.
Assess client financial profiles to determine eligibility and recommend suitable loan options.
Educate clients on various loan programs, terms, and rates available.
Collaborate with internal teams to expedite loan processing and ensure timely closings.
Maintain confidentiality and security of client information, adhering to privacy policies and regulations.
Cultivate lasting relationships with clients by delivering exceptional service throughout the loan lifecycle.
Stay abreast of industry trends and regulatory changes to provide accurate guidance to clients.
Participate in business development initiatives and networking events to generate new business prospects.
Benefits
Company matching 401K plan.
Continuous training opportunities.
Robust healthcare coverage including Medical, Dental & Vision.
Support for employees' financial security and professional growth.
Full Job Description
POSITION PROILE:
We are looking to add a Senior Loan Officers to join our team in the Charlotte, NC Market. As a Loan Officer at Pinnacle Mortgage Corp, you will play a crucial role in helping clients achieve their homeownership and financial goals. Our team is committed to delivering the highest quality financial services while maintaining the utmost privacy and security of our clients' information. You will work closely with clients to understand their unique financing needs and provide tailored solutions. Whether clients are purchasing their dream home, refinancing an existing loan, or consolidating debt, you will leverage your expertise to find the right loan program at the lowest rates available in their area.
RESPONSIBILITIES:
Engage with clients to understand their financial objectives and guide them through the mortgage application process with attention to detail.
Assess client financial profiles, including income, credit history, and debt obligations, to determine eligibility and recommend suitable loan options.
Educate clients on various loan programs, terms, and rates available, ensuring they make informed decisions aligned with their long-term financial interests.
Collaborate with internal teams, to expedite loan processing and ensure timely closings.
Maintain confidentiality and security of client information at all times, adhering to strict privacy policies and regulatory requirements.
Cultivate lasting relationships with clients by delivering exceptional service and providing ongoing support throughout the loan lifecycle.
Stay abreast of industry trends, market conditions, and regulatory changes to provide accurate and up-to-date guidance to clients.
Participate in business development initiatives, networking events, and community endeavors to enhance visibility and generate new business prospects.
WHAT YOU NEED TO BE SUCCESSFUL:
Bachelor's degree in finance, Business Administration, or related field preferred.
Proven experience as a Loan Originator or Mortgage Loan Officer, with a track record of successfully closing loans.
Strong understanding of mortgage lending practices, regulations, and compliance requirements.
Excellent communication and interpersonal skills, with a client-centric approach to service delivery.
Detail-oriented with strong analytical and problem-solving abilities.
Ability to work independently and collaboratively in a fast-paced environment.
Familiarity with mortgage origination software and tools preferred.
NMLS licensing as required.
WHY PINNACLE MORTGAGE CORP:
Because we believe in valuing and investing in our team members. Pinnacle Mortgage Corp. provides outstanding compensation and benefits package. By offering perks such as a company matching 401K plan, continuous training opportunities, and robust healthcare coverage, including Medical, Dental & Vision, we aim to support our employees' financial security, professional growth, and overall quality of life.
