Amazon

Senior Manager, Product Management Technical, Credit and Fraud Risk, Amazon Business Payments and Xborder

Amazon$197K — $267K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 8+ years of team management experience
  • Bachelor's degree
  • Experience owning/driving roadmap strategy and definition
  • Experience with feature delivery and tradeoffs of a product
  • Experience delivering consumer software products in a high growth environment

Responsibilities

  • Define and own the 3-5 year strategic product vision and roadmap for credit and fraud risk management
  • Build, lead, and develop a team of product managers and people managers
  • Drive innovation through Generative AI and AI agents
  • Set the technical product strategy for AI capabilities integration
  • Influence strategic direction across multiple organizations

Benefits

  • Comprehensive health insurance (medical, dental, vision, prescription)
  • Basic Life & AD&D insurance and option for Supplemental life plans
  • Employee Assistance Program and Mental Health Support
  • 401(k) matching
  • Paid time off and parental leave
Full Job Description
Are you passionate about building intelligent financial systems that protect and empower millions of businesses? Do you want to lead a team at the intersection of AI and complex risk management while growing the next generation of product leaders?

The Amazon Business Payments (ABP) team provides invoicing, working capital, and payment acceptance solutions to Amazon Business customers, sellers, and other small business customers across Amazon. We are part of the global Amazon Payments organization, which aims to delight our customers by building payment experiences and financial services that are trusted, valued, and easy to use from anywhere in any way.

Within ABP, the Credit and Fraud Risk Management team drives credit and fraud decisions for our Business Credit account product with the objective of maximizing credit access, minimizing losses, reducing friction, and maintaining a healthy balance sheet. We are entering a transformative era where Generative AI, large language models, and autonomous AI agents are fundamentally reshaping how we manage risk.

We are seeking a Senior Manager, Product Management Technical to own the strategic vision and multi-year roadmap for our next-generation credit and fraud risk platform while building and leading a high-performing product management team. This is a high-ambiguity leadership role where you will define the problem space, set the vision, and architect AI-native product solutions. You will lead through your team, coaching managers and individual contributors to deliver innovation through Generative AI and AI agents that create step-function improvements in efficiency, accuracy, and customer experience.

You will partner closely with Science, Engineering, Portfolio Management, Operations, and business teams across multiple organizations to deliver transformational credit and fraud capabilities. This role requires deep technical judgment, the ability to influence senior leaders across Amazon Payments, Amazon Business, and Seller Partner Services, and a proven ability to attract, develop, and retain top talent.

Key job responsibilities

- Define and own the 3-5 year strategic product vision and roadmap for credit and fraud risk management, aligning your team's priorities to measurable outcomes across a multi-billion dollar lending portfolio.

- Build, lead, and develop a team of product managers and people managers - recruiting bar-raising talent, creating tailored onboarding and development plans, and coaching leaders to grow their own teams effectively.

- Drive innovation through Generative AI and AI agents by identifying use cases where foundation models, autonomous agents, and intelligent automation can transform credit decisioning, fraud detection, and risk operations.

- Set the technical product strategy for how AI capabilities integrate into credit and fraud systems, partnering with Science and Engineering leaders to evaluate emerging architectures and shape trade-offs that preserve long-term strategic flexibility.

- Influence strategic direction across multiple organizations including Payments, Amazon Business, and Seller Partner Services through clear written narratives and executive forums, while establishing metrics frameworks that measure the effectiveness of AI-driven risk decisions.

A day in the life

You start many mornings reviewing your team's written proposals or experiment results, providing feedback that sharpens their thinking before broader reviews. Mid-morning might bring a working session with your Science and Engineering counterparts to evaluate a new AI agent prototype for fraud detection. After lunch you shift to people leadership - a career-growth conversation with a direct report, followed by a calibration discussion with peer managers. Later you may draft or review a strategic narrative for senior leadership that lays out the next phase of your platform roadmap, then close the day syncing with your managers on priorities and blockers across the team.

About the team

The Credit and Fraud Risk Management team within ABP is responsible for every credit and fraud decision across the Business Credit account product. We combine advanced machine learning, Generative AI, and deep domain expertise to maximize credit access for businesses while protecting Amazon's balance sheet. Our team operates at the intersection of product, science, and engineering, and we are investing heavily in AI-native capabilities that will define the future of automated risk management. We value an inclusive, collaborative culture where leaders at every level are empowered to challenge assumptions, propose new ideas, and grow their careers.

BASIC QUALIFICATIONS

- 8+ years of team management experience

- Bachelor's degree

- Experience owning/driving roadmap strategy and definition

- Experience with feature delivery and tradeoffs of a product

PREFERRED QUALIFICATIONS

- Experience delivering consumer software products and services in a high growth environment

The base salary range for this position is listed below. Your Amazon package will include sign-on payments and restricted stock units (RSUs). Final compensation will be determined based on factors including experience, qualifications, and location. Amazon also offers comprehensive benefits including health insurance (medical, dental, vision, prescription, Basic Life & AD&D insurance and option for Supplemental life plans, EAP, Mental Health Support, Medical Advice Line, Flexible Spending Accounts, Adoption and Surrogacy Reimbursement coverage), 401(k) matching, paid time off, and parental leave. Learn more about our benefits at https://amazon.jobs/en/benefits.

USA, NY, New York - 217,700.00 - 294,500.00 USD annually

USA, WA, Seattle - 197,900.00 - 267,800.00 USD annually

About Amazon

Audible is a provider of spoken audio information and entertainment , on the Internet. They provide premium spoken audio content, such as audio versions of books and newspapers and radio programs, that is delivered over the Internet and played back on personal computers and hand-held electronic devices. The Audible service allows consumers to purchase and download their content from their Website, store it in digital files and play it back on personal computers and electronic devices. More than 15,000 hours of audio content are available on their Web site, including audio versions of books, periodicals and radio programs. Several manufacturers have agreed to support and promote the playback of their content on their hand-held audio-enabled electronic devices.

Amazon Careers

Joining Amazon presents an unparalleled opportunity to become part of a vibrant team pushing the boundaries of innovation and growth in the global marketplace. As a leader in e-commerce, technology, and logistics, Amazon offers a variety of job opportunities that cater to a range of skills and professional interests. Work You’ll Do At Amazon, every day is an opportunity to collaborate with the brightest minds in technology and business to redefine what’s possible. Whether you’re interested in software development, marketing, human resources, or customer service, Amazon has a position waiting for you. Transform the way the world shops and innovates with our diverse and inclusive team. Amazon is not just a company; it’s a community where you can drive real change and contribute to projects impacting millions globally. Lead with Innovation and Leadership Amazon is the perfect place to enhance your leadership and innovation skills. Our culture encourages pushing the envelope and imagining the unimaginable. Here, you will lead projects that challenge the status quo and define new industry standards. Work with a team that values diversity and is committed to creating an inclusive environment. Our leadership is focused on harnessing the collective power of unique perspectives to foster growth and innovation. Explore Amazon’s Employment Benefits Amazon’s commitment to its employees extends beyond just career growth. We offer competitive benefits, including health care, parental leave, and diversity training, ensuring that our team not only excels professionally but also enjoys well-being and security. Internship and Networking Opportunities Start your career with an Amazon internship and gain hands-on experience that matters. Our internships provide a gateway to full-time employment and an opportunity to network with professionals across various sectors of the company. Future-Proof Your Career With Amazon, your career path is filled with numerous opportunities for advancement. Our learning and development programs are designed to nurture your professional growth and keep you at the forefront of industry trends. Stay Connected Join Our Team Discover the job opportunities at Amazon that match your skills and interests. We are constantly on the lookout for passionate, curious, and innovative team players ready to make a difference. Keep Up to Date Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. Job Alert Emails Customize your subscription to receive job alerts, the latest news, and insider tips tailored to your preferences. Explore the exciting and rewarding career opportunities that await at Amazon. Amazon is more than just a company—it’s a platform for building a promising future. Whether you’re starting or looking to advance your career, Amazon offers the resources, support, and network you need to succeed. Join us, and be a part of our continuing mission to be Earth's most customer-centric company.
Learn more about Amazon
Size
1,608 employees
Market Cap
$832.6 billion
Industry
Net Income
$21.3 billion
Founded
1994
5 Year Trend
+28.1%
Revenue
$386 billion
NASDAQ

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