Senior FinCrime Product Compliance and Risk Manager - Wise Platform

Wise

$100K — $130K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Minimum 5-7 years in financial crime compliance, focusing on correspondent banking/BaAS programs.
  • Experience collaborating with external partners and internal product/engineering teams.
  • Strong analytical skills to interpret complex regulations and communicate them to stakeholders.
  • Problem-solver using regulations and data to inform business decisions.
  • Background in cross-border payments, specifically in US and Canadian markets.
  • Excellent communication and presentation skills for engaging with regulators/auditors.
  • Willingness to travel internationally as needed.

Responsibilities

  • Collaborate with product teams to establish effective financial crime controls for new Wise Platform products.
  • Monitor emerging financial crime typologies and regulatory requirements in the US and Canada, implementing necessary updates.
  • Work closely with Wise FinCrime teams to adapt existing controls for the specific needs of the Wise Platform.
  • Communicate compliance expectations to partners and integrate their feedback into processes.
  • Identify regulatory challenges and seek solutions to enable business growth through new licenses.

Benefits

  • Opportunity to work on dynamic and scalable financial products for a global audience.
  • Exposure to business development conversations that balance compliance with growth.
  • Collaborative environment with cross-functional teams including product and engineering.
  • Possibility of travel to various international Wise offices for collaboration.
  • Engagement in a mission-driven company focused on financial accessibility and crime prevention.
Full Job Description
At Wise we believe that people who are closest to risks are the best placed to identify and address these. We're looking for a FinCrime Product Compliance Senior Manager to support our Wise Platform Product team as they launch and scale Wise Platform for North America, specifically across our US and Canada markets. Wise Platform is our product for other financial institutions or businesses that need access to payments to run their businesses and support their customers. Your primary focus will be to help develop scalable processes to identify and effectively manage financial crime risks across a range of existing and new product types, markets and integrations globally. You will also have exposure to business development conversations - ensuring we remain compliant, while unlocking growth. Your mission: - Collaborate with product teams to define controls and interpret regulation to ensure all new Wise Platform products globally have the right financial crime controls. - Keep an eye on emerging typologies and regulatory requirements for the US and Canada and implement changes as necessary. You will have the support of the 2LOD to identify new regulatory requirements. - Understand Wise FinCrime controls and be comfortable working with both the Wise Platform team and our Global FinCrime product teams to make any necessary changes. - Communicate with our partners about our compliance program and expectations. Be able to empathise and incorporate feedback into our internal processes as required. - Be able to identify challenges to our regulatory permissions and work to unlock growth through new licenses as required. Qualifications - You have a minimum 5-7 years of experience in financial crime compliance, with a particular focus on correspondent banking and/or Banking as A Service (BaAS) program, - You have experience collaborating with external partners, as well as internal product and engineering teams to develop a solution that is tailored for the Platform Partner. - You have a strong ability to analyze and interpret complex regulatory frameworks and explain them clearly to stakeholders. - You are a problem-solver who uses regulations and data to drive business decisions. - You have experience working across cross border payments, with specific experience in the US and Canadian markets. - You have strong communication and presentation skills, and are able to present on the Wise Platform product to regulators and/or auditors. - You are willing to travel to Wise offices located across different countries. - You are legally authorized to work in the US.

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