SUMMARY As an integral member of the accounting and finance team, the Sr. Financial Analyst position is responsible for various loan, deposit, and other reporting to Senior Management. This individual must have loan accounting experience and must have a strong working knowledge of Excel to provide analytics on these portfolios.
ESSENTIAL DUTIES AND RESPONSIBILITIES- Prepare various Deposit Reports, including Deposit Change, Deposit Trend and Deposit Ranking Reports, for Senior Management.
- Prepare various Loan Reports, including Loan Originations Report and Loans reports for New/Paid-off portfolio and production reports, for Senior Management.
- Coordinate with CFO, CCO and management team to retrieve historical and create prospective loan analytics to monitor loan performance.
- Loan and deposit commission reporting.
- Prepare Call Report support schedules related to Loans, Allowance for Loan Loss (ALLL) and Loan Income
- Prepare quarterly ALLL analysis support schedules.
- Troubled debt restructuring.
- OREO accounting and reporting.
- Prepare quarterly Regulation F reporting.
- Prepare daily Loan Product Reports and Support schedules.
- Perform Banktel (A/P System) administrative support.
- Other ad-hoc reports requested by management.
ADDITIONAL RESPONSIBILITIES- Demonstrates high degree of professionalism in communication, attitude and teamwork with customers, peers, and management.
- Demonstrates high level of quality work, attendance, and appearance.
- Adheres to all Company Policies & Procedures and Safety Regulations.
- Understands and complies with all company rules and regulations.
- Attends training and maintains a basic knowledge of procedures to ensure compliance with laws and regulations governing financial institutions, as they apply to this position and its job responsibilities, with an emphasis on the BSA/AML/CIP, Consumer Privacy, Regulation CC, Information Security, Bank Protection Act, FACT-Identity Theft, Information Technology and GLBA.
- Additional duties assigned as it relates to the position.
SUPERVISORY RESPONSIBILITIESThis position does not have supervisory responsibilities.
MINIMUM QUALIFICATIONS- BA/BS in Finance, Business or related field required.
- Expert knowledge and skills in all aspects of Microsoft Excel (Tables, Pivot Tables, and complex calculations, etc.).
- Well-versed in Accounting Standards Codification (ASC) or Financial Accounting Standards (FAS).
- Bank experience is preferred.
- An analytical, working understanding of loan accounting.
- Adaptive to new situations.
- Ability to deal with complex problems involving multiple facets and variables.
- Highly developed attention to detail.
- Skilled strategist and leader, possessing strong relationship management abilities.
COMPETENCIES:- Adaptability
- Communication
- Decision Making
- Initiative
- Innovation
- Motivator
- Organization
- Professionalism
- Results Orientated
