BA/BS in Finance, Business or related field required
Expert knowledge and skills in Microsoft Excel, including advanced features like Pivot Tables
Well-versed in Accounting Standards Codification (ASC) or Financial Accounting Standards (FAS)
Preferred bank experience
Analytical understanding of loan accounting
Strong attention to detail
Responsibilities
Prepare various Deposit and Loan Reports for Senior Management
Coordinate with CFO and management for loan analytics
Manage loan and deposit commission reporting
Prepare Call Report support schedules and ALLL analysis
Oversee troubled debt restructuring and OREO accounting
Prepare daily Loan Product Reports and ad-hoc reports
Benefits
Professional development opportunities
Support for ongoing training in compliance and regulations
Dynamic team environment
Engagement with senior management
High standard of professional conduct encouraged
Full Job Description
SUMMARY
As an integral member of the accounting and finance team, the Sr. Financial Analyst position is responsible for various loan, deposit, and other reporting to Senior Management. This individual must have loan accounting experience and must have a strong working knowledge of Excel to provide analytics on these portfolios.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Prepare various Deposit Reports, including Deposit Change, Deposit Trend and Deposit Ranking Reports, for Senior Management.
Prepare various Loan Reports, including Loan Originations Report and Loans reports for New/Paid-off portfolio and production reports, for Senior Management.
Coordinate with CFO, CCO and management team to retrieve historical and create prospective loan analytics to monitor loan performance.
Loan and deposit commission reporting.
Prepare Call Report support schedules related to Loans, Allowance for Loan Loss (ALLL) and Loan Income
Prepare quarterly ALLL analysis support schedules.
Troubled debt restructuring.
OREO accounting and reporting.
Prepare quarterly Regulation F reporting.
Prepare daily Loan Product Reports and Support schedules.
Demonstrates high degree of professionalism in communication, attitude and teamwork with customers, peers, and management.
Demonstrates high level of quality work, attendance, and appearance.
Adheres to all Company Policies & Procedures and Safety Regulations.
Adheres to local, state, and federal laws.
Understands and complies with all company rules and regulations.
Attends training and maintains a basic knowledge of procedures to ensure compliance with laws and regulations governing financial institutions, as they apply to this position and its job responsibilities, with an emphasis on the BSA/AML/CIP, Consumer Privacy, Regulation CC, Information Security, Bank Protection Act, FACT-Identity Theft, Information Technology and GLBA.
Additional duties assigned as it relates to the position.
SUPERVISORY RESPONSIBILITIES
This position does not have supervisory responsibilities.
MINIMUM QUALIFICATIONS
BA/BS in Finance, Business or related field required.
Expert knowledge and skills in all aspects of Microsoft Excel (Tables, Pivot Tables, and complex calculations, etc.).
Well-versed in Accounting Standards Codification (ASC) or Financial Accounting Standards (FAS).
Bank experience is preferred.
An analytical, working understanding of loan accounting.
Adaptive to new situations.
Ability to deal with complex problems involving multiple facets and variables.
Highly developed attention to detail.
Skilled strategist and leader, possessing strong relationship management abilities.
