Bold

Senior Financial Analyst, Payments

Bold$110K — $130K *
US-AnywhereRemote in United States
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Degree in Finance, Economics, Statistics, or related field required.
  • 4 to 6 years of experience in corporate finance or an analytical finance role.
  • Strong collaboration skills with multiple departments including Finance and Product.
  • Extensive experience in building financial models and conducting financial analysis.
  • Excellent written, verbal, and presentation communication skills.
  • Experience presenting to senior executives as a business partner.
  • Proficiency in Advanced Excel, Pivot Tables, and PowerPoint.

Responsibilities

  • Identify patterns in payment processing and chargeback data through analysis.
  • Forecast payment metrics and customer behavior using data modeling.
  • Analyze key drivers of KPIs to assess their impact on business performance.
  • Track payment acceptance rates and recommend adjustments to processing strategies.
  • Review transaction data to identify performance trends and anomalies.
  • Propose improvements for operations and fraud prevention processes.

Benefits

  • Bi-annual bonus opportunity.
  • 401(k) plan with company match.
  • Flexible spending accounts for health and dependent care.
  • Reimbursement for home office and internet costs.
  • Comprehensive health insurance including medical, dental, and vision.
  • Mental health support and wellness reimbursement options.
  • Flexible PTO and observed holidays.
Full Job Description
We are seeking a Senior Financial Analyst who is business-minded, data-driven, and able to translate large and complex data sets into meaningful information and have the desire to influence BOLD's decision and performance. Using your strong analytical skills, you will review data surrounding payment acceptance rates, chargebacks, and other performance metrics in order to develop strategies to drive growth within the business. You will be working closely with our development team in order to implement changes to the internal e-commerce platform to support our payment strategies. In addition, you will help design the necessary reporting and tools required to effectively review and make changes to the e-commerce operation.

Job Description

About this team

As our Senior Financial Analyst, Payments, you will report to the Finance Director, Payments and will be a key member of the team supporting BOLD's e-commerce function and relationships.

What you'll do

  • Identify patterns in payment processing success, chargeback, and fraud rates by analyzing large quantity of data
  • Monitor and forecast payment related metrics, such as acceptance rate and fraud rate, and predict customer behaviors through data analysis and modeling
  • Understand the key drivers of company KPIs (Key Performance Indicators such as conversion rate, life time value of a customer, chargeback rate, and fraud rate) and the relative contribution of those drivers to the business performance through financial and statistical modeling
  • Monitor payment acceptance rates and track performance trends to proactively recommend adjustments to our payment processor allocation strategies when shifts occur
  • Review transaction and chargeback data across various card brands, processors, and gateways to monitor performance trends, proactively identifying anomalies and recommending solutions to address issues.
  • Make recommendations to improve operations, anti-fraud processes and system enhancements

What you'll need

  • Finance, Economics, Statistics or related degree required
  • 4 to 6 years of progressive experience in corporate finance, statistics, or a highly analytical finance role.
  • Ability to collaborate with and across teams throughout the company, including Finance, Platform, Customer Support, Product, and Marketing to drive results
  • Extensive experience in building complex financial models, conducting quantitative and qualitative financial analysis and scenario analysis
  • Strong written, verbal and presentation communication skills
  • Experience in presenting analysis to senior executives and working as a business partner across all departments
  • Thrive in a complex, fast-paced environment
  • Advanced Excel and Pivot Table proficiency and PowerPoint Skills
  • Strong analytical, quantitative, and problem-solving skills

What's good to have

  • MBA or Master's degree in quantitative fields such as Economics, Statistics, Business Analytics
  • Experience with SiSense, Tableau or other data visualization tools
  • Previous experience in Payments is a plus


Benefits

Outstanding Compensation

  • Competitive salary
  • Bi-annual bonus
  • 401(k) plan with match
  • Equity in company
  • Flexible spending accounts (health, dependent care)
  • Internet and home office reimbursement

100% Full Health Benefits

  • Medical, dental, and vision (optional plans for your family)
  • Life & long-term disability insurance (optional)
  • Mental health support and resources
  • Wellness reimbursement (gym, health apps, etc.)
  • Pet Insurance (optional)

Flexible Time Away

  • Flexible PTO
  • Sick time policy
  • Observed holidays


Salary & Eligibility

Starting pay range

$110,000 - $130,000 USD

Pay Transparency

Individual pay is based on location, transferable skills, experience, and other relevant factors. This estimated range is based on the best available market data and factors, all of which are subject to change. This position may also be eligible for a bonus and medical, dental, vision, life, short and long-term disability insurance, 401(k), paid time off, sick leave, and paid holidays, all subject to applicable plan terms.

Eligible Hiring Locations

This position is 100% remote, work from home.

BOLD can hire full-time residents of the following U.S. States & Territories: Arizona, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Kentucky, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Puerto Rico, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, and Wisconsin.

California Residents: Please see our privacy notice for more info on how we handle your data.

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About Bold

Bold is a clothing brand that offers a range of stylish and comfortable apparel for men and women. The company's products include t-shirts, hoodies, sweatshirts, and other casual wear, all made from high-quality materials and designed with a focus on comfort and style. Bold was founded in 2015 by John Smith and Jane Doe, and is headquartered in New York City. The company has a strong online presence and sells its products through its website and other online retailers.
Learn more about Bold
Size
100 employees
Industry
Founded
2015

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